Endowment Policy

9 mins read

An endowment plan is a life insurance policy that offers both life cover and savings. The policy helps to create a risk-free savings corpus and provide financial protection to the family in case of any unforeseen event. The policyholder pays regular premiums to the insurance company, and in return, the company promises to pay out a lump sum of money upon the policy's maturity or upon the death of the policyholder.

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Sameep Singh
Written By: Sameep Singh
Sameep Singh
Sameep Singh Business Unit Head - Domestic Savings
Mr. Sameep Singh is a Business Unit Head for the domestic Investment Business at policybazaar.com, holding a master's from Symbiosis School of Banking & Finance. He has played a pivotal role in crafting investment and term business strategies during his tenure at Policybazaar. His exceptional leadership has been instrumental in driving both product and business growth throughout his impressive career.
Vivek Jain
Reviewed By: Vivek Jain
Vivek Jain
Vivek Jain Head of Savings business
Mr. Vivek Jain is the Business Unit Head for Investment Business at Policybazaar.com. A graduate of the prestigious IIM Calcutta he brings over a decade of invaluable experience to his current role. In his capacity as Business Unit Head, he has been a driving force behind the success of Policybazaar's Investment business. Mr. Jain is recognized for his instrumental role in product innovation within the Savings/Investment domain. His leadership and expertise have been pivotal in scaling up the Investment business, underscoring his significant contributions to Policybazaar.com's growth and success.

What is an Endowment Plan?

Endowment Policy

An endowment plan is a type of life insurance policy that combines elements of savings and protection. It offers a dual benefit by providing a predetermined sum assured in case of the policyholder's unfortunate demise during the policy term, and a maturity benefit if the policyholder survives till the end of the policy term. 

With an endowment policy, the policyholder pays regular premiums over a predetermined period, usually 10, 15, 20, or 25 years. The premiums paid by the policyholder are divided into two parts: a portion is used to provide life insurance coverage, and the remaining portion is invested by the insurance company.

An Endowment Policy can serve as a valuable tool for building a financial safety net to support both short-term and long-term financial goals throughout life. Endowment plans are designed to help individuals meet their long-term financial goals while providing a safety net for their families.

