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SR
Sheikh Ramjan

Mere ko apni policy band karni hai kya karna hoga meri policy varishtha pension bima yojana hai

Policybazaar Team

Hi Ramzan, LIC Varishtha Pension Bima Yojana ek immediate annuity plan hai jahan aap ek baar plan start karte samay full payment kartein hain aur pension immediately shuru ho jaati hai. Ismein 15 saal ka lock-in period hai, isliye aap ise policy issue hone ke 15 saal baad band kar sakte hain aur jo bhi amount aapne policy shuru hote samay jama kiya tha, wo apko wapas kar diya jaata hai. Aap is policy ko 2 sthitiyon mein 15 saal se pehle band kar sakte hain:
1. Policy khareedne ke baad 15 din ke free lookup period ke dauran. Is sthiti mein aapka jama kiya hua saara amount aapko wapas kar diya jaata hai
2. Agar aap kisi jaanleva bimari se grast ho jaate hain, tab aap 15 saal se pehle apni policy surrender kar sakte hain. Is sthiti mein aapko aapke jama kiye hue amount ka 98% hi wapas kiya jaata hai

Policy mein ek aur suvidha uplabdh hai - aap policy issue hone ke 3 saal baad, policy ke against loan bhi le sakte hain. Loan ki value aapke jama kiye amount ki maximum 75% ho sakti hai aur interest rate LIC decide karti hai. Interest aapki pension mein se recover kiya jaata hai.

Adhik jaankari ya policy band karne mein madad ke liye aap LIC helpline pe call kar sakte hain: +91-9222492224. Aapke shehar ka specific number LIC ki official website pe bhi dekh sakte hain: LIC Customer Service

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