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Best Term Insurance Plan in India

Best term insurance plan in India ensures your family’s financial security when you’re no longer around. These plans are tailored to cover essential expenses like rent, children's education, and other daily needs. Also, provides the right life cover amount for your family during unfortunate events.

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Buy Best Term Insurance Plans In India 2024

Buy India best term insurance plan starting at just Rs.16/ day of Rs. 1 Crore cover with 10% discount online and 100% dedicated claim assistance. With Policybazaar term life policy, you can easily compare, buy the best term insurance plan in India 2024 and choose the term plan that fits your needs. Here is a list of the best term insurance plans in India 2024 for you, based on various factors, including affordable term plan premium rates, flexible payout options, coverage, and reliability of term life insurance providers:

Name of the Insurer Best Term Life Insurance Plans Claim Settled Amount (cr) CSR Entry Age Maximum Maturity Age Sum Assured
Aditya Birla Sun Life Insurance Company Limited ABSLI Income Suraksha Plan 458 98.40% 21 - 55 years 70 years 25 Lacs - 25 Crores
Aviva Life Insurance Company India Limited Aviva Signature 3D Term Plan 98 98.75% 18-65 years 80 years 5 Lacs - no limit
Bajaj Allianz Life Insurance Company Limited Bajaj Allianz eTouch Lumpsum 603 99.23% 18 - 55 years 99 years 50 Lacs - 10 Cr
Bandhan Life Insurance Limited Bandhan Life iTerm Comfort 86 99.70% 18 - 65 years 70 years 25 Lacs - 1.25 Cr
Bharti Axa Life Insurance Company Limited Bharti AXA Flexi Term Pro 148 99.01% 18-65 years 99 years 25 Lacs - no limit
Canara HSBC Life Insurance Company Limited Canara HSBC Young Term Plan 186 99.23% 18 - 60 years 99 years 25 Lacs - 20 Cr
Edelweiss Life Insurance Company Limited Edelweiss Life Zindagi Plus 59 99.23% 18-65 years 80 years Rs. 25 Lacs - no limit
Future Generali India Life Insurance Company Limited Future Generali Term Insurance 33 96.08% 18-60 years 65 years Rs. 50 Lacs to no limit
HDFC Life Insurance Company Limited HDFC Life Click 2 Protect Super 1,389 99.50% 18 - 65 years 85 years 50 Lacs - 20 Cr
ICICI Prudential Life Insurance Company Limited ICICI Prudential iProtect Smart 1,950 99.17% 18 - 65 years 99 years 50 Lacs - 20 Cr
IndiaFirst Life Insurance Company Limited IndiaFirst Life Elite Term Plan 160 98.04% 18-60 years 99 years 1 Lacs - 5 Crore 
Kotak Mahindra Life Insurance Company Limited Kotak e-Term Plan 321 98.74% 18 - 65 years 85 years 50 Lacs - 10 Cr
Life Insurance Corporation of India LIC New Tech Term Plan 18,398 98.50% 18 - 65 years 80 years 50 Lacs - No limit
Max Life Insurance Company Limited Max Life Smart Total Elite Protection 1,242 99.70% 18 - 65 years 85 years 1 Crore - no limit
PNB MetLife India Insurance Company Limited PNB MetLife Mera Term Plan Plus 407 99.20% 18 - 50 years 80 years 50 Lacs - 1 Cr
Pramerica Life Insurance Company Limited Pramerica Life Rock Solid Term Plan 30 99.06% 18-65 years 85 years Rs. 50 Lacs to no limit
SBI Life Insurance Company Limited SBI Life eShield Next 1,676 98.30% 18 - 65 years 85 years 50 Lacs - 10 Cr
Shriram Life Insurance Company Limited Shriram Life Smart Protection Plan 109 98.09% 18-65 years 75 years 30,000 -. 14 Lacs
Star Union DAI-ICHI Life Insurance Company Limited SUD Life Protect Shield Plus 113 96.27% 18-60 years 80 years 1 Crore - 2 Crore
Tata AIA Life Insurance Company Limited TATA AIA Sampoorna Raksha Promise 776 99.13% 18 - 65 years 100 years 25 Lacs - no limit

*Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the name of insurance company respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

Note: The above table shows the list of term insurance plans for 1 crore life cover for the profile of an 18-year-old, non-smoking male, cover upto 38 years.

Know what is term insurance first and then buy a term plan for your loved ones.

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₹1
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₹75
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Best Term Insurance Plans In India 2024

Following is a list of the best term insurance in India 2024 to buy.

