SIP - Systematic Investment Plan in India

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A Systematic Investment Plan (SIP) is a method of disciplined investment in market-linked funds like Unit Linked Insurance Plans (ULIP) and mutual funds^^. Various insurance companies, fund houses, and other financial institutions offer SIP investment funds to invest in India. SIP investment plans in 2024 offered by these fund management institutions have given very high returns to disciplined investors even during volatile market scenarios.

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Systematic Investment Plan (SIP)
CATEGORY SIP By Insurance Companies SIP By Fund Houses
RETURNS+ (Past 5 Years) 20% 21%
Under 80C
On all plans
Only on ELSS
Under 10(10D)^

+The Returns are 5 years category average returns of the mid-cap fund's category as of 26 March 2024, as per moneycontrol. Source URLs- Please check the Disclaimer tab at the bottom.

Sameep Singh
Written By: Sameep Singh
Sameep Singh
Sameep Singh Business Unit Head - Domestic Savings
Mr. Sameep Singh is a Business Unit Head for the domestic Investment Business at, holding a master's from Symbiosis School of Banking & Finance. He has played a pivotal role in crafting investment and term business strategies during his tenure at Policybazaar. His exceptional leadership has been instrumental in driving both product and business growth throughout his impressive career.
Vivek Jain
Reviewed By: Vivek Jain
Vivek Jain
Vivek Jain Head of Savings business
Mr. Vivek Jain is the Business Unit Head for Investment Business at A graduate of the prestigious IIM Calcutta he brings over a decade of invaluable experience to his current role. In his capacity as Business Unit Head, he has been a driving force behind the success of Policybazaar's Investment business. Mr. Jain is recognized for his instrumental role in product innovation within the Savings/Investment domain. His leadership and expertise have been pivotal in scaling up the Investment business, underscoring his significant contributions to's growth and success.

SIP Investment Plans For 2024

There is a wide range of systematic investment plans available these days. Let us take a look at a few top-performing funds that are apt for SIP investment in the year 2024.

  • Insurance Companies
  • Mutual Funds
Fund Name 3 Years 5 Years 10 Years
Top 200 Fund Tata AIA 26.72% 27.01%
View Plan
Virtue II PNB Metlife 24.45% 22.83%
View Plan
Pure Equity Birla Sun Life 23.41% 19.4%
View Plan
Growth Opportunities Plus Fund Bharti AXA 20.27% 18.65%
View Plan
Pure Stock Fund Bajaj Allianz 19.12% 17.41%
View Plan
Blue Chip Fund HDFC Standard 16.13% 14.55%
View Plan
Growth Super Fund Max Life 16.37% 15.04%
View Plan
Multi Cap Growth Fund ICICI Prudential 17.36% 13.61%
View Plan
Equity Fund SBI 16.9% 14.63%
View Plan
Equity II Fund Canara HSBC Oriental Bank 15.99% 12.31%
View Plan

Updated as of Apr 2024

Compare more funds
Fund Name 3 Years 5 Years 10 Years
Large Cap Fund Nippon India 24.99% 15.06%
Bluechip Fund SBI 17.71% 14.27%
Large Cap Fund Edelweiss 16.83% 14.35%
Frontline Equity Fund Aditya Birla Sun Life 17.52% 13.21%
Bluechip Fund ICICI Prudential 20.34% 14.76%
Large Cap Fund Mirae Asset 14.85% 12.99%
Bluechip Equity Fund Canara Robeco 15.01% 15.14%
Bluechip Growth Kotak 16.41% 14.67%
Large Cap Fund Baroda BNP Paribas 15.89% 15.08%

Updated as of Apr 2024

Compare more funds

SIP plans available in

Returns upto 19%
Returns upto 18%
10 YEARS SIP Plans
Returns upto 16%
12 YEARS SIP Plans
Returns upto 14%
15 YEARS SIP Plans
Returns upto 15%
20 YEARS SIP Plans
Returns upto 15%

The full form of SIP is a Systematic Investment Plan. An SIP plan is a popular investment strategy that allows you to invest and allocate a small amount of money at regular intervals (such as monthly or quarterly) into a specific ULIP fund or a mutual fund scheme. 

