Hello, Maiya. Thanks for writing in. Travel insurance typically covers unforeseen events that may occur during your trip. Here are some of the common coverages that travel insurance provides:

• Trip cancellation and interruption: If you need to cancel or cut short your trip due to unforeseen circumstances such as illness, injury, or death in the family, travel insurance can provide coverage for the non-refundable expenses.
• Emergency medical expenses: If you fall ill or get injured during your trip, travel insurance can cover emergency medical expenses such as hospitalization, medical evacuation, and repatriation.
• Baggage and personal belongings: If your baggage or personal belongings are lost, stolen, or damaged during your trip, travel insurance can provide coverage for the cost of replacement.
• Travel delay and missed connections: Travel insurance can cover additional expenses such as meals and accommodations if your flight or train is delayed.
• Accidental death and dismemberment: If you suffer accidental death or dismemberment during your trip, travel insurance can cover the medical expenses and the cost of repatriation.

Whether or not you need travel insurance depends on several factors, such as the cost of your trip, your destination, and the activities you will be participating in. If you travel to a foreign country or participate in adventure sports, you may need additional coverage not provided by your regular health insurance or credit card benefits. Additionally, if your trip involves non-refundable expenses such as airfare, hotels, and tours, you may consider purchasing travel insurance to protect your investment.

You should compare multiple travel insurance plans and read the policy documents carefully before deciding. It is also essential to understand the coverage exclusions and limitations of the travel insurance policy to ensure you get the coverage you need.

Visit the following link to learn more about Travel Insurance.