  1. Aditya Birla Sun Life Insurance Income Suraksha Plan

    • Choose from 2 plan options as per your suitability: Fixed Income Protection and Increasing Income Protection

    • Get discounts upto 11% - for salaried the first year 7% + 4% special online discount

    • Select the option to enhance cover at additional premiums with riders

    • Choose to pay the premiums in the most suitable premium pay mode

    Read More
  2. Aviva Signature 3D Term Plan

    • Choose from 4 plan options that fits your needs

    • Enhance the base cover with the additional riders available

    • The return of premium option returns all the premiums paid at the maturity of the policy

    • Option to get covered under the MWP Act

    • Get tax benefits as per the prevailing tax laws

  3. Bandhan Life iTerm Prime

    • This best term plan provides life cover with lump sum payout on demise

    • Option to receive all your premiums back if in case you no longer need life coverage through special exit feature

    • Flexible premium payment modes

    • Option to select add-ons/riders for Critical Illness or Accidental death to increase the policy coverage.

    • Tax benefits on premium amount paid and payouts received as per the prevailing laws of the ITA, 1961.

    Read More
  4. Bajaj Allianz eTouch Online Term Plan

    • This best term insurance plan can be purchased online in a simple and hassle-free way.

    • In case of the demise of the insured, the policy offers a guaranteed annual pay-out to the family for 15 years.

    • The plan offers two different options for payouts.

    • The maximum maturity age of the policy is 70 years.

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  5. Bharti AXA Flexi Term Pro

    • Choose from 2 plan options

    • The return of premium option pays all the premiums paid at the maturity

    • Select for your spouse to be covered under the same plan

    • Choose to get covered under the policy till 100 years of age

    • Pay the premiums in suitable premium pay term and modes

    • Increase sum assured as per needs at different life stages

  6. Canara HSBC Young Term Plan

    • This best term plan in India offers a return of premiums on the survival of the policy term.

    • You can exit the plan early and receive all the premiums paid during the policy.

    • The plan waives off future premiums on the diagnosis of a covered critical illness or an accidental total permanent disability during the policy term.

    • You can block your premium rate at the time of policy purchase and increase the cover up to 100% of the base sum assured.

    • The plan allows you to cover your spouse within the same plan.

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  7. Edelweiss Life Zindagi Plus

    • This best term life insurance in India provides financial stability to the family of the policyholder

    • Gives peace of mind to the policyholder

    • Provides tax benefits as per the prevailing tax laws

    • Choose from the suitable plan options

    • Pay premiums at your convenience

  8. Future Generali India Term Insurance Plan

    • Select the most suitable plan option from the available options

    • Get financial protection for the family

    • Save on taxes as per the prevailing tax laws

    • Customize the policy term and sum assured as per your individual needs

    • Exit the plan early with the special exit benefits

  9. HDFC Life Click 2 Protect Super

    • This best term plan in India provides financial protection to the family of the life assured in case of any eventualities.

    • You can get back all the premiums paid as maturity with the Return of Premium option.

    • The insurance holders can choose from 3 different plan options, as per their requirements and suitability.

    • You can include a Waiver of Premium Benefits for Critical Illness and Total and Permanent Disability.

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  10. ICICI Prudential iProtect Smart

    • This best term insurance in India can be purchased online in a simple and hassle-free way.

    • The plan provides comprehensive coverage against terminal illness, death, and disability.

    • There are also special premium rates offered for non-tobacco users.

    • You can opt for the premiums to be paid in a single pay, regular pay, or limited pay, as per your choice.

    • The life assured can choose from the three different benefit payout options, which are monthly income, lump sum, or a combination of both.

    Read More
  11. IndiaFirst Life Elite Term Plan

    • Get long term coverage (till 99 years of age)

    • Receive large life cover at affordable premiums

    • Pay the premiums in a suitable premium pay mode and term

    • The death benefit can be paid in lump sum or regular installments

    • Receive tax benefits on the premium paid as per IT Act, 1961

  12. Kotak e-Term Plan

    • It is a low-cost insurance policy, which offers high coverage at a pocket-friendly price.

    • Through the step-up option, the cover can be enhanced at special life events.

    • Offers three pay-out options to choose from and three plan options.

    • Choose rider benefit options such as accidental death benefit, total permanent disability, and critical illness.

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  13. LIC New Tech Term Plan

    • LIC e-Term insurance plan is a non-participating pure life insurance plan

    • You can choose from two benefit options: Level or Increasing Sum Assured.