So, What is SIP in a nutshell? It is a smart and hassle-free mode of investing money in the following investment options:

  • Mutual Funds: Here, you are allowed to contribute a predetermined sum of money on a weekly, monthly, or quarterly basis.

  • ULIPs: Here, you can avail yourself of all the ULIP fund portfolios with regular payment of policy premiums at monthly, quarterly, and half-yearly frequencies.

When you opt for an SIP plan, you authorise the ULIP fund house, mutual fund company, or asset management firm to automatically deduct a predetermined amount from your bank account on the selected date at the chosen interval.

How Does a Systematic Investment Plan Work? (SIP Investment Process)

Learn the workings of an SIP investment plan for achieving maximum return with minimum investment from the steps mentioned below:

Step 1: Learn in-depth about the best SIP plans in which you are planning to invest.

Step 2: Start by selecting a fund plan that aligns with your financial goals and risk profile.

Step 3: Either invest in a mutual fund or a suitable ULIP policy through a systematic investment plan (SIP)

Step 4: Decide on the frequency and amount of your investments in an SIP plan.

Step 5: Complete your KYC authentication carefully. Also, provide the bank account details with auto-debit facility activation for hassle-free and non-interrupted SIP investments.

Step 6: Once the Systematic Investment Plan activates, the SIP amount will be allocated to the chosen ULIP fund or mutual fund scheme based on your investment preference.

Step 7: The fund manager will then invest the accumulated amount in various assets, such as stocks, bonds, hybrid funds, and index funds, based on the investment objective of the scheme.

Step 8: On the specified date of the SIP plan, the amount deducted from your bank account is utilized to purchase units of the ULIP fund or mutual fund scheme at the prevailing Net Asset Value (NAV).

Step 9: You have the flexibility to increase, decrease, or stop your SIP investment plan contributions at any time by providing the necessary instructions to the relevant fund house.

Step 10:  Use the Policybazaar SIP calculator online tool to get an idea of returns from the Systematic Investment Plan (SIP).

The returns on an SIP in ULIP and mutual funds will depend on the performance of the fund you have invested. However, in the long term, SIP investment plans have been shown to be an excellent way to grow your wealth.

What are the Key Features of SIP Investment Plans?

The key features of an investment in a Systematic Investment Plan (SIP) in India are listed in the table below:

Features Details
Portfolio Diversification
  • SIP Plans allow you to invest in a diversified portfolio of:
  • Stocks
  • Bonds
  • Money Market Instruments
  • Exchange Traded Funds (ETFs)
  • Index Funds
  • Other assets
  • It helps in reducing the overall risk of the investment and maximising the returns over the long term.
Small Investments You can start investing in the best SIP plans with a minimal amount of Rs. 100 per month.
Top Up Facility
  • You can benefit from Top-Up payments in an SIP investment plan in case of the availability of additional money with you.
  • You gain higher maturity returns with top-up payments through SIP in ULIP funds and mutual fund SIP plans.
Flexibility The SIP plans offer flexibility as per the financial goals and risk appetite in terms of the following:
  • Investment Amount
  • Instalment Payment Frequency
  • Tenure
Rupee Cost Averaging
  • You can buy more units of the Systematic Investment Plan (SIP) when the prices are low and fewer units when the prices are high.
  • This averages out the cost of purchase.
  • The SIP investment plan helps in reducing the impact of market volatility on the investment.
Automatic Investment
  • SIP investment plans allow you to automate your investment process.
  • You can do this by setting up a standing instruction with your bank or mutual fund company.
Professional Fund Management
  • Mutual Fund SIP investment plans and ULIP SIP Plans are managed by professional fund managers.
  • They use their expertise to select and manage the stocks and other assets in the fund.
  • The fund managers aim to generate maximum returns for their investors.
Transparency and Regular Monitoring You can monitor your SIP investment regularly through:
  • Mutual Fund Websites
  • Mobile Application
  • Regular Notifications
Tax Benefits
  • Annual SIP plan installments made in ULIP funds or ELSS mutual funds are eligible for tax deductions under Section 80C of the Income Tax Act 1961.
  • Tax exemption is offered on annual Long-Term Capital Gains (LTCG)  of up to Rs. 1 lakh from SIP investment plans.
  • Long-term capital gains are taxed at 10% after the exemption limit of Rs. 1 lakh.
  • Short-term capital gains from SIP investment plans are taxed at 15%.

