LIC Premium Payment Online

The LIC online premium payment facility lets policyholders conveniently pay their premiums. The LIC online payment option ensures a hassle-free, quick, and secure method to keep your life insurance policy active without standing in long queues or visiting branches.

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LIC Premium Payment Online

The LIC online premium payment facility lets policyholders conveniently pay their premiums. The LIC online payment option ensures a hassle-free, quick, and secure method to keep your life insurance policy active without standing in long queues or visiting branches.

Read more
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A link has been sent on SMS and Whatsapp to make instant LIC premium payment through Policybazaar mobile app.

The premiums against LIC policies can be paid through various channels, most of which now work online. Whether you are paying renewal or advance premium amounts, LIC’s digital platform supports all premium payments with multiple payment options and instant confirmation. Let’s understand how all these options can help you pay your LIC online premium digitally.

How to Pay LIC Premium Online with Policybazaar?

The LIC Online Payment by Policybazaar enables policyholders to pay their insurance premiums online at their convenience, at any time, and from anywhere.

Follow these steps for premium payment of your LIC policy from a desktop.

Step 1: Go to the Policybazaar LIC online payment page

Step 2: Fill in your Policy Number and DOB in the renewal form.

Step 3: Once done, you can scan the QR Code and be directed to the in-app Policy premium payment page or enter your mobile number to receive the payment link via text message or WhatsApp. The scanner will redirect to the LIC Policy premium payment details page on the Policybazaar app.

Step 4: Review the premium payment information, choose your preferred payment mode to pay the amount, and complete the process.

Step 5: You will receive the premium payment receipt at your registered email address once you pay.  

Alternatively, you can use your mobile phone to pay premiums for your LIC Policy. 

Step 1: Fill in the Policybazaar LIC online payment form with your policy number and DOB.

Step 2: Next, click continue, and you will be redirected to the Policybazaar’s in-app Policy premium payment page. 

Step 3: Review the policy’s renewal information, choose the preferred payment mode, and pay your premium.

You can also pay the premiums of your Term Insurance policy by visiting Policybazaar’s in-app Policy premium payment page.

LIC Premium Payment Through LIC Portal: For registered/Non-registered users:

You can pay LIC premium online using flexible options like Net Banking, Debit/Credit Card, and Policybazaar. Both registered and non-registered users can use the LIC premium payment online facility. With LIC Pay Direct/ LIC digital app, you can complete your LIC premium payment online without login, skipping the full LIC online payment login or registration process.

It supports LIC direct payment without registration, making it ideal to pay LIC premium direct without login. Through LIC of India’s pay direct online, policyholders can easily use LIC online direct services with just their policy number, enabling quick and secure LIC on payment even without entering the date of birth.

Let’s quickly understand how you can easily make online LIC payments with and without registration.

  1. LIC Online Premium Payment Process for Registered Users

    For LIC online payment login to the customer LIC portal is one of the most secure methods as it can be done on the official website. There are no chances of errors or a lack of trust. Follow these easy steps if you are a registered user:

    Step 1: Visit LIC’s official website.

    Step 2: Click on the ‘Login’ at the top right corner.

    Step 3: Enter your user ID/Email/Mobile, Password, and Date of Birth and hit the Sign-in

    Step 4: Once logged in, you'll see your enrolled policies. Select the "Self Policies" tab to pay for your policies.

    Step 5: All your policies will be displayed on the screen. Select the policy number(s) for which you want to pay the premium. Verify the premium amount, due date, and other billing details.

    Step 6: Choose payment method and proceed. Select your preferred payment method (net banking, credit/debit card, UPI, etc.).

    Note: If you are already registered, you can login with a User ID or an OTP by providing the required account details. If you are a new customer you can create a new LIC account.

    Don’t forget to check your registered email to see the LIC online payment receipt. You can print and download the receipt for record-keeping.

    Now, let’s discuss how to pay LIC premium online without login and registering as a new user on the LIC website.

  2. LIC Online Payment Process for Unregistered User through LIC Pay Direct

    Even users who are unregistered and want to pay LIC premium online without login, just follow these easy steps on the LIC official website to complete the process:

    Step 1: Go to the official website of the LIC of India.

    Step 2: Click the "Premium Payment” tab on the navigation panel. You will be directed to the eBiz LIC online payment app called the LIC Digital app.

    Step 3: Select the premium payment type from the choices. For renewal payment, click on the first tab.

    Step 4: Proceed by filling out the Customer Validation form with your policy details, such as Policy Number, Installment Premium, Date of Birth, Email ID, and Mobile number, and click on the ‘Submit’ button.

    Step 5: Verify your policy details and hit the ‘Proceed’ button to pay online premiums.

