Hello Rajeev, thanks for reaching out. As of now, we are not offering solar insurance. However, Solar insurance is a specialized type of insurance coverage designed to protect solar energy systems and their components against various risks and potential losses. It is particularly relevant for individuals, businesses, or organizations that have invested in solar power installations, including solar panels, inverters, and related equipment.

Here are some key points to understand about solar insurance:

• Coverage: Solar insurance policies typically cover a range of risks, including damage or loss due to natural disasters like storms, hurricanes, hail, or fire. They may also include coverage for theft, vandalism, electrical or mechanical breakdown, and accidental damage.
• Property Insurance: Solar insurance often functions as an extension of property insurance. While property insurance may cover the building or structure where the solar panels are installed, solar insurance focuses explicitly on covering the solar energy system itself.
• Business Interruption: Solar insurance may also include coverage for business interruption or loss of income. Suppose a solar energy system becomes inoperable due to damage or other covered reasons. In that case, the policy may compensate for the resulting loss of power generation and income during downtime.
• Liability Coverage: Solar insurance policies may offer liability coverage to protect against potential claims or lawsuits arising from accidents or injuries related to the solar energy system. This coverage can be crucial for solar energy system owners to mitigate their liability risks.
• Optional Coverage: Depending on the insurance provider and policy, additional optional coverage may be available. This can include coverage for the transportation and installation of solar panels, coverage for specialized solar equipment or technology, or coverage for system performance guarantees.
• Factors Affecting Premiums: The cost of solar insurance premiums can vary based on several factors. These may include the size and value of the solar energy system, the location of the installation (taking into account weather patterns and exposure to natural disasters), the level of coverage required, the deductible chosen, and the claims history of the insured party.
• Policy Exclusions: Like any insurance policy, solar insurance may have certain exclusions and limitations. Reviewing the policy terms and conditions to understand what risks are covered and excluded from the coverage is crucial.

Hope it helps.