#You can use a ULIP calculator or Mutual Fund calculator to learn your particular SIP investments in ULIP plans and mutual fund schemes. 

Types of SIP in India

The table below lists the significant types of Systematic Investment Plans in India based on the mode of investment in the SIP plan:

Top-up SIP Flexible SIP Perpetual SIP Trigger SIP
This SIP plan allows you to increase your investment amount at fixed intervals. This SIP investment allows you to increase or decrease your investment amount as per your cash flow. You do not mention the end date of your investment in the mandate of your SIP plan.  You can set up specific investment triggers to invest in mutual funds, like NAV limit, index level, SIP start date, or other events of the chosen fund.
You can increase the investment amount of your SIP plan when your income increases. You can skip one or more payments of your SIP Plan when you face a cash crunch. This SIP plan allows you to redeem your funds whenever required or if you have achieved your financial goals. This SIP investment plan helps you to automate your investment decisions based on market movements.

What are the Principles of a Systematic Investment Plan (SIP)?

An SIP investment plan follows the principle of rupee-cost averaging and the power of compounding. Let us understand them in detail from below:

  1. Rupee-Cost Averaging:

    • Rupee-cost averaging in SIP investment plan is a method of investing in mutual funds schemes and ULIP plan funds

    • You buy more units of your selected fund portfolio when the price is low and fewer units when the price is high

    • This helps in smoothing out the overall cost of the investment over time

    Let us understand this principle through an example while using an SIP Rupee-Cost Averaging Calculator:

    SIP Months Invested Amount (in Rs.) Price Per Unit (in Rs.) No. of Units Bought
    10th January 2024 Rs. 10000 32 312.50
    10th April 2024 Rs. 10000 36 277.77
    10th July 2024 Rs. 10000 30 333.33
    10th October 2024 Rs. 10000 28 357.14
    Total Rs. 40000 31.23 (Average Cost) 1280.74

    If You Invest in a Lump Sum If You Invest in SIP
    You invest the entire Rs. 40000 on 10th April in Lump Sum:
    • Total No. of Units Bought = 1111.11
    As seen in the above illustration, if you invest Rs. 10000 for four months:
    • Total No. of Units Bought = 1280.74

    Please note: The aforementioned table and values are only provided for illustration purposes and should not be correlated with the performance of any SIP mutual fund scheme.

  2. Power of Compounding

    • A financial concept in an SIP plan that allows you to earn interest not only on the initial investment but also on the accumulated interest

    • The returns generated by the investment are reinvested and begin to generate additional returns.

    • The power of compounding in an SIP investment plan is particularly effective over a long investment horizon.

    Illustration of the Power of Compounding

    If you invest in an SIP investment plan with the following details:

    • Monthly Investment = Rs. 10,000 per month

    • The SIP plan offers a rate of return = 12% p.a.

    • Interest compounding period = Annually

    Your SIP investment plan will grow as follows:

    After 5 years:

    • Total investment = Rs. 6 lakhs

    • Value of investment = Rs. 8.5 lakhs

    After 10 years:

    • Total investment = Rs. 12 lakhs

    • Value of investment = Rs. 23.5 lakhs

    After 15 years:

    • Total investment = Rs. 18 lakhs

    • Value of investment = Rs. 50.1 lakhs

    After 20 years:

    • Total investment = Rs. 24 lakhs

    • Value of investment = Rs. 96.8 lakhs

What are the Documents Required for SIP Investment?