    Once the payment is successful, the policy receipt will be sent to the registered email address.

LIC Premium Payment through WhatsApp

Earlier, if you wanted your LIC online premium paid, LIC e-services and website login were the preferred methods. Recently, LIC has introduced a convenient and user-friendly method for policyholders to pay their premiums via WhatsApp. However, before using this option, ensure your policies are registered at the LIC website with the same contact number in the LIC portal. Here are the steps to pay LIC premiums online without login via WhatsApp:

It lets users quickly check premium dues and make payments without hassle. This feature is particularly useful for those looking to pay LIC premium online without login or seeking a quick LIC online payment option. Here are the steps to pay LIC premiums via WhatsApp:

Step 1: Initiate Chat

Send a “Hi” on WhatsApp to the official LIC number: 8976862090.

Step 2: View Policy Details

The chatbot will respond with details of the due policies. Ensure your policies are linked via the LIC online payment registered user process through the LIC customer login.

Step 3: Choose a Payment Method

Select from options such as UPI, net banking, or cards for your LIC premium online payment.

Step 4: Complete Payment

Follow the guided steps within the chat. This method is a secure and fast LIC pay direct premium payment solution.

Step 5: Receive Confirmation

After a successful LIC payment online, a digital receipt is instantly sent to your WhatsApp chat for recordkeeping.

Here are a few benefits of LIC premium payment online with WhatsApp:

  • It lets users quickly check premium dues and make payments without hassle.

  • Useful for those looking to pay LIC premium online without login every time or seeking a quick LIC online payment option.

  • Enhances customer experience by allowing LIC premium payment online directly through WhatsApp, eliminating the need to log in to the portal every time.

Documents Required for LIC Premium Payment Online Through Different Platforms

Before initiating an LIC online premium payment, it’s important to ensure you have all the necessary documents and credentials ready. Below is a detailed breakdown of the prerequisites for each available method:

  1. LIC Customer Portal (Registered Users)

    To use the official LIC online payment login option via the LIC portal, you must register on the LIC portal, if not already registered, create an account. This involves providing:

    • Policy number(s)

    • Date of birth

    • Email ID

    • Mobile number

    • PAN card

    • Gender 

    Once this is complete, you need to link your policies. Ensure that all relevant policies (including those of spouse or children) are correctly linked to your account. For smooth completion, keep a valid payment option (net banking, debit/credit card, or UPI) ready.

  2. LIC Pay Direct (Unregistered Users)

    If you're looking to pay LIC premium online without login, the LIC Pay Direct service is ideal. It allows quick LIC payment online without needing to sign in.

    Here’s what you will need:

    • Policy number

    • Date of birth (of the policyholder)

    • Installment premium amount

    This eBiz LIC online payment option, also called LIC digital app, is best for users who prefer not to go through the login process but still want to complete their LIC premium online payment directly and efficiently.

  3. WhatsApp Payment

    LIC also allows LIC online premium payment through its official WhatsApp service. For using this facility, registration on LIC portal is mandatory. While convenient, it does come with some prerequisites:

    You must provide:

    • Policy number

    • Premium amount

    • A scanned copy of your PAN or passport

    Payments can then be made using integrated payment gateways directly from WhatsApp. This method simplifies the process, especially for tech-savvy users, while still ensuring secure LIC premium payment online.

  4. Payment via Policybazaar

    Third-party platforms like Policybazaar also support LIC premium online payments. For this, you'll typically need:

    • Basic policy details (policy number, date of birth)

    • Contact details (mobile number and email)

    While it’s not an official LIC portal, Policybazaar offers a user-friendly interface for quick and secure online LIC premium payment.

Benefits of LIC Online Premium Payment Facility

Below are the key benefits of using the Ebiz LIC online payment facility:

  • Convenience: The primary advantage of this facility is convenience. Policyholders can make LIC premium payment online from the comfort of their home, saving time and effort compared to visiting LIC branches or payment counters. This feature also supports LIC online payment with policy number and allows users to pay LIC premium direct without login for added ease.

  • Multiple Payment Options: There are various LIC online payment options, including credit/debit card payments, net banking, UPI (Unified Payments Interface), and mobile wallets. Policyholders can choose the payment method that suits them best and make LIC premium online pay direct seamless and user-friendly.

  • Easy Accessibility: The LIC premium payment online facility is available 24/7, allowing policyholders to make payments at any convenient time, including weekends and holidays. Features like LIC online pay without login and LIC payment direct without login enhance this accessibility for both registered and unregistered users.

  • Secure Transactions: You do not have to worry if you want to pay LIC premium online without login as LIC of India takes security seriously and provides a safe platform for online premium payments. Encryption and authentication measures are in place to protect policyholders' financial information during any LIC payment online process, whether through LIC direct payment without registration or LIC login portal for premium payment.

