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  • Mere ko apni policy band karni hai kya karna hoga meri policy varishtha pension bima yojana hai
SR
Sheikh Ramjan
Q&A | Ref. No: 133487028 | 12 Oct, 2021, 09:01 PM

Mere ko apni policy band karni hai kya karna hoga meri policy varishtha pension bima yojana hai

Policybazaar Team
14 Oct, 2021, 03:27 PM

Hi Ramzan, LIC Varishtha Pension Bima Yojana ek immediate annuity plan hai jahan aap ek baar plan start karte samay full payment kartein hain aur pension immediately shuru ho jaati hai. Ismein 15 saal ka lock-in period hai, isliye aap ise policy issue hone ke 15 saal baad band kar sakte hain aur jo bhi amount aapne policy shuru hote samay jama kiya tha, wo apko wapas kar diya jaata hai. Aap is policy ko 2 sthitiyon mein 15 saal se pehle band kar sakte hain:
1. Policy khareedne ke baad 15 din ke free lookup period ke dauran. Is sthiti mein aapka jama kiya hua saara amount aapko wapas kar diya jaata hai
2. Agar aap kisi jaanleva bimari se grast ho jaate hain, tab aap 15 saal se pehle apni policy surrender kar sakte hain. Is sthiti mein aapko aapke jama kiye hue amount ka 98% hi wapas kiya jaata hai

Policy mein ek aur suvidha uplabdh hai - aap policy issue hone ke 3 saal baad, policy ke against loan bhi le sakte hain. Loan ki value aapke jama kiye amount ki maximum 75% ho sakti hai aur interest rate LIC decide karti hai. Interest aapki pension mein se recover kiya jaata hai.

Adhik jaankari ya policy band karne mein madad ke liye aap LIC helpline pe call kar sakte hain: +91-9222492224. Aapke shehar ka specific number LIC ki official website pe bhi dekh sakte hain: LIC Customer Service

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Policybazaar Team
22 Apr, 2021, 03:16 PM

Hi Sampath, It is an insurance plan that helps you in providing coverage to a specific group of people like employees. It helps to protect your employees and their families, especially in such case when the medical prices are increasing a lot. You can buy the plans at affordable premium prices and for here for more. 

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My policy lic new jeevan nidhi policy surrender value my policy 7 years go sir

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Policybazaar Team
11 May, 2021, 11:23 AM

Hi Johnson, for any query or concerns you can connect with our advisors at care@policybazaar.com. Our team will get back to you to share an update and give you assistance. 

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Policybazaar Team
22 Apr, 2021, 03:16 PM

Hi Avnesh, yes it is a beneficial plan for a group that has been designed to cover labours and contractual workers to avoid risk from coronavirus. It provides medical coverage and the best treatment related to COVID-19. You can find out the best plans over here

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Policybazaar Team
22 Apr, 2021, 04:13 PM

Hi, you can buy the third-party insurance policy online for your commercial vehicle. This plan provides coverage in case of losses or damages caused by or to a commercial vehicle and its owner. You can check the plans over here and can choose the right plan for your vehicle. 

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Policybazaar Team
22 Apr, 2021, 06:31 PM

Hi Sandesh, you can buy the coronavirus cover plan online very easily. All the health insurance covers the COVID-19 disease and gives better protection. Also, under the guidelines of IRDAI, two more plans have been launched: Corona Kavach Policy and Corona Rakshak Policy. You can check and buy the plans here

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