You need to submit certain documents to complete the investment process for an SIP in a mutual fund scheme or an SIP plan in a ULIP fund; they are as follows:

Particulars  Documents Required
KYC Documents (Any One)
  • PAN (Permanent Account Number) card
  • Passport
  • Aadhar Card
Bank Account Details
  • Account Number
  • Branch Name
  • IFSC code
Address Proof (Any One)
  • Valid Passport
  • Driving License
  • Voter ID Card
  • Utility Bills (electricity, gas, water, or telephone bills)

Benefits of Investing in SIP in 2024

Some of the significant benefits of investing in SIP are as follows:

  1. Easy to Invest:

    SIP investment plans can be made online, making it easy and convenient for you to invest in mutual funds from anywhere in the world.  

  2. Start with a Minimum Investment of Rs. 100:

    You can start investing in an SIP plan with a minimum amount of Rs.100. There is no upper limit set on the investment in a systematic investment plan fund.

  3. 2x Higher Returns than RD:

    SIP investment plan offers double higher returns than conventional Fixed Deposits (FDs) and Recurring Deposits (RDs). A systematic Investment Plan (SIP) plan helps to beat inflation in a much more efficient manner. 

  4. Reap Benefits of the Power of Compounding:

    With the benefit of the power of compounding of an SIP investment plan, you can gain interest in the invested amount over a long-term period. This results in large investment returns in the long term as compared to the one-time investment plans

  5. Inculcates the Habit of Discipline:

    SIP investment plan helps to inculcate the habit of discipline among investors, as they are required to invest a fixed amount of money regularly at specific intervals of time. 

  6. Acts as an Emergency Fund:

    With a simple withdrawal process, an SIP investment can work as an emergency fund in the case of any contingencies. 

  7. Diversification:

    SIP investment plans allow you to invest in a diversified portfolio of stocks and bonds, reducing their risk exposure.

  8. Higher Returns:

    SIP investment plans have the potential to provide higher returns than other traditional investment options, such as fixed deposits or savings accounts, making it an attractive investment option for you.

  9. Low Fees:

    SIP in mutual funds and ULIP funds in India have some of the lowest fees and expenses compared to other investment options. This makes a systematic investment plan a cost-effective investment option.

  10. Tax Benefits:

    You are eligible for tax benefits on your SIP plans in ULIP funds and ELSS mutual funds under Section 80C of the Income Tax Act 1961. ULIP plans also offer you tax-free maturity returns on the SIP investments under Section 10(10D) of the IT Act.

Which is Better: SIP or a One-time Investment?

To sort out the confusion between SIP investment and one-time investment (also known as lump sum investment), let us briefly discuss these investment options from the table below:

One-time Investment SIP Investment
You need to invest a lump-sum payment during the tenure of the investment plan. It includes periodic investments, where you can invest a fixed amount per month in the fund option of your choice.
It earns better returns on investment at a time when the market is performing high. SIP investment earns better returns at a time when the market performs low
One-time investment can result in a loss at the time of market fluctuation With the benefit of rupee cost averaging, SIP investment helps to deal with the market-variations

Comparison of SIP Investment in ULIP Fund vs. Mutual Fund (MF)

As an investor, you are always confused about how to choose between an SIP in ULIP vs. MF SIP investment scheme, as both these SIP investment options offer different benefits. 

The following points will help you to decide the best SIP investment plan among ULIP Fund vs. Mutual Fund to meet your financial goals:

When to ULIP? When to Mutual Funds?
  • Looking for medium to long-term investment horizon
  • Want to grow wealth while securing the future of your family.
  • Have a low to medium risk appetite
  • You want to save on your taxes
  • Want less stress during market volatility
  • A short-term or medium-term investment horizon
  • Want to only grow wealth
  • Have a high or medium-risk appetite
  • Want high liquidity with no tax saving
  • Have knowledge and expertise to manage market volatility

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How to Choose the Best SIP Investment in India?

Before investing in a Systematic Investment Plan (SIP) in India, the following important aspects should be kept in mind:

  1. Duration of SIP:

    While investing through an SIP investment plan, you should keep a reference point of at least 5 years and check how the fund performs across the market.

  2. Fund House Performance:

    The reputation and performance of the fund house of your SIP plan will give you an estimation of how well the fund managers will be able to handle the market lows and highs without letting you feel the impact.

