Hello Binoy, thanks for reaching out. Maternity insurance provides thorough coverage for medical costs incurred throughout pregnancy, including the price of delivery, hospitalisation, prenatal and postnatal care, diagnostic tests, medications, and newborn baby expenses. Given that pregnancy is an expensive endeavour, maternity insurance policies assist women in planning for the financial needs of raising a child.

Health insurance that covers all costs associated with pregnancy, including those related to standard and C-section deliveries, is known as maternity insurance. Some insurance providers offer maternity insurance policies that cover pregnancies, prenatal and postnatal, and newborn baby costs. Additionally, some businesses give their female employees the option of adding maternity insurance as a rider or in addition to the best health insurance plan.

In India, all maternity insurance plans have a waiting period from 9 months to 6 years. The insured women are not permitted to submit any claims for pregnancy-related costs during this time. As a result, it is advised that women choose maternity insurance coverage for at least a few years before they intend to have children. Additionally, the waiting period for maternity insurance varies from plan to plan, so they must check it before choosing a maternity cover.

You can learn more about Maternity Insurance here

Hope this helps. 

Hello, Yes, you can still get health insurance even if you have chronic pancreatitis. However, the premium amount may be higher due to the pre-existing conditions. It is recommended to disclose your medical history accurately while buying the policy to avoid any future claim rejection. You can compare different health insurance plans here and choose the one that suits your requirements and budget 

Hello Gopal, thank you for reaching out. We are arranging a callback from our insurance advisor. The advisor shall reach out to you shortly. You may select from a selection of health insurance products from several insurers on our website, including:
1. Individual health plans suited to a single person
2. Family floater health plans provide coverage for your complete family under a single plan.
3. Critical illness insurance policies (usually available as add-on covers)
4. Policies specific to Corona
There are also schemes designed specifically for senior citizens.

However, do note that most comprehensive health insurance policies (individual or family floater) provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases.

While some features may differ from plan to plan, some key terms and conditions for nearly all comprehensive health policies include the following:
1. All pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future
2. The insurer may require you to go through tele- or physical medical tests based on your age and health condition
3. Across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans.

You can find out more features and benefits about health insurance and also check out various policies here: Health Insurance