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TH

Check the benefits

Replied by Policybazaar Team

Hello Thameem, A Health insurance policy provides financial protection against medical expenses incurred due to illness or injury. Some of the benefits of buying a health insurance policy are:

1. Cashless hospitalization: You can avail of cashless hospitalization facilities at network hospitals, where the insurer settles the medical bills directly with the hospital.
2. Coverage for pre and post-hospitalization expenses: The health insurance policy covers medical expenses incurred before and after hospitalization for a specified period.
3. No-claim bonus: If you do not make any claim during the policy period, you can avail a no-claim bonus in the form of a discount on the premium.
4. Tax benefits: You can avail of tax benefits under Section 80D of the Income Tax Act, 1961, for the premium paid towards health insurance policy.
5. Coverage for critical illnesses: Health insurance policy covers acute diseases such as cancer, heart attack, stroke, etc.
6. Coverage for day-care procedures: The health insurance policy covers medical expenses incurred for day-care procedures that do not require hospitalization for more than 24 hours.
7. Coverage for alternative treatments: The health insurance policy covers medical expenses for alternative therapies such as Ayurveda, Homeopathy, etc. These are some of the benefits of buying a health insurance policy.

For more information, Click Here: Health insurance

It is advisable to compare different health insurance policies and choose the one that suits your requirements.

IM

want to know more about it and detailing about insurance

Replied by Policybazaar Team

Hello Imran, thanks for writing in. Health insurance is a type of insurance that covers medical expenses incurred by the policyholder. At Policybazaar, we offer a range of health insurance products from several insurers, including individual health plans, family floater health plans, critical illness insurance policies, and policies specific to Corona. We also have schemes designed specifically for senior citizens. Most comprehensive health insurance policies provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases. However, it is important to note that all pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future. The insurer may also require you to go through tele- or physical medical tests based on your age and health condition. Additionally, across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans.

You can find out more features and benefits about health insurance here

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YA

we are looking GMC for company employees covering 5 laksh sum insured amount with a expected 167 employees with 1+3 coverage

Replied by Policybazaar Team

Hello Yathindra, Group medical insurance for employees is a type of health insurance coverage that is provided by an employer to their employees as part of a benefits package. The employer purchases a group health insurance policy from an insurance company, and then offers coverage to their employees as a group.

Group medical insurance typically covers the cost of medical services such as doctor visits, hospitalization, surgery, and prescription drugs. The coverage and benefits offered may vary depending on the specific policy chosen by the employer.

The advantage of group medical insurance is that it typically offers lower premiums than individual health insurance policies. This is because the insurance company is able to spread the risk of high medical expenses across a larger group of people. Group medical insurance can also help attract and retain employees, as it is considered a valuable benefit.

Further, buying a group health insurance plan for your employees gives them protection, coverage, and also satisfaction. We are glad that you have chosen to buy a group health insurance policy for the safety of your employees. We are here to assist you and to share different group insurance policy plans with you. Please visit the following link to know about the plans and premiums: Group Health Insurance

Meanwhile, we have also arranged a callback from our insurance advisor to help you with the information and purchase. The advisor will get in touch with you shortly.

DE

planning to buy group insurance. therefore, need certain queries to be addressed.

View answer
Replied by Policybazaar Team

Hi Deepak, thanks for reaching out. Group health insurance covers a specific group of people, such as company employees or members of an organization. This health insurance policy, also known as a corporate health insurance policy, typically includes accidental hospitalization COVID insurance, daily hospital benefit, critical illness cover, maternity coverage, and so on.

Further, buying a group health insurance plan for your employees gives them protection, coverage, and also satisfaction. We are glad that you have chosen to buy a group health insurance policy for the safety of your employees. We are here to assist you and to share different group insurance policy plans with you. Please visit the following link to know about the plans and premiums: Group Health Insurance

Meanwhile, we have also arranged a callback from our insurance advisor to help you with the information and purchase. The advisor will get in touch with you shortly.

AJ

I want to purchase your policy. Pleasw give me all options

View answer
Replied by Policybazaar Team

Hi Ashish, thanks for reaching out. Group health insurance covers a specific group of people, such as company employees or members of an organization. This health insurance policy, also known as a corporate health insurance policy, typically includes accidental hospitalization COVID insurance, daily hospital benefit, critical illness cover, maternity coverage, and so on.

Further, buying a group health insurance plan for your employees gives them protection, coverage, and also satisfaction. We are glad that you have chosen to buy a group health insurance policy for the safety of your employees. We are here to assist you and to share different group insurance policy plans with you. Please visit the following link to know about the plans and premiums: Group Health Insurance

Meanwhile, we have also arranged a callback from our insurance advisor to help you with the information and purchase. The advisor will get in touch with you shortly.

View More

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