  3. Rs.500 Cr Asset under Management:

    For first-time investors, Rs.500 Cr. asset size can be considered an appropriate benchmark when choosing the best SIP investment plan's fund portfolio.

  4. Set Investment Goal:

    Every SIP investment plan in mutual funds and ULIP plans has a set purpose and goal. According to your requirements and objectives, you can choose the fund option to invest.

  5. Select the Right Plan:

    As there is a wide range of SIP investment plans available in the market, you should select the right plan by checking the past performance of the funds.

  6. Diversify Your Portfolio:

    It is advised to invest small amounts in multiple fund units rather than focusing on just 1. This helps nullify the market fluctuations and earn maximum returns from your SIP investment plans.

  7. Periodically Review Your Investments:

    Review your SIP investment plan strategy periodically and make any adjustments if required to align with your changing financial goals.

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SIP Calculator - A Tool to Calculate SIP Investment Returns Online

An SIP calculator is a tool that helps you to estimate the returns you can earn from your SIP investment plan in a mutual fund scheme or ULIP plan.

It uses various parameters for SIP returns calculation, such as:

  • Investment amount

  • Period of investment

  • Expected rate of return

  • Frequency of investment

The SIP calculator then calculates the following details for you:

  • Total amount invested

  • Returns earned

  • Final value of the investment

Below is the calculator to get the estimate of SIP investment returns.

Investment Return Calculator (Power of Compounding)
  • One Time
  • Monthly
  • Yearly

Invest For (in Years)

1 30

Stay invested for (in Years)

1 30

Expected rate of return (in %)

1 35
View Plans

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  • Which SIP mutual fund is best for 2024?

    Some of the top-performing SIP mutual funds in India as of April 2024 include:
    • Parag Parikh Flexi Cap Fund

    • Canara Robeco Bluechip Equity Fund

    • Quant Active Fund

    • Kotak Bluschip

    • PGIM India Flexi Cap Fund

  • How can I cancel or stop an SIP in ULIP?

    To cancel or stop an SIP in ULIP, you need to contact your insurance company and fill out a surrender form. The insurance company will then process your request and calculate the surrender value of your policy.
  • Which gives better returns, ULIP or SIP?

    SIP is an investment strategy through which you can periodically invest a small amount in a ULIP plan or a mutual fund scheme. A Unit Linked Insurance Plan (ULIP) is an investment plan that offers a combination of insurance coverage and investment. You can invest in a ULIP in a lump sum or through an SIP investment plan.
  • Why choose a Systematic Investment Plan?

    A Systematic Investment Plan provides a disciplined approach towards investment in a ULIP Plan or Mutual Fund Scheme. SIP is a lucrative option for investment as it not only provides high returns on investment but also helps you to create wealth over a long period. SIP instills the habit of savings by investing a small amount per month on SIP ULIP plans and mutual fund SIP plans at a predetermined date
  • What is the minimum and maximum amount I can invest in SIP?

    You can start investing in an SIP plan with a minimum amount of Rs. 100 per month. There is no maximum limit for investment in the SIP investment plan.
  • Can I miss the payment of SIP?

    Yes, you can miss an SIP payment, and still, your account will stay active. Various ULIP plans and mutual fund schemes offer the facility to pause the payment.
  • Do all SIP investments offer tax benefits?

    The investment made through SIP in Unit Linked Insurance Plans (ULIPs) and Equity- Linked Savings Scheme (ELSS) offers tax benefits of up to the maximum limit of Rs1.5 lakhs under Section 80C of the Income Tax Act.
  • How safe is it to invest in SIP?

    SIP is the safest process of investment as it allows you to invest a particular amount at regular intervals of time. SIP offers a planned approach towards investment and helps you to create a financial cushion by developing the habit of saving.
  • How to start an SIP investment?

    You can choose the online and offline methods to start SIP investment. 
    • For the Offline Method: You have to visit the AMC office. Thoroughly fill out the application form and auto debit form. Provide important documents like address proof and ID proof along with a duly signed cheque to the address of the fund house. 