Best Endowment Plans in India 2023

Endowment Policies Entry Age (Min-Max) Maturity Age (Min-Max) Policy Term Premium Paying Mode Minimum Sum Assured Maximum Sum Assured Premium Paying Term
Aviva Dhan Nirman  Endowment Policy 4 - 50 years 28 - 75 years 18 - 30 years Yearly, Half-yearly, quarterly and monthly Rs20,0000 Rs10,00,0000 14 - 18 years
Bandhan Life Premium Endowment Policy 18 - 55 years 18 - 60 years Policy Term- 10 Years Yearly, Half- Yearly or Monthly 10 times of annual premium N/A Premium Paying Tenure- 8 years
BSLI Vision Endowment Plan 1-55 years N/A 20 years Yearly, Half-yearly and monthly Rs. 1,00,000 No Limit 7-10 years
Bajaj Allianz Endowment Policy 1 - 60 years 18 - 75 years 15 - 30 years Yearly, Half-yearly, quarterly and monthly Rs 1,00,000 No Upper Limits 5 years
Bharti AXA Life Elite Advantage Plan 6-65 years 75 years for a 10-year policy
77 years for a 12-year policy
10-12 years Yearly, Half-yearly, quarterly and monthly Depending Upon the Premium Amount
5 Years for a 10-year policy
7-12 years for 12-year policy
Exide Life Jeevan Uday Plan 0-55 years 70 years 10, 15 or 20 years Half-yearly or Yearly Rs. 42,000 No Limit 10 years
Future Generali Assure Plus 3-55 years 70 years 15-20/25 years Yearly, half-yearly, quarterly and monthly Rs. 1,00,000 No Limit 7, 10, 12 ,15, 17 or 20 years
HDFC Life Sampoorn Samriddhi Plus 30 days-60 years 18 years- 75 years 15 years- 40 years Yearly, half-yearly, quarterly and monthly Rs.65,463 No upper limit 35 year
HDFC Life Endowment Assurance Policy 18 - 60 years 18 - 75 years 10 - 30 years Yearly, Half-yearly, quarterly and monthly N/A N/A 10 - 30 years
ICICI Pru Savings Suraksha 0-60 years 70 years 10-13 years Yearly, half-yearly, and monthly Depending upon the age 10 times of the annual premium 5,7, 10, 12 years or equal to the policy term
IDBI Federal Endowment Policy 18 - 55 years 18 - 100 years Premium paying term+ Payout period Yearly, Half-yearly, quarterly and monthly Rs10,000 No upper limits 12 - 30 years
IndiaFirst Maha Jeevan Plan 5-55 years 70 years 15-25 years Yearly, half-yearly, and monthly Rs. 50, 000 Rs. 2,00,00,000 Equal to the plan term
Jeevan Nivesh Plan 18-55 years N/A 10-30 years Monthly or annually Annual Mode Rs. 3,00,000 and Monthly Mode Rs. 5,00,000 No Limit 5,7 or 10 years
Kotak Classic Endowment Policy 8 - 60 years 18 - 75 years 15 - 30 years Yearly, Half-yearly, quarterly and monthly Rs. 61,071 No Upper Limits 7 - 15 years
Kotak Premium Endowment Policy 18 - 60 years 18 - 70 years 10 - 30 years Yearly, Half-yearly, quarterly and monthly Rs61, 317 No Limits 10 - 30 years
LIC New Endowment Policy 8 - 55 years Nil- 75 years 12 - 35 years Yearly, Half-yearly, quarterly and monthly Rs 1,00,000 in multiples of 5,000 No Upper Limits 12 - 35 years
Max Life Whole Life Super Plan 18-60 years N/A 10-22 years Yearly, Half-yearly, quarterly and monthly Rs. 50,000 No Limit 10, 15 or 20 years
MetLife Bhavishya Plus Plan 20-45 years 69 years 12-24 years Yearly, Half-yearly, or monthly Rs. 92, 320 Rs. 5,00,000 Equal to the Plan Term
Pramerica Roz Sanchay 8 years to 50 years for a 16-year policy and 45 years for 21 years 66 years 16 or 21   years Yearly, Half-yearly, or monthly Rs. 1,00,00- for 16 year policy and Rs. 2,00,000 for 21 year policy Rs. 5,00,00,000 12 years for a 16-year policy and 16 years for a 21-year policy
Reliance Nippon Life Super Endowment Plan 8-60 years 22- 75 years 14-20 years Monthly, Quarterly, Half-yearly and yearly Rs.1 Lakh No Upper Limit Half of the policy term (7 years- 10 years)
Reliance Life Insurance Super Endowment Policy 8 - 60 years 22 - 75 years 14 - 20 years Yearly, Half-yearly, quarterly and monthly Rs10,000 No Upper Limits 7 - 10 years
Reliance Endowment Policy 5 - 50 years 18 - 60 years 10 - 25 years Yearly, Half-yearly, quarterly and monthly Rs65,261 No limits 10 - 25 years
Single Pay Endowment Assurance Plan 8-50 years 60 years 10/15 years Single Pay Rs. 4,00,000 No Limit Single
Sahara Dhan Sanchay Jeevan Bima 14-50 years 70 years 15-40 years Yearly, half-yearly, quarterly and monthly Rs. 50, 000 No Limit Equal to the policy tenure
SBI Life Smart Bachat 8-55 years 65 years 10-25 years Yearly, half-yearly, quarterly and monthly Rs.1 Lakh No Upper Limit 5,7,10 and 15 years
Shriram New Shri Life Plan 30 days-65 years 75 years 10-25 years Yearly, half-yearly, quarterly and monthly Rs. 50,000 No Limit 5-25 years
SUD Life Jeevan Super Plus 18-55 years 70 years 13-30 years Yearly, half-yearly, quarterly and monthly Rs. 3,00,000 Rs. 100,00,00,000 Equal to the plan tenure or 10 years
SBI Life Endowment Policy 18 - 60 years 18 - 60 years 5 - 30 years Yearly, Half-yearly, quarterly and monthly Rs75,000 No Limits Minimum Premium Tenure- Single, Maximum Premium Tenure- 30 Years
TATA AIA Life Insurance Fortune Guarantee Plan 8-55 years 65 years 10 years Yearly, Half-yearly, quarterly or monthly 10 times the annual premium 5 years
See More Plans

Types of Endowment Policy

Types of Endowment Policy

  1. Unit Linked Endowment Plan

    This is a fixed-term saving plan which also provides the benefit of life coverage. Under this plan option the premium paid by the insured is bifurcated into different units held under a particular investment fund, as chosen by the insured person. The return on investment entirely depends on the market performance of the fund. This plan option is best suitable for individuals who have a high-risk appetite and who want to gain high return on investment.