  • Instant Receipt: Policyholders receive an instant acknowledgement or receipt for their premium payments. With LIC instant payment, users benefit from faster processing and efficient tracking of their transactions.

LIC Online Premium Paying Modes

To pay your LIC premium online, you can opt for any of the following payment methods:

  • Net Banking:

    • Policyholders can use their Internet banking accounts to make LIC premium payments online. This method is secure and widely accepted.

    • To make the payment, simply login to your bank's Internet banking portal, add LIC as a biller or payee, and follow the instructions.

  • Debit/Credit Cards:

    • LIC accepts payments via debit and credit cards issued by major banks. Visa, MasterCard, and other popular card types are usually accepted.

    • You'll need to provide your card details, including the card number, expiration date, and CVV code, to complete the payment.

  • UPI (Unified Payments Interface):

    • LIC allows policyholders to make premium payments using UPI, a fast and convenient digital payment system.

    • Link your bank account to a UPI app or use your bank's UPI app to initiate the payment to LIC.

  • QR Code:

    • You can now make premium payments by scanning the QR code.

    • All you need to do is fill in your policy details and scan the QR Code displayed for online premium payment.

The payment modes discussed above are available if you are a registered user at LIC portal, choose eBiz LIC online payment method, want to pay LIC premium online without login using WhatsApp and through Policybazaar.

Wrapping Up

To sum it up, LIC Online Premium Payment facility makes paying for your insurance super easy. You can go to LIC portal on their website, LIC Digital app to use the LIC Pay Direct option or their official Whatsapp payment gateway to pay your premiums quickly. Paying your LIC insurance premiums online allows you to keep your payment history on your fingertips and enjoy ongoing insurance coverage without hassle.

FAQs

  • Q: What payment methods are available for LIC Premium payments online?

    Ans: Policyholders can make LIC premium online payments using net banking, debit/credit cards, UPI (Unified Payments Interface), and mobile wallets.
  • Q: Is the LIC Premium payments online Facility available 24/7?

    Ans: Yes, policyholders can use the LIC online payment facility anytime, including weekends and outside regular business hours.
  • Q: Can I set up automatic premium payments online?

    Ans: Yes, policyholders can set up automatic premium payment to get their LIC online premium paid automatically on the due date.
  • Q: Can I pay my LIC Renewal premium through Policybazaar?

    Ans: Yes, you can renew your LIC policy through Policybazaar by visiting their official website or using the mobile app. With this method of LIC premium online payment login is not needed.
  • Q: What is the process of changing the nominee in my LIC policy?

    Ans: Follow the below-mentioned steps to change the nominee:
    Step 1: Give the notice to LIC of India using form 3750
    Step 2: Then endorse your nomination
    Step 3: Submit the documents such as the Relationship with the nominee, bond of the LIC policy, photocopy of the LIC policy, and form 3750.
  • Q: How to get an LIC premium receipt online?

    Ans: To download the LIC premium receipt online, follow these steps: 
    • Go to the LIC of India website 
    • Click on the customer portal of LIC 
    • Then, login to the portal using the credentials provided, or if not registered, then click on New User. 
    • After logging in to the LIC’s portal, click on Consolidate or Individual policy paid statements. Then, in the individual policy paid statement, you can download the individual’s policy receipt, whereas, in the consolidated policy paid statement, you can download a receipt for every policy you have purchased from LIC.
    • Select the financial year and download the policy’s receipt in PDF form.
  • Q: How do you check the status of LIC policy?

    Ans: Follow 5 simple steps to check the LIC policy status:  
    • Step 1: Go to the LIC of India website
    • Step 2:Click on LIC’s customer portal
    • Step 3: Log in to the customer portal using your credentials. If you are not a registered user, click ‘New User’.
    • Step 4: Then click on policy status.
    • Step 5: Check your plan details by clicking on the LIC policy number.
  • Q: What is the Policybazaar’s customer care number?

    Ans: Contact Policybazaar's 24*7 customer support at @1800-208-8787 to resolve all your policy-related queries.
  • Q: How can I contact LIC customer care?

    Ans: You can contact LIC customer care by following the below steps:
    • Helpline Number: You can reach LIC customer care by calling their toll-free helpline number, 1800-233-1100. 
    • LIC Customer Portal: If you're a registered user on LIC's online portal, you can log in to your account and use the customer service features to submit queries or requests.
    • Nearest Local Branch: You can visit your nearest LIC branch office in person to get in touch with a customer service representative for face-to-face assistance.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
++Returns are 10 years returns of Nifty 100 Index benchmark
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

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