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Amit

What is the meaning of restoration?

Policybazaar Team

Restoration is a term used to denote the benefit on a health insurance policy where the insurer 'restores' the entire sum insured for re-use by the customer, once the sum insured on the policy is completely used up. There are some terms associated with such restoration; e.g - the restoration can only be triggered once in a year of coverage and when done can only be used for a claim un-related to the previous claims that led to the usage of sum insured. The specific terms can vary a little bit between plan to plan (or company to company) - Will suggest to speak to an adviser with the specific policy/plan you have in mind to know this in detail.

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