  2. Full/With Profit Endowment 

    Under this plan option, the basic sum assured amount equal to the death benefit is provided to the insured person. This amount is guaranteed from the starting of the policy. Moreover, the final payout paid to the insured is comparatively higher, as it includes the total sum assured amount plus additional bonus (if any).

  3. Low-Cost Endowment

    This type of endowment plans are specifically designed to help the insured to accumulate a fund for the future, which have to be paid after a particular time period. Generally, low-cost endowment plans are used for the repayment of mortgage, loans, etc.  In case of demise of the insured during the policy term, the target amount is paid as the minimum sum assured to the beneficiary of the policy.

  4. Non-profit Endowment

    In non-profit traditional endowment policy, a sum assured amount is paid to the policyholder as maturity benefit or to the beneficiary of the policy as a death benefit.

  5. Guaranteed Policy

    Endowment insurance policies guarantee that a sum of money will be given to you or your beneficiaries whether you live until the insurance policy matures or you die early. The face value of an endowment policy will be given to the policyholder on the "maturity date" or to the beneficiary of the life insurance policy in the event the insured dies. The bonuses under the policy are not guaranteed. Thus with endowment policy you get the dual advantage of guaranteed policy benefits and non guaranteed bonues.

Comparison Between
Fixed Deposits, Guaranteed Return Plans & Debt Mutual Fund
Guaranteed Return Plans, Fixed Deposits &
Debt Mutual Fund
Guaranteed Return Plans
Returns Before Tax
7.5% (TAX-FREE)
Returns After Tax
Guaranteed Returns
Life Cover
Tax on Profit
Tax Free*
No Risk
Still Better than FD’s and Debt Mutual Fund
Fixed Deposits
Returns Before Tax
Returns After Tax
Guaranteed Returns
Life Cover
Tax on Profit
Low Risk
Debt Mutual Fund
Returns Before Tax
Returns After Tax
Guaranteed Returns
Life Cover
Tax on Profit
High Risk
*For annual premium upto ₹5 Lacs

Benefits of Endowment Policy

Endowment policies give you the following benefits:

  1. Additional Bonus on Endowment Policy

    There are various types of bonuses declared by an insurance company. Bonus is an extra amount of money additional to the proceeds, which is given to a policyholder by an insurer. Only holders of with-profits policy are entitled to a share in these profits and the payment of this bonus is conditional on the life insurer having surplus funds after claims, costs, and expenses have been paid in a particular year.

    The bonuses are classified as:

    • Reversionary Bonus: Additional money added to the amount payable on death or maturity of with-profits policy. Once a reversionary bonus has been made it cannot be withdrawn if the policy runs to maturity or to the death of the insured.

    • Terminal Bonuses: A discretional additional amount of money added to payments made on the maturity of an insurance policy or on the death of an insured person.

  2. Rider Benefits

    One can purchase the following rider benefits with his/her endowment plan:

    • Accidental Death Rider: Opting for this rider gives policyholders an additional benefit of accidental death with a death benefit. In other words, the nominee gets accidental death benefit in case of accidental death of the policyholder along with the death benefit.

    • Critical Illness Cover: This rider works as a boon when the policyholder is diagnosed with a critical illness such as heart attack, cancer, kidney failure, etc. Taking this rider provides a lump sum amount to the policyholder on detection of any such critical illnesses.

    • Disability: This rider is proved as one of the most useful riders as it provides financial help to the policyholder in case of permanent or partial disability.

    • Hospital Cash Benefit: Under this rider, the policyholder gets a daily allowance in case of hospitalization. With cash benefit, this rider also covers post-hospitalization expenses.

    • Waiver of Premium: With this rider, the policyholder is not liable to pay any premium for his/her endowment plan if he/she suffers from permanent disability or critical illness.

  3. Maturity Benefits

    Upon surviving the term of the policy or upon the end of the policy or maturity, the insured receives sum assured plus bonus for the term of the policy. The amount receivable upon maturity is tax-free. This is the maturity benefit under an endowment policy.

*Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Features of Endowment Policies

Salient Features of endowment policy are:

  • Death along with Survival benefits: The nominee/beneficiary gets the sum assured along with bonuses, in case of the demise of the insured before the maturity of policy. And, the insured is entitled to get the sum assured if s/he outlives the policy.

  • Higher returns: An endowment plan not only provides financial protection to the family and dependents of the policyholder in case of the unforeseen demise of the insured but also helps build a corpus for the future. Whether it is the survival benefit or death benefit, the payout of an endowment plan can be much higher than that of a pure life insurance policy.

  • Premium Payment Frequency: The policyholder can make regular, single or limited payments of the premium based on the policy chosen by him/her. One can also choose to pay in frequencies on the yearly, half-yearly, quarterly, or monthly basis.

  • Flexibility in Cover: Policyholders can add riders, such as critical illness, total disability, and accidental death, to the plan and increase their life cover. A few plans also offer premium payment waiver in case of permanent disability or critical illness.

  • Tax Benefits: The policyholder gets tax exemption on both the premium payments and maturity or final death payouts, under Section 80C and Section 10(10D), respectively.

  • Low Risk: Endowment policies are safer as compared to other investment plans like mutual funds or ULIPs, as the amount is not invested directly in equity funds or the stock market.

Who should buy the Endowment Policy?

  • Experts recommend endowment plans for individuals with regular earnings who need a lump sum after a certain period

  • Endowment plans offer a disciplined route to build a corpus for dependents in case of financial contingencies

  • Small businesspersons, salaried individuals, lawyers, and doctors should consider buying endowment plans for long-term financial goals

  • Endowment plans are ideal for risk-averse individuals who don't mind settling for fewer returns and are not super-rich

Why should an Individual buy an Endowment Policy?

  • Endowment policies provide a disciplined means of saving money for the future needs.

  • An additional advantage is life risk coverage for the family and dependents of the policyholder.

  • Returns may be lesser, but they are risk-free for a certain sum assured.

  • Tax benefits can be availed subject to certain conditions.

  • Risk-averse investors prefer endowment plans.

  • It offers a life cover to the insured in case of an unforeseen event.

  • It offers the maturity amount to the policyholder if she/he survives the policy term.

*Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

What to see when buying an Endowment Policy?

One should see the following things before purchasing an endowment plan:

  • Begin early planning: Making investments at an early age offers a long horizon to invest. This aids the insured to build a vast corpus over time. This facilitates a disciplined saving and ensures better returns because of its power of compounding.

  • Review the flexibility option: There are various flexible options. If the insured is a salaried individual, s/he may choose a regular payment endowment policy. There are single payment options for individuals with irregular income.

  • Know different types of Endowment Policies: If an individual wants to invest in endowment plans, it is necessary for him/her to make frequent premium payments. A portion of the premium is used to buy a life insurance plan. The remaining sum is invested on either a non-profit basis or profit basis type of plan.

  • Select a plan that offers riders: A lot of insurance companies offer additional benefits like education endowment, double endowment policy, or marriage endowment policy. One must keep such riders in mind while buying one for them. Some insurers also provide additional riders towards surgical assistance or critical illness.

  • Bonuses: The bonuses are provided by the insurance companies as per the performance of the company. An insurance provider, who makes profits from his/her investments, distributes some part of the profit at the end of every policy year.

  • Non-Guaranteed and Guaranteed Returns: Apart from low-risk insurance policies and dual benefits of savings and death cover, many of the endowment plans as well provide a combination of non-guaranteed and guaranteed returns.

How does an Endowment Policy work?

In case the policyholder dies before the maturity of the plan, the nominated beneficiary gets only the fixed amount termed as Sum Assured. As the insured live longer s/he gets bonuses, and if he/she outlives the term of the policy, s/he gets the maturity amount, i.e. Sum Assured + Bonuses.

Claim Process of Endowment Plan

The beneficiary should inform the insured about the death soon after the death of the policyholder. As soon as the insurer gets to know about the loss, a claim form is forwarded to the nominee.

Fill the Claim Form:

  • To claim the death benefit, the beneficiary/nominee of the policyholder/assignee or legal heirs must sign the claim form.

  • The last treating doctor who checked the insured should provide the loss statement.

  • The authorities of the hospital where the insured received treatment should provide the certificate.

