Hello Snehal, thanks for reaching out. Maternity insurance provides thorough coverage for medical costs incurred throughout pregnancy, including the price of delivery, hospitalisation, prenatal and postnatal care, diagnostic tests, medications, and newborn baby expenses. Given that pregnancy is an expensive endeavour, maternity insurance policies assist women in planning for the financial needs of raising a child.

Health insurance that covers all costs associated with pregnancy, including those related to standard and C-section deliveries, is known as maternity insurance. Some insurance providers offer maternity insurance policies that cover pregnancies, pre and postnatal, and newborn baby costs. Additionally, some businesses give their female employees the option of adding maternity insurance as a rider or in addition to the best health insurance plan.

In India, all maternity insurance plans have a waiting period from 9 months to 6 years. The insured women are not permitted to submit any claims for pregnancy-related costs during this time. As a result, it is advised that women choose maternity insurance coverage for at least a few years before they intend to have children. Additionally, the waiting period for maternity insurance varies from plan to plan, so they must check it before choosing a maternity cover.

You can learn more about Maternity Insurance here