    • For Online Method: You should visit the AMC website. Enter all the details for online SIP along with your KYC details. You must submit a scanned copy of the cheque, address, ID proof, and account number.

  • How to shorten the duration of SIP?

    Prior to the next SIP being assigned, you can either send a written application to the insurance company fund manager or raise a request online. However, it is advised that you should complete the minimum period of investment, which is normally 6 months.
  • How to extend the duration of SIP?

    At the end of the tenure of the SIP, you have the option of renewal of the SIP investment. You can fill out the renewal form and choose the required duration of SIP investment.
  • Which fund is best for SIP?

    Some of the best ULIP funds and mutual fund schemes for SIP investment in 2024 are as follows:
    • HDFC Life Click 2 Protect

    • ICICI Prudential Life Signature

    • Kotak Life e-Invest

    • SBI Life Smart Wealth Builder

    • HDFC Top 100 Fund

    • ICICI Nifty Next 50 Index Fund

    • Kotak Select Focus Fund

    • Mirae Asset Emerging Bluechip Fund

    • Parag Parikh Long-Term Equity Fund

    • SBI Bluechip Fund

  • Which SIP gives a 15% return?

    There is no guarantee that any SIP in ULIP or mutual fund will give a 15% return. However, some SIPs in ULIP and mutual fund schemes that have historically given high returns include:
    • ICICI Prudential Savings Fund (ULIP)

    • HDFC Life Click 2 Wealth (Invest Plus)

    • SBI Life Smart Wealth 

    • Aditya Birla Sun Life Wealth Horizon

    • Kotak Life Wealth Maximiser

    • Axis Small Cap Fund

    • Mirae Asset Emerging Bluechip Fund

    • SBI Small Cap Fund

    • HDFC Small Cap Fund

    • ICICI Prudential Small Cap Fund

  • Which is the best SIP at Rs. 5000 per month for 20 years?

    Some of the top-rated ULIP plans and mutual fund schemes for SIP investment in India for a long term of 20 years are listed below:
    • Aditya Birla Sun Life New India

    • ICICI Prudential Wealth Builder II

    • HDFC Life Smart Achiever

    • Axis Bluechip Fund

    • Aditya Birla Sun Life Corporate Bond Fund

    • HDFC Balanced Advantage Fund

    • Mirae Asset Tax Saver Fund

  • What if I invest Rs. 10000 a month in SIP for 15 years?

    If you invest Rs. 10000 a month in SIP for 15 years, assuming a 12% annual return, you will have invested Rs. 18 lakhs. The total corpus of your SIP investment will be over 50.45 lakhs at the end of the tenure. This is a significant amount of money that can be used to achieve your financial goals, such as retirement planning, a child's education, or buying a house.
  • Can I withdraw SIP anytime?

    Yes, you can withdraw from your SIP anytime. However, there are a few things to keep in mind:
    • The lock-in period of the ULIP Plan and Mutual Fund Scheme

    • Exit load of the fund

    • Tax implications of your SIP investment

  • Which is the best SIP for Rs. 1000 per month?

    Best SIP for ULIP and mutual fund schemes for Rs. 1000 per month:
    • Aditya Birla Sun Life Digital India Fund

    • ICICI Prudential Technology Direct Plan

    • Nippon India Small Cap Fund Direct-Growth

    • Quant Active Fund

    • HDFC Top 100 Fund

    • SBI Flexi Cap Fund

  • Is SIP a good investment?

    Yes, SIP (Systematic Investment Plan) is a good investment. It is a disciplined way to invest in mutual funds, where you invest a fixed amount of money at regular intervals, such as monthly or quarterly. SIP has several advantages, including:
    • Rupee cost averaging

    • Disciplined investing

    • Convenience

    • Affordability

  • Is SIP better than FD?

    Whether SIP or FD is better for you will depend on your individual investment goals and risk tolerance.
    • If you are looking for an investment with the potential for higher returns over the long term and you are willing to take on some market risk, then SIP is a good option.

    • If you are looking for a low-risk investment with guaranteed returns, then FD is a good option.