  • A witness statement and death certificate from someone present during cremation are required.

  • If the insurance company requires a discharge voucher, it should be filled out and provided.

For effective and fast sanction of the death benefit, an additional form as mentioned below should be provided:

  • Post Mortem’s certified copy, police investigation report, and First Information Report – in the situation of the death of the policyholder was unnatural.

  • Employer’s e-certificate, if the insured was working in an organization.

Endowment Vs. Money Back Policy

The common difference between endowment and money back policies are:

Endowment Policy Money Back Policy
Death Benefit Lump sum payment to nominee Lump sum payment to nominee and periodic payments to policyholder
Who should purchase? Individuals looking for long-term savings with a life insurance component Individuals looking for periodic payouts along with life insurance component
Policy Maturity Lump sum amount is paid of sum the assured + the additional bonuses (if there are any available) Periodic payouts of a portion of sum assured and accrued bonuses till maturity
Surrender Value Available after a certain period and varies with policy duration Available after a certain period and varies with policy duration
Bonus Accrued based on policy performance Accrued based on policy performance
Flexibility Limited, premium and sum assured remain fixed throughout policy term Greater, policyholder can choose the payout frequency and amount

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Endowment Policy Vs ULIPs

The common difference between endowment and ULIP plans are:

Parameter Endowment Policy ULIP Plans
Definition A life insurance policy that combines insurance coverage and savings component A life insurance policy that provides insurance coverage along with investment options
Return on Investment Fixed returns with guaranteed bonuses Varies based on the market performance of the underlying investment
Maturity Benefit Guaranteed sum assured along with accrued bonuses Market-linked returns based on the fund's performance
Death Benefit Sum assured + accrued bonuses Higher of the sum assured or fund value
Tax Benefits Premiums and maturity amount are tax-free Premiums upto 2.5 lakhs are eligible for tax deductions under Section 80C and the maturity amount is tax-free under Section 10(10D)*
Liquidity Limited options for withdrawal before maturity Flexibility to withdraw or switch funds
Risk Low-risk investment option High-risk investment option
Ideal for Risk-averse investors looking for guaranteed returns Investors willing to take on market risks and seeking higher returns

Documents Required for Endowment Plan

Mentioned below is the list of documents required for applying an endowment plan:

  • Age proof

  • Photograph

  • Completely filled proposal/ application form

  • Residence or address proof

What Happens When an Endowment Policy Matures?

When the policyholder outlives the policy term and the policy matures, he/she gets a lump sum amount as maturity bonus.

Are Endowment Plans Tax-Free?

There are two types of tax benefits for endowment plans that policyholders, nominees, and potential buyers should know.

  • Premium Deduction: Policyholders can claim a deduction on the premiums paid under Section 80C of the Income Tax Act 1961. The deduction is limited to a maximum of Rs 1.5 lakhs per year.

  • Benefits Exemption: Under Section 10(10D) of the Income Tax Act 1961, tax exemption can be claimed on the benefits received from the endowment plan. This includes both the maturity benefit and the death benefit. However, specific conditions must be satisfied to qualify for this exemption.


  • How endowment plan is different from Term insurance plan?

    The main difference between an endowment plan and term insurance plan is as follows- In case of term insurance plans, a lump sum is paid to the beneficiary if the Life insured dies within the maturity period. If the death of the insured does not occur within the maturity period, no sum is payable by the Insurance Company. Whereas in case of endowment plans, if the insurer dies before the maturity date, the nominee will get lump sum assured by the insurance company. But if the life insured survives till the policy maturity period, he will be paid the sump assured along with the accrued bonus (if any).
  • What are guaranteed in endowment plans and what are not?

    The lump sum of money assured by the insurer will be given to the insured if he survives until the policy matures. If the insured dies early, that is before the policy maturity period, his beneficiaries will get the lump sum payment assured by the insurer. What is not guaranteed in the policy is the bonus. Whether you will receive a bonus or not depends on the number of years the policy was in force.
  • What are the additional bonuses on endowment policy?

    Bonus is the money paid additionally with assured sum by the Insurance Company to the life insured. There are mainly two types of additional bonuses on endowment policy : Reversionary bonus: This is the extra money that is paid additionally to the sum assured at the time of early death of maturity of the policy. Terminal bonuses: It is a discretional extra amount of money paid additionally on the maturity of the policy or the early death of the life insured.
  • How to know whether I should buy an endowment policy?