    • LIC Tech Term offers the flexibility to choose

      • Regular, Limited, or Single premium payment.

      • Benefit payout in installments

      • Policy and premium paying term

    • The plan offers special rates for women and non-smokers.

    • You can also enhance your coverage by including the Accidental Benefit Rider in your base plan.

    Read More
  14. Max Life Smart Total Elite Protection Plan

    • This best term plan in India offers flexible premium payment options

    • Get accelerated benefits on diagnosis of critical illness with the accelerated critical illness benefits

    • Receive all the premiums back on exiting the policy early with the special exit value benefits

    • Choose to delay premiums for up to 12 months without any late fees or interest

    Read More
  15. PNB Metlife Mera Term Plan Plus

    • This is a comprehensive term insurance plan, which can be purchased online.

    • This best term insurance plan in India offers additional coverage to the spouse under the same plan.

    • The plan provides the flexibility to enhance the coverage of the policy under Step-Up Benefit, Life Stage Benefit, and Child Education Support Benefit.

    • The policy offers 3 life benefit options with different additional riders included in the base plan.

    • Lower premium rates are offered for non-smokers and female policy buyers.

    Read More
  16. Pramerica Life Rock Solid Plan

    • This best term plan in India offers financial protection for family

    • Flexibility to choose the type of cover, add spouse to the policy, or enhance life stage benefits

    • Exit the plan early with the smart exit benefits

    • Change the premium pay term from regular to limited during the policy term

    • Choose from several death benefit payout options

  17. SBI Life eSheild Next

    • This is one of the best term insurance plan in India, which comes with premium paying options like single pay, regular pay, or limited pay.

    • SBI Life eShield Next is the term plan that provides comprehensive coverage at an affordable premium rate.

    • The life assured can choose from three different options of coverage.

    • This best term plan in India can be customized using the Death Benefit Payment Mode and Better Half Benefit Option.

    Read More
  18. Shriram Life Smart Protection Plan

    • Choose from 3 plan options for different needs

    • Get affordable premiums for a large life cover

    • Get enhanced protection with the available riders

    • Claim term insurance tax benefits as per the prevailing tax laws

    • The family will receive additional death benefit with the accidental death cover

  19. SUD Life Protect Shield Plus

    • Get covered for the required policy term (max. till 80 years of age)

    • Choose sum assured, premium pay term, and policy term as per your needs

    • Affordable premiums remove strain on your pockets

    • The death benefit will be paid as a lumpsum 

    • Claim tax benefits under sections 80C and 10(10D) of the IT Act, 1961

  20. TATA AIA Sampoorna Raksha Promise

    • Choose the best term plan option from 4 options

    • Get 50% base sum assured as accelerated benefit in case of terminal illness diagnosis

    • Get FlexiPay benefits, and Family Plan benefits with this plan

    • Receive in-built waiver of premium in terminal illness diagnosis

    Read More

*Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the name of insurance company respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

But before learning how you can select the best term insurance plan for yourself, let’s first understand the meaning of term insurance, term insurance benefits, and its definition.

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What are the Steps to Choose the Best Term Insurance Plan in India?

List of all the steps you should follow to choose the best term insurance plan in India in 2024:

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Best things about the Best Term Insurance Plans in India

Term Plans are more Affordable than Other Types of Life Insurance

The best term insurance in India will have a much more affordable premium than most other types of life insurance, especially if the plan offers market-linked returns.

Younger the Age, Lower the Premium

Various insurance advisors suggest that you buy the best term plan in India as early as possible to secure a large life cover at highly affordable premiums.

Offers Long Term Protection till 99/100 years

With the best term insurance plan, you can get covered under the plan till you turn 99/100 years old and ensure the financial protection of your family.

Premiums Remain Constant

The premiums once selected remains constant for the entire policy tenure, unless you increase the life stage benefit at marriage, childbirth, or home loan.

Save up to 46,800 on Taxes

Claim up to Rs. 46,800 term insurance tax benefits on the premiums paid under section 80C of the Income Tax Act, 1961.

Comprehensive Protection

With add-on riders available with the best term insurance plan in India, you can get comprehensive protection against various eventualities.

Why Should You Buy 1 Crore Term Insurance from Policybazaar?

Policybazaar has helped secure over 15 Lakh Families and assisted with 440 Crore worth of claims since April 2022. Here is how buying a 1 crore term insurance from Policybazaar can benefit you:

  • Up to 10% discount on online purchases

  • Free Dedicated Claim Support for Family

  • Policybazaar Advisors for insurance queries

  • 100% recorded calls by IRDAI-certified agents

  • Walk-in stores provide offline support

Why Should NRIs Buy the Best Term Life Insurance from India?

