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Insurance got you feeling like a fish out of water? Drop us a question and our team will cast a net of knowledge. Join the thousands who've found answers with us!
Hello Ashish, One of our health insurance advisors will connect with you before the end of working hours today to help you compare and choose the right family floater plan according to your requirements. You can also visit our website using the following link to go through the plans and their features directly here
Hello Thameem, A Health insurance policy provides financial protection against medical expenses incurred due to illness or injury. Some of the benefits of buying a health insurance policy are:
1. Cashless hospitalization: You can avail of cashless hospitalization facilities at network hospitals, where the insurer settles the medical bills directly with the hospital.
2. Coverage for pre and post-hospitalization expenses: The health insurance policy covers medical expenses incurred before and after hospitalization for a specified period.
3. No-claim bonus: If you do not make any claim during the policy period, you can avail a no-claim bonus in the form of a discount on the premium.
4. Tax benefits: You can avail of tax benefits under Section 80D of the Income Tax Act, 1961, for the premium paid towards health insurance policy.
5. Coverage for critical illnesses: Health insurance policy covers acute diseases such as cancer, heart attack, stroke, etc.
6. Coverage for day-care procedures: The health insurance policy covers medical expenses incurred for day-care procedures that do not require hospitalization for more than 24 hours.
7. Coverage for alternative treatments: The health insurance policy covers medical expenses for alternative therapies such as Ayurveda, Homeopathy, etc. These are some of the benefits of buying a health insurance policy.
For more information, Click Here: Health insurance
It is advisable to compare different health insurance policies and choose the one that suits your requirements.
want to know more about it and detailing about insurance
Verified | Imran | 21 Jun, 2023, 08:02 PMHello Imran, thanks for writing in. Health insurance is a type of insurance that covers medical expenses incurred by the policyholder. At Policybazaar, we offer a range of health insurance products from several insurers, including individual health plans, family floater health plans, critical illness insurance policies, and policies specific to Corona. We also have schemes designed specifically for senior citizens. Most comprehensive health insurance policies provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases. However, it is important to note that all pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future. The insurer may also require you to go through tele- or physical medical tests based on your age and health condition. Additionally, across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans.
You can find out more features and benefits about health insurance here
planning to buy group insurance. therefore, need certain queries to be addressed.
Verified | Deepak | Service Query | 03 Jan, 2023, 03:31 PM View answer