  • What SIP for Rs. 5000 per month for 20 years?

    Some of the best SIPs for ULIP and mutual funds for Rs. 5000 per month for 20 years are as follows:
    • Aditya Birla Sun Life Digital India Fund

    • ICICI Prudential Technology Direct Plan

    • Nippon India Small Cap Fund Direct-Growth

    • Quant Active Fund

    • HDFC Top 100 Fund

+For Mutual Fund midcap category Returns & for Insurance midcap fund category Returns-
*Past 10 Year annualised returns as on 01-12-2023
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
~Source - Google Review Rating available on:-
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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Invest In SIP & Get Financial Freedom

With BEST RETURNS and tax free maturity*

*under 10(10D)
Reviews & Rating
4.5 / 5
(Showing Newest 10 reviews)
Financial Protection for the Family
Srinagar, May 19, 2022

Transparent plan

"I was educated by PB about HDFC Small Cap fund fund scheme. The scheme provides a three-year interest rate of 21.52 percent. It also provides transparency and ease of investment because one can search for their investment online in a simple and hassle-free manner. I am astounded by Policy Bazaar's proactive performance."

Financial Protection for the Family
Varanasi, May 19, 2022

Flexible services

"I got to know about HDFC SIP plan from Policy Bazaar, which is not only flexible but also easily accessible. Purchasing this plan was the best decision I ever made because it allows me to build wealth through fund investments. It is a dependable plan that provided me with significant tax benefits under the Tax Law Act of 1961. Thank you very much to Policy Bazaar team."

Financial Protection for the Family
Amritsar, May 19, 2022

Under my budget plan

"Policy Bazaar's website is very accessible. It displayed insurance plans that were appropriate and within my budget. After comparing various plans that fit within my budget, I chose HDFC Prudence fund as a SIP plan. The policy is still in effect, and the policy features and benefits were clearly shared by Policy bazaar members. Thank you for your help, Policy Bazaar."

Financial Protection for the Family
Jabalpur, May 19, 2022

Manageable plan

"SIP Plan assists me in dealing with financial issues. As of late, everything has become prohibitively expensive. However, with the help of SIP, I am able to manage my finances and save money each month for long-term investments. Appreciate Policy bazaar"

Financial Protection for the Family
Gwalior, May 19, 2022

Quick resolution

"I am pleased with my decision to purchase my SIP plan from Policybazaar. Because all that is required is a phone call. I had a problem with my SIP, which they quickly resolved via phone. The Policy Bazaar is always available when needed. Great work by them."

Financial Protection for the Family
Howrah, May 19, 2022

Additional riders involved

"I bought TATA Large and Midcap fund from policy bazaar. I have plenty of investment plans but I chose this SIP plan as this plan is an Equity type of plan and gave me the option of additional riders. I chose the best plan and I am pleased with it."

Financial Protection for the Family
Allahabad, May 19, 2022

Maximisation of profit

"I obtained a SIP plan for a longer period of time. I like the plan because I wanted to invest it for at least 10-12 years in order to maximise my profit. Thank you Policy bazaar."

Financial Protection for the Family
Dhanbad, May 19, 2022

Budget friendly plan

"Policy bazaar is a user friendly platform. I purchased two different plans, both of which have many excellent features, but I particularly liked the SIP plan, which is a convenient way to invest in funds. I can invest and earn returns under this plan. Policy bazaar delivered an outstanding performance."

Financial Protection for the Family
Vasai-Virar, May 19, 2022

Protection plan

"I am grateful to Policy Bazaar for guiding me through the process of purchasing a SIP fund as an investment plan for my family's future. The plan allows you to invest a small amount. The plan also provided higher returns when compared to traditional investing options. The entire procedure was completed adequately.  Thank you to Policy Bazaar team."

Financial Protection for the Family
Aurangabad, May 19, 2022

Simple and stress free services

"I purchased a SIP perpetual plan that allows me to redeem the funds whenever I need to achieve my financial goals. It is a simple and stress free procedure. Thank you very much, Policy Bazaar."

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