Term Plans
Whole Life Insurance Plans
Endowment Plans (Guaranteed Returns)
Unit Linked Insurance Plans
Term Return of Premium Plans
Pension/ Annuity Plans
Life Cover against fixed Premium for a specific duration
Protection for Lifetime, i.e., Policy coverage till you are 100 yrs old
Protection + Guaranteed returns as high as 6.5%
Protection + Investment in various asset classes (Market-linked, debt, money market etc)
premiums paid are refunded upon end of the Policy Term
Provides regular pension for post-retirement expenses
5-85
Till you turn 100 yrs old
5-35
10-20
5-65
Whole life
Maturity Benefit available only if Return of Premium option is chosen
Plan matures when you turn 100 yrs old
Yes, at the end of policy term
Yes, at the end of policy term
Survival Benefits on Maturity
Regular Income till ‘survival
Life Cover
Life Cover
Sum Assured
Sum Assured
Life Cover
Few plans offer this
Financial protection for family at affordable rates
to leave a legacy for their family
Secured and guaranteed return for tension-free investment
A well-diversified investment portfolio with good returns and life cover
Guaranteed Benefit upon Maturity + Life Cover
To Secure Retirement by regular income.
Best Life Insurance Plans in India 2022
- Term Insurance
- Investment Plan
Insurance Plan
ICICI iProtect Smart
HDFC Click 2 Protect Life
Max Life Smart Secure Plan
TATA AIA Sampoorn Raksha Supreme
Bajaj Smart Protect Goal
PNB Met Life Mera Term Plan Plus
Canara iSelect Star
Kotak Life e-Term Plan
Edelweiss Tokio life Total Protect Plus
IndiaFirst e-term Plus Plan
Birla DigiShield Plan
Exide Smart Term Edge Comprehensive
18/65 years
10-67/81 years
₹ 50 lakh/20 Cr
97.9%
18/60 years
10/67 years
₹ 50 Lakh/ 5 Cr
98.01%
18/60 years
10/67 years
₹ 25 Lakh/ 10 Cr
99.35%
18/60 years
10-67/81 years
₹ 60 Lakh/ 20 Cr
98.02%
18/65 years
5-67/81 years
₹ 50 Lakh/20 Cr
98.48%
18/50 years
10/(80 minus your Current Age) years
₹ 50 Lakh/2 Cr
98.17%
18/60 years
5/(80 minus your Current Age) years
₹ 25 Lakh/2 Cr
98.57%
18/65 years
5-40/ (75 minus your Current Age) years
₹ 25 Lakh/no upper limit
98.5%
18/55 years
5/(100 minus your Current Age) years
₹ 50 Lakh/1.99 Cr
97%
18/55 years
5- 40 years
₹ 25 Lakh/20 Cr
96.81%
18/65 years
5-55 years
₹ 50 Lakh/5 Cr
98.02%
18/65 years
5-40 years
₹ 20 Lakh/20 Cr
98.54%
Invested amount of ₹10,000/ Month for 10 Years withdrawn after 20 years
Insurance Plan
Birla Sun Life Insurance Company Ltd-Capital Guarantee Solution
Tata AIA Life Insurance Company Ltd-Capital Guarantee Solution
HDFC Life Insurance Company Ltd-Capital Guarantee Solution
Max Life insurance Co. Ltd-Capital Guarantee Solution
ICICI Prudential Life Insurance Company Ltd-Capital Guarantee Solution
Bajaj Allianz Life Insurance Company Ltd-Capital Guarantee Solution
PNB MetLife India Insurance Company Limited-Capital Guarantee Solution
Edelwiess Tokio Life Insurance Company Ltd-Capital Guarantee Solution
HDFC Life Insurance Company Ltd-200% Capital Guarantee Income Solution
Tata AIA Life Insurance Company Ltd-Capital Guarantee Income Solution
Maturity Value
At end of Policy
18/60 Years
10/35 Years
17.06%
₹74.8 Lac
18/50 Years
15/21 Years
19.03%
₹94.7 Lac
18/65 Years
10/20 Years
14.56%
₹54.7 Lac
18/50 Years
10/20 Years
13.74%
₹60.5 Lac
18/60 Years
10/20 Years
11.75%
₹37.2 Lac
18/52 Years
10/20 Years
15.93%
₹67.2 Lac
18/60 Years
12/20 Years
13.36%
₹61.9 Lac
18/55 Years
10/25 Years
13.97%
₹60.3 Lac
7/60 Years
10/20 Years
14.56%
₹54.5 Lac
18/50 Years
15/21 Years
19.03%
₹74.9 Lac
How to Buy Life Insurance Online from Policybazaar?
To get insured from the comfort of home, an individual can buy life insurance online from Policybazaar. Follow these simple steps to buy life insurance online from Policybazaar.
Step 1- Decide on the goal for which one wants to avail a life insurance plan
Step 2- Understand & compare the types of Life insurance options that’ll help meet the goals
Step 3- Provide preliminary information to get personalized quotations or plan options
- Information required for Investment plans:
- Age, Current city
- Investment amount
- Payment term and Plan duration
- Select preference of investment option – Market linked or 100% Guaranteed
- Information required for Term plans:
- Do you smoke or chew tobacco? (Yes/No)
- Select your annual income
- Select the occupation type
- Choose the educational qualification
Step 4-Choose and compare the plans from the options that get displayed. The insurance buyers can anytime avail “free” of cost & personalized Financial expert assistance to compare and review plan options.