For NRIs, having the right term life insurance is important to protecting and securing their financial future, especially while living abroad.

Best Term Insurance in India for NRIs in the UAE

NRIs in the UAE can benefit from buying term insurance from Indian insurers, who offer comprehensive coverage at competitive rates. These plans are tailored to meet NRIs' financial needs, with flexible premium payment options and a 5% discount for annual payments. Many plans also provide high coverage and easy claims for family members in India. Plus, the tax benefits under Indian laws make it an excellent long-term purchase.

Best Term Insurance in India for NRIs in the UK

For NRIs in the UK, Indian term insurance policies often have lower premiums compared to local UK options. These plans offer global coverage, ensuring that your family is protected no matter where you are. Indian insurers also have user-friendly online processes to purchase and manage policies. Additionally, the GST exemption under Indian law adds further value to the policy.

Best Term Insurance in India for NRIs in the USA

For NRIs in the USA, term insurance from India offers peace of mind with worldwide coverage and affordable premiums. Indian insurers make it easy to handle cross-border transactions and provide plans designed to meet NRIs' needs, ensuring that your family in India is well-covered. The plans also offer attractive tax benefits and features, making them a smart financial choice.

Best Term Insurance in India for NRIs in Canada

Indian term insurance plans provide NRIs in Canada with global coverage, ensuring financial security for family members in India. These plans often come with lower premiums than Canadian options and offer flexible payment modes. The convenience of buying and managing policies online, along with the tax benefits under Indian law, makes these plans a great option for NRIs.

Best Term Insurance in India for NRIs in the Netherlands

NRIs in the Netherlands can opt for Indian term insurance plans that offer extensive worldwide coverage, perfect for families with dependents in India. Indian insurers offer competitive premiums and strong customer support for NRIs. Many plans also include extras like terminal illness riders, providing complete protection. The easy online policy management makes these plans hassle-free to maintain.

Best Term Insurance in India for NRIs in New Zealand

Indian term insurance offers NRIs in New Zealand affordable coverage, ensuring their families in India are well-protected. With the flexibility to pay premiums in INR or foreign currency, these policies are convenient and accessible. Some plans also offer added benefits like accidental death coverage. Tax advantages and the ability to manage policies online make Indian term insurance a practical choice for NRIs.

Best Term Insurance in India for NRIs in Qatar

For NRIs in Qatar, Indian term insurance plans are both affordable and comprehensive. Indian insurers understand the unique needs of NRIs and provide seamless online services for buying and maintaining policies. With options to pay premiums in INR or foreign currency and tax benefits under Indian laws, these policies offer great value. The global coverage ensures that families are financially secure, no matter where they are.

Best Term Insurance in India for NRIs in Singapore

NRIs in Singapore can benefit from Indian term insurance plans that offer global protection at highly competitive rates. These plans are designed with NRIs in mind and provide coverage for dependents in India, with flexible options and additional benefits like critical illness riders. The simple online process and tax-saving benefits in India make these plans a strong choice for long-term financial security.

Best Term Insurance Plan in India- FAQs

  • What is the age limit when it comes to buying the best term insurance plan in India?

    Ans: The age limit for buying the best term insurance plan in India is between 18 and 65 years.
  • Is term insurance good or not?

    Ans: Yes, Term Insurance is good. However, it depends on your financial needs. The 3 main benefits of term insurance are high life cover at low premium rates, income tax benefits, and the option of adding term insurance riders.
  • What does term insurance do?

    Ans: Term insurance provides financial coverage for a fixed time period in return for a specific premium amount. In case of an unforeseen event during the policy term, the insurance company provides a death benefit that helps compensate for the loss of your income.
  • Is term life insurance worth it?

    Ans: Yes, term insurance is worth it. The selection of term insurance depends on your financial needs. Term insurance is a valuable option if you’re looking for affordable coverage to secure your family’s future in case of unforeseen circumstances. Assess your financial goals, liabilities, and dependents to determine if it’s the right choice for you.
  • Which is better, life or term insurance?

    Ans: The choice between term and whole life insurance depends on your desired coverage duration and budget. Term insurance is more affordable but provides coverage for a specific period. In contrast, whole life insurance has higher premiums but offers lifetime coverage.
  • What factors to consider before buying the best term insurance plan in India, 2024?