    When deciding whether to buy an endowment policy, consider your long-term financial goals, risk tolerance, and the purpose of the policy. Endowment policies provide a combination of insurance coverage and savings, but they may not be suitable for everyone. Evaluate your needs, compare it with other investment options, and seek advice from a financial advisor to make an informed decision.
  • Who needs an endowment plan?

    Endowment plans give the triple benefit of life coverage, savings and wealth growth. So an endowment plan is appropriate for anyone of any age if he/she is looking for a policy which gives more than just life coverage.
  • Is endowment policy good?

    Endowment policies are a great investment option for individuals who want to save money in a disciplined way in order to fulfil the future financial needs. Along with the benefit of savings, it also provides life protection to the family of the insured in case of any eventuality.
  • How is an endowment policy taxed?

    The premium paid towards the policy and the maturity proceeds are applicable for tax exemption under section 80C and 10(10D) of Income Tax Act. 1964.
  • Do endowment policies payout on death?

    Yes, in case of demise of the insured person, a lump-sum amount is paid as a death benefit to the beneficiary of the policy
  • Can I receive bonus along with the assured sum after the policy matures?

    Yes, the life insured can get bonus, provided the policy is run for a certain minimum period of time. So it is not guaranteed.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company. Standard T&C Apply
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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Endowment Policy Insurance Reviews & Ratings
4.6 / 5 (Based on 86 Reviews)
(Showing Newest 10 reviews)
Jabalpur, June 16, 2022
Guranteed plan
Endowment plan is a combination of benefits that incorporates both insurance and investing. It provides guarantees for my family inthe same way that an insurance plan does, and it also aids in investment and saving for the future. I am glad that I came up
Asam, June 15, 2022
Under my budget
I bought Future Generali Assure Plus plan from Policy bazaar. The plan was under my budget.  It is a low risk plan with several benefits. As a result, in addition to the insurance coverage, they assist me in protecting the future of my family. And the pla
Jaipur, June 13, 2022
Huge benefits and features
Policy bazaar provided me with the greatest plan for my family. Everyone should have excellent endowment plan. It is a plan that assisted me in keeping my future in good shape. The plan  has a maximum entry age of 55 years. After my demise the nominee wil
Raipur, June 12, 2022
Affordable services
It is an interesting concept for me as I want to save and invest more money for my future. There are several plans available on Policy bazaar website, all of which are awesome.  I bought Future Generali Assure Plus plan from Policy bazaar website. I made
Lucknow, June 10, 2022
Tax free and advantageous plan
I purchased Future Generali Assure Plus endowment policy for my family. Under this plan the bonus is provided throughout the policy term and this helps to generate more wealth for me. The plan is excellent, and when it matures, I will receive an amount th
Agra, June 09, 2022
Accidental death benefit involved
It is preferable to obtain add on rider advantages in endowment plans. And one of the finest rider perks I received from Policy bazaar is the death benefits. Under the same after my demise, the nominee will receive accidental death payments. I truly don't
Gwalior, June 07, 2022
Additional benefit and bonus
I bought Future Generali Assure Plus endowment plan two years ago which is really advantageous and the greatest option for my family's future. This plan includes additional benefits and bonuses. Thank you very much, Policy bazaar, for such excellent plans
Patna, June 06, 2022
Risk free investment plan
I purchased Bharti AXA Life Uday endowment plan from Policy bazaar, and it is an excellent plan. I found it to be incredibly relevant and with their assistance, I will be able to save money and build it over time. It is a risk-free investment plan. The pl
Durgapur, June 05, 2022
Critical illness rider benefit
I have chosen a top plan named as Bharti AXA Life Jeevan Uday plan. It has a critical illness rider that will take care of me in the worst times. I gave this plan a lot of thinking before purchasing it. Thanks a lot, Policy bazaar.
Rohtak, June 03, 2022
Discount on large sum assured
I am really pleased with Policy bazaar's services and the information they provided to me. While searching for a plan. I received the plan of my choice and I am satisfied with this plan. I decided to have Future Generali Assure Plus plan from them. The plan gave me a discount on huge sum assured amount. The policy offered the benefit of compound reversionary bonuses that will be paid after the maturity of the plan. Thank you for providing such great plans and huge benefits.
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