How to Download Duplicate Car Insurance Policy Online?
In today's digital age, obtaining a duplicate car insurance policy online has never been easier.
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How to Download Car Insurance Policy Online from Insurer's Website/App?
If you have purchased your car insurance online directly from the insurer, follow these steps to download the duplicate copy of your policy document:
- Visit your insurer's official website and login to your account using your policy number or registered email.
- Choose the 'My Policies' or 'Policy Documents' option.
- Select your motor insurance policy and click 'Download Policy.'
- Simply save the PDF on your mobile or get it printed for further use.
How to Download Car Insurance Policy from Policybazaar.com?
If you have purchased your four-wheeler insurance policy from Policybazaar Insurance Brokers Private Limited, here is the car insurance download option to access your policy information:
- Visit Policybazaar.com and sign in to your account
- You can log in via OTP or by entering your password
- You will now be redirected to your account dashboard
- From the 'Policies' section of your account, easily download a duplicate of your car insurance policy and save it for easy access.
How to Get Car Insurance Policy Details by Vehicle Number?
In case you wish to know car insurance details using vehicle number, you can do so by using the 'Parivahan Sewa' portal introduced by the Government of India. This portal allows you to access all information related to your vehicle from RC to license.
Here is how to download car insurance policy by vehicle number:
- Visit the official website of the Parivahan Sewa portal
- Select 'Vehicle-Related Services' from the 'Online Services' dropdown
- Select State Name from the dropdown
- You will now be taken to the 'Vahan Citizen Services' portal, where you will be required to enter your vehicle number, state and RTO.
- Now, you will be able to download car insurance policy by vehicle number and access all your car insurance details.
How to Get Duplicate Car Insurance Copy Offline?
Here are the steps to obtain a duplicate car insurance copy via offline mode:
Step 1: Notify your Car Insurance Provider
The first thing that you need to do is to inform your insurer about the loss of your motor insurance document. Try to notify your insurer as soon as possible so that your insurance provider can commence the process of issuing the duplicate car insurance policy document at the earliest.
You can inform your insurer by calling them on their claim assistance number or toll-free number. You can also send them an email to inform them about the loss.
Step 2: File a Police FIR
Next, file an FIR or First Information Report at the nearest police station. Remember to obtain a copy of the Police FIR, as you will need to submit it to your motor insurance company. The FIR acts as proof of the claim of not being able to find your car insurance papers. Thus, you need to submit the FIR copy to your insurer to obtain your duplicate car insurance policy papers.
Step 3: Publish a Newspaper Advertisement
Besides filing a Police FIR, you will also need to get an advertisement published in a newspaper to obtain a car insurance duplicate copy. The advertisement should be published in a newspaper circulating across the state where you lost your policy document. However, the insurance company will not pay for the cost of publishing the advertisement. So, consider the cost while selecting the newspaper for publishing your ad.
Step 4: Submit the Application to the Insurer
Next, you need to submit a written application to your car insurance company requesting them to issue a duplicate copy of your four-wheeler policy document. The application should talk about how you lost your policy papers and should consist of details such as your name, car insurance policy number, coverage type, date of issuance, etc. Submit the hard copy of the application to your insurer along with a copy of your registered Police FIR.
Step 5: Obtain an Indemnity Bond
Lastly, you need to get an indemnity bond made and submit it to your car insurance provider to obtain the duplicate policy papers. The bond should include your full name and contain the signatures of two witnesses. You will have to buy the stamp paper and get the bond acknowledged by a notary. Your request to obtain the duplicate car insurance papers will only be processed once you submit the indemnity bond along with all the documents to your insurer.
Importance of Having a Car Insurance Policy Copy
Vehicle insurance is mandatory as per the Indian Motor Vehicles Act. Not having a valid motor insurance policy while driving may lead to legal consequences and penalties. Besides, car insurance provides financial protection against potential expenses that may arise from accidental damage, theft, or other related perils. Hence, you should always have access to your insurance documents and also know how to download car insurance policy if it gets lost or stolen.
Also Read: Different Ways to Find a Car Insurance Policy Number
