Three Easy Ways to Check Bike Insurance Expiry Date Online
Whenever we purchase anything of our dreams, we not only spend money for it, we also put our lot of effort and time into it and when we buy a bike of our likelihood, we have to buy an insurance policy for it apart from many things. This is because it is necessary to buy a bike insurance policy before riding it on Indian roads.
There are two basic types of bike insurance plans provided by most of the bike insurance providers -
- Third-party bike insurance
- Comprehensive bike insurance
On one hand, where a third-party bike insurance policy provides coverage against losses or damages incurred to third-party property or person. On the other hand, comprehensive bike insurance provides coverage against losses or damages to own vehicle and third-party both. However, one thing that is common in all the bike insurance policies is that they all come with a pre-defined expiry date, and to continue to avail of its insurance benefits, you have to renew it on time. This is the reason it is essential to know your bike insurance expiry date. You can easily check your bike insurance policy details online by these three methods:
Through Insurance Information Bureau:
All the details related to the insurance policy can easily be found on the Insurance Information Bureau's website. You have to follow the below-mentioned steps to check the expiry date of your bike insurance policy through this website:
- Visit the website of the Insurance Information Bureau (IIB).
- On its homepage, you will find the 'Quick Links' section. Click the 'V Seva’ option on this link. This will enable you to see a form.
- Provide all the information needed on this form.
- Provide the 'Captcha' and click the Submit button.
This will show you the details of your bike insurance policy from where you can check the expiry date. It is to be noted here that this website has information related to insurance policies for vehicles that are brought after 01st April 2020.
Any insurance policy that is bought before this date is not mentioned on the website and you are eligible to view the details on this website a maximum of three times by using the same email id and mobile number.
If you wish, you can as well follow the below mentioned two steps to see the details of the insurance on the website of the Insurance Information Bureau (IIB):
- Go to the IIB portal.
- Fill in a query form there and an executive will give you a call on your registered mobile number to assist you.
The Ministry of Road and Transport maintains a record of all the vehicle insurance policies on its VAHAN website. Therefore, you can view the expiry date of your two-wheeler insurance policy on this website by following the below-mentioned steps:
- Go to the e-service website ‘VAHAN’.
- On the menu tab, you will see the 'Know Your Details' tab, click it.
- On the next page that comes, provide the details of your vehicle like your vehicle number and the verification code.
- Now click the 'Search Vehicle' option.
The details of your bike insurance policy will be displayed on your screen. The expiry date of the vehicle is shown under 'Insurance Upto’ column.
Through the Insurance Provider:
The insurance providers have all the records of the insurance policies that they issue. So, you can check the expiry date of your bike insurance by logging in to the website of your insurance provider. The steps to check the details of the insurance policy may vary from insurer to insurer. However, most of these websites will allow you to check the expiry date of your bike by providing the bike's registration number.
The Final Words!
If you do not renew your bike insurance policy on time, i.e. before its expiry date, it will be terminated and because of this, you may have to buy a new insurance policy. However, most of the insurers provide a grace period after the policy expiry date, but in this case, you may have to pay some penalty. Therefore, it is recommended to renew the bike insurance policy before it expires, and to do the same checking the policy expiry date can help.