Office Package Insurance

Have you asked yourself this: "Have I insured my office against all threats that could impact my earning?" If not, or if you have not taken any action toward this then it's high time you acted. Any untoward incident could disrupt the functioning of your business and have financial implications. Thus it is important to protect your office premises and its infrastructure against unforeseen circumstances.

Office Package Insurance provides insurance for such offices as-

  • Commercial offices
  • Government offices
  • ITES and BPO call centers
  • Software development office
  • Office premises, including warehouse and manufacturing premises

What It Offers?

Office package policy offers the following coverage-

  • Fire & allied perils: It covers the structure of a business premises and content therein against-
    • Fire, earthquake, storm
    • Lightning, flood
    • Explosion/implosion
    • Missile testing operations
    • Bush fire
  • Burglary and housebreaking: It offers coverage against burglary and larceny.
  • Machinery breakdown: It covers electronic breakdown of equipments.
  • Money insurance: It covers loss of money against accidents while in-
    • Transit from office premises to bank or vice versa
    • A safe at the business premises
  • Baggage: It compensates the baggage loss of particular employees while travelling due to official reasons.
  • Neon sign/Glow sign/hoarding: It covers material used for promoting business, such as neon signs and other hoardings against all risks.
  • Infidelity/dishonesty of employees: It covers business for losses or damages caused by dishonest acts of employees.
  • Additional rent for alternative accommodation: It pays for additional rent while moving the business to new premises if the current place is destroyed by fire & allied perils
  • Fixed glass and sanitary fittings: It covers fixed plate glass and sanitary fittings of the office premise along with framework against accidental breakage

Exclusions of Office Package Insurance

The policy doesn't offer coverage with respect to the following-

  • Loss/damage due to war and nuclear perils
  • Loss/damage due to wear & tear
  • Loss/damage due to unlawful act
  • Consequential loss of any kind
  • Loss/damage due to radioactive contamination
  • Loss/damage caused by pollution/contamination
  • Willful losses

Compare and Buy Office Package Insurance at PolicyBazaar

Guard your business against different types of risks. Buy or renew office package insurance policy at PolicyBazaar in a hassle-free manner. Enter the basic details of the business and find a suitable policy that can be customized as per the individual needs.

Reasons to Rely on PolicyBazaar-

  • Minimum paperwork
  • Free insurance quotes
  • Instant policy issuance

Come to PolicyBazaar and benefit from our