    Ans: Following are some of the important aspects that need to be considered when buying the best term insurance in India 2024:
    • Premium Payment Options: Make sure to check out the available premium payment options, such as monthly, quarterly, semi-annually, and annually, as you should opt for a plan that supports the premium pay option that fits within your budget. Most term plans offer monthly premium payments as they are affordable and much more feasible.
    • Rider Benefit: You can enhance your coverage by including rider benefits to the base plan, so that in case of any critical ailment, partial or permanent disability.
    • Rebates on Taxes: Various term insurance plans offer rebates on taxes u/s 80C and 10(10D) of the Income Tax Act. When selecting the best term insurance in India, you should check whether the insurance company offers a tax rebate or not.
  • How much coverage should I take in a term insurance plan?

    Ans: As per the insurance experts, your term insurance coverage should be at least 15 to 20 times your current annual income. Let’s say if your annual income is Rs. 10 Lakhs per annum, it would be important to buy a term plan of Rs. 2 Crores.
  • What are the important documents required to buy the best term insurance plan in India online?

    Ans: Listed below are the documents to buy the best term insurance in India online:
    • Address Proof: Passport, Aadhar Card, etc.
    • Identity Proof: PAN Card, Aadhar Card, Passport, Voter ID, etc.
    • Income Proof: ITR, Computation of Income (COI), Form 25 AS, etc.
    • Age Proof
    • Photograph
    • PAN card
  • Is it possible to have multiple term insurance policies?

    Ans: Yes, an individual may have multiple term insurance policies to ensure the financial safety of the family in case of any unforeseen event.
  • How important is a term insurance plan?

    Ans: A term insurance plan is important as it provides life cover for the specified period and also safeguards the financial future of the family. In case the policyholder passes away, the nominee will receive the death benefit. Compared to any other life insurance product a term plan is simple, easy to understand, and is available at a cost-effective premium. Buying a best term insurance plan in India is important for those individuals who are the primary and only earning members of the family.
  • What are the types of term plans available in India in 2024?

    Ans: The following are the basic types of term plans available in India 2024:
    • Regular Term Plan: Regular term plans provide the death benefit to the nominee of the policy, in case of the policyholder’s death during the policy term.
    • Whole Life Plan: Most of the term insurance policies offer cover for a period specified, and certain policies offer cover for a lifetime.
    • Return of Premium Plan: These plans offer all the premiums paid during the policy tenure back at the maturity of the policy. These returned premiums will however be subject to tax and other deductions.
    • 100% Refund of Premium at No-cost: These plans provide the option of exiting the plan at a specific stage and receiving all the premiums paid at the end of the policy term.
  • Is it possible to change the term insurance payment frequency?

    Ans: Yes, you can change the mode of your premium payment depending on your plan and insurer’s policies. Check with the insurance company to change the premium payment frequency. Today most of the term insurance companies in India provide the flexibility to change the premium payment frequency.
  • Can I surrender the term insurance policy?

    Ans: At any point in time, when the liabilities are over, one might choose to surrender the term insurance plan. It is recommended to check the same with the insurance company as well.
  • How is term insurance different from life insurance?

    Ans: One of the main difference between term insurance and life insurance plan is that a term plan only provides a death benefit in case of life assured’s death within the policy term, whereas a life insurance plan offers both death benefit and maturity benefit to the life assured.
  • Why should you buy term insurance plans from Policybazaar?

    Ans: Below mentioned are the key features of the best term insurance plan in India:
    • Free Dedicated Claim Assistance
    • One-click easy refund
    • Upto 5% lifetime discount
    • One-click easy refund
    • 100% recorded calls to avoid mis-selling
    • Policybazaar Advisors in your city
  • What are the key features of the best term insurance plan in India?

    Ans: Below mentioned are the key features of a best term insurance plan in India:
    • Affordable premium rates
    • Long-tenure life protection
    • Easy to understand and buy
    • Riders availability
    • Whole life protection
    • Tax benefits
  • Do Term plans offer maturity benefits?

    Ans: No, term insurance plans don’t offer any maturity benefits. However, in the case of the Term Return of premium (TROP), insurers return the total amount of premiums paid by the life assured after the plan gets matured.
  • Can I get tax benefits while buying the best term insurance plan in India?

    Ans: Yes, the most of the best term insurance in India offers tax benefits u/s 80C, 80D, and 10(10D) of the Income Tax Act, of 1961.
  • Which is the best term insurance plan in India?

    Ans: To understand the best term insurance in India, you need to know what is term insurance. Then you can take a look at the available plans and select the best term insurance plan for your profile.
  • Which insurance is the best term insurance plan or life insurance plan?

    Ans: The best term insurance plan in India offer high coverage at affordable premium rates as compared to life insurance. Life insurance plans offer maturity amounts, subject to payment of all due policy premiums. However, term plans do not offer any returns.
  • What is the right age to buy the best term insurance plan in India?

    Ans: The right age to buy the best term insurance plan in India is as early as possible. Because with age the premium amount also increases.
  • What is the Claim Settlement Ratio of Term Insurance Companies?

    Ans: The claim settlement ratio of an insurance provider is the number of claims that are settled versus the number of claims filed by its customers or nominees. Ideally, you should opt for a term insurance plan from an insurer with a high CSR, as it can increase the chances of your claim settlement. This way you will be able to decipher which is the best term insurance plan in India.
  • As an NRI, can I buy the best term insurance plan in India?

    Ans: Yes, NRIs can easily buy the best term insurance plan in India. They can now easily opt for term plans for NRI in India that allow them to schedule a video/tele medical examination from their residential country. Also, an NRI can buy a term plan when he/she visits India.
  • Which is the best term insurance plan in India?

    Ans: The best term insurance plan in India is which offers comprehensive coverage to the policyholder’s family in case of their absence.
  • What are the top 5 best term insurance plan in India 2024?

    Ans: Here is the list of the best term insurance in India 2024.
    • Max Life Smart Secure Plus
    • ICICI Prudential iProtect Smart
    • HDFC Life Click 2 Protect Smart
    • Bajaj Allianz e-Touch
    • Tata AIA Sampoorna Raksha Supreme
  • Which company term insurance is best?

    Ans: Ans: The best term insurance company in India depends on a person’s individual needs. You can assess and compare the premiums, policy terms, sum assured, and other benefits offered by the insurers and select the best term insurance in India.
  • Is LIC good for term insurance?

    Ans: Yes, LIC term insurance is one of the top Indian insurers offering the best term insurance in India, fit for people from all backgrounds. You can check out the different term plans offered by the company and buy the best term insurance plan in India.
  • What is the best age for term insurance?

    Ans: The best age to buy the best term insurance in India is as early as possible. This is because as you grow old, the premiums for the term plan will also increase. Individuals between 18 and 65 years of age can buy term insurance plans. However, 20s is the right time to avail a policy and plan for your family’s future. Therefore, to buy term plan for a large life cover at a lower premium rate, you need to buy the best term insurance in India.

Premium By Age

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Choose Term Insurance Plan as per you need

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List of Term Plans In India Insurance Reviews & Ratings
5 / 5 (Based on 311 Reviews)
(Showing Newest 10 reviews)
Ashmeet
Telangana, November 29, 2024
Great for long-term family protection
I was looking for a way to protect my family in the long term, and term insurance was the perfect solution.
Divjot
Karnataka, November 29, 2024
Very straightforward
I appreciated how straightforward the whole process was. There were no surprises, and everything was clearly explained.
Amrit
Delhi, November 29, 2024
Felt secure right after purchase
I felt an immediate sense of security after purchasing term insurance. It is good to know my family will be protected if anything happens to me.
Yash
Delhi, June 18, 2024
outstanding service and commitment to excellence
Thank you, Agnivesh, for your outstanding service and commitment to excellence. Policybazaar.com is fortunate to have such a dedicated professional on their team.
Akashdeep
Delhi, June 14, 2024
Thankyou policybazaar
Special thanks to Mr. Akhil Kumar for providing excellent customer support. His Professionalism, Patience & Knowledge made the process seamless and reassuring. Thank you Akhil kumar
Chandrasekhar
Gujarat, June 14, 2024
Thankyou policybazaar
Special thanks to Akhil Kumar for providing excellent customer support. His Professionalism, Patience & Knowledge made the process seamless and reassuring. Thank you Akhil kumar
Niraj
Chhattisgarh, June 13, 2024
I Loved It
The term insurance buying process from pb was so good, I loved it.
Lalit
Maharashtra, June 13, 2024
Reasonable Price
I found the perfect plan that met all my needs at a very reasonable price.
Mayank
Madhya Pradesh, June 13, 2024
Well Designed
I pb platfrom for buying term plan is very well designed and easy to use.
Himanshu
Gujarat, June 13, 2024
Very Impressed
It was very good experience by buying a term plan from policybazaar. I am very impressed with their services.
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