*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
The risk of uncertainty encircles your life and property. In the event of any financial or non-financial loss, only insurance will support you and your family to minimize the damage. In your endeavour to choose the helpful insurance policy for you, your family, or your vehicle in times of any adversities; you might fall for the promises of an insurance agent. In today's insurance market, there's no shortage of insurance policies from various companies. If you need to buy an insurance policy for claims settlement especially customized for your personal needs, New India Assurance should be your first choice. Your New India Assurance agent’s role would start even before the inception of the policy. What you can expect from New India Assurance agent is a very personalized experience and information on that specific policy that can fulfill your needs.
You can rest assure that you are getting the right insurance policy before putting your signature.
When it comes to general or non-life insurance, New India Assurance Company has been India's favorite choice for more than four decades. Apart from India, New India Assurance Company today operates in 28 countries. It is one of the direct insurers in India, which has been rated A by the AM BEST Company since the year 2007. This rating demonstrates the fact that the company has the highest degree of financial strength, premium, reserves & net worth that can sustain it for many years.
In India, especially in the middle class, welcoming a car into your family is like welcoming a new family member. Therefore, just like you would want to insure every member of your family, it is vital to choose a good car insurance plan that covers all damages in unforeseen situations. If you buy your Car Insurance from New India Assurance, it will ensure that your car is covered against its damages, as well as third-party damages. Car Insurance from New India Assurance will cover your car for not just the claims settlement, but also the towing charges.
Broadly, you can avail from two categories of insurance under the purview of New India Assurance.
Private Car Insurance Policy by New India Assurance can be customized for your private vehicle to get insurance. The different categories of car insurance plans from New India Assurance will help you in case of an accident or misfortune.
This insurance policy will cover any injuries or property damages to the owner or driver, passenger, and paid driver. The extent of personal accident cover is a sum insured of Rs. 2 lakhs in case of accidental death or permanent total disability at a premium of Rs. 100.
This insurance policy will cover any passenger or occupant with a sum insured of Rs.2 lakhs for each occupant at a premium of Rs.100 per occupant.
Paid Driver cover- Legal liability cover: This policy will cover liability cover for a paid driver with a premium of Rs.50 annually
This insurance policy is the reduction on the premium that New India offers to its policyholders. This reduction can be availed if the policyholder doesn't claim anything during the year. In the second year, the discount on premium is 20 percent. This goes up to 25 percent in the third year. Similarly, it will keep on increasing.
When it comes to fulfilling the policyholder's obligations or settling the insurer's claims, New India Assurance Company has been rated AAA - Stable by CRISIL since the year 2014.
In the event of any damage giving rise to a claim under your Insurance policy, you should follow the below-mentioned steps:
You may or may not be well versed with all the insurance terminologies of New India Assurance. You can expect the examiner to assist you in the process of documentation at the time of striking a claim.
Contact New India Assurance through any of the following ways:
Website – www[.]newindia[.]co[.]in
Email address- motor[.]nia[@]newindia[.]co[.]in
Submit the completed claim form along with all following necessary documents as per the situation:
In a few cases, New India Assurance has the right to reject your claim
Summing it Up!
You have been informed about the importance of insurance and advantages of New India Assurance Insurance plans. In today's world, information is readily available online, and New India Assurance has developed user-friendly portals for you to purchase and claim insurance. The complete package of New India Assurance offers you additional financial security. Moreover, being a government-owned company, the surety of claims settlement and your peace of mind are unrivaled. Some of the prominent features of New India Assurance Car Insurance are mentioned below:
Therefore, if you prefer a car insurance policy with the guarantee of claim, New India Assurance should be your number one choice. The hidden benefit is that your claim will never be canceled due to documentation. Opting for insurance plans from New India Assurance is undoubtedly the smartest way of managing your car finances and cover all future damages.