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AJ

NEED A POLICY AGAINST MY BIKE WB08C0621

Replied by Policybazaar Team

Hello Ajay, thank you for your message. Two-wheeler insurance usually covers damages resulting from accidents, theft, natural disasters, and third-party liabilities. However, it may not cover damages caused by regular wear and tear, mechanical or electrical breakdowns, driving under the influence of alcohol or drugs, or illegal activities.

There are two types of policies available for two-wheeler insurance. The first is third-party bike insurance, which covers damages caused to third-party property or injuries sustained by a third party in an accident involving your bike. However, this policy does not cover damages to your bike or injuries you sustain in an accident.

It's important to have third-party bike insurance to protect yourself from financial liabilities and comply with the law. In case of an accident, having a third-party bike insurance policy can provide peace of mind and financial security.

The second option is comprehensive third-party insurance, which covers damages to the third party's property or injuries sustained by a third party in an accident involving your bike. This policy also covers damages to your bike and injuries you sustain in an accident up to the policy limit.

While comprehensive third-party insurance provides more coverage than a basic third-party insurance policy, it's also more expensive. However, the additional coverage provided by a comprehensive policy can provide greater peace of mind and financial security in case of an accident.

For more information about two-wheeler insurance, please click here.

TS

I want to buy a driver personal Accident policy

Replied by Policybazaar Team

Hello Theresa, We appreciate your inquiry. Please use the link below to find the best Personal Accident insurance plans. The premium will be determined by a few factors, such as your age and, if applicable, your insurance member status. After you enter your information, you will receive estimates from multiple insurers from which you can choose the most suitable option.

In addition, personal accident insurance policies provide members with comprehensive financial protection against unanticipated occurrences such as an accident-related death, bodily harm sustained without intent, and partial or complete impairments, both permanent and temporary, caused by accident. The nominee receives total compensation from the insurer in case of the policyholder's unintentional death.

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RM

Shop theft and fire insurance stock thirty five lakhs

Replied by Policybazaar Team

Hello Rishu, thanks for writing in. A shop insurance policy is a form of insurance policy that offers financial assistance to a business owner in the event of theft, natural catastrophe, or other tragedy. It is a legal contract between the insurer and the policyholder under which the insurer reimburses the policyholder for any incidence that results in loss or damage.

Shop insurance plans offer protection to the insured against financial crisis in case of an accident in his/her shop or any other related incident.

Along with all of the online services that insurance companies give to make their customers' purchasing experience as easy as possible, they also provide an online tool that assists their clients in determining an anticipated premium price for their preferred shop insurance policy. You may look for it on the insurer's website and calculate the premium amount after selecting the type of coverage you need as well as any add-ons you might wish to include in the plan.

You can learn more about Shop Insurance here. Also, we are arranging a callback from our insurance advisor to assist you further on this.

JO

Whats the premium for acci for personal insurance of say 15 Lacs

View answer
Replied by Policybazaar Team

Hello Jolly, thanks for writing in. A personal accident insurance policy is a type of insurance that provides financial protection in the event of an accident resulting in bodily injury, disability or death. This type of insurance policy is designed to cover the costs of medical treatment, rehabilitation, and other related expenses that may arise due to an accident.

In addition to covering medical expenses, personal accident insurance policies may also provide benefits such as income protection if the policyholder is unable to work due to their injuries. Some policies may also offer additional benefits such as funeral expenses or compensation for permanent disability or disfigurement.It's important to note that personal accident insurance policies typically have specific exclusions and limitations, so it's essential to carefully review the policy terms and conditions before purchasing the policy.

The premium will depend on a few criteria, including your age and your insurance member standing if any. Once the information is entered, you will receive estimates from several insurers, from which you may select the best option for your needs.

Please use the following link to locate the best plans for your Personal Accident.

Hope this helps. 

VA

I WOULD LIKE TO TAKE PERSONAL ACCIDENT POLICY

View answer
Replied by Policybazaar Team

Hello Vasantha, We appreciate your inquiry. Please use the link below to find the best Personal Accident insurance plans. The premium will be determined by a few factors, such as your age and, if applicable, your insurance member status. After you enter your information, you will receive estimates from multiple insurers from which you can choose the most suitable option.

In addition, personal accident insurance policies provide members with comprehensive financial protection against unanticipated occurrences such as an accident-related death, bodily harm sustained without intent, and partial or complete impairments, both permanent and temporary, caused by an accident. The nominee receives full compensation from the insurer in the event of the policyholder's unintentional death.

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