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Premium for new car insurance Kia Carens Prestige DCT Model
Hi Palak, thanks for reaching out. There are two basic types of insurance policies that you can choose from:
1. Third-party Insurance: Cover only the damages to life and property of the other party involved in the accident with your car
2. Comprehensive insurance: Covers theft or damages of your own vehicle in addition to third-party coverage
While third-party insurance is mandatory under the Motor Vehicles Act, it is advisable to buy comprehensive coverage to secure yourself against financial losses incurred in case of a mishap with your vehicle. You will also need to purchase a personal accident cover of at least 15 lac as a legally mandatory cover if you do not already have a separate personal accident insurance policy.
There are also some important add-ons such as zero depreciation cover, engine protection cover, etc. that you might want to consider for more robust insurance coverage.
You can find car insurance plans from various insurers on our website here: Car Insurance
Meanwhile, we have arranged a callback from our insurance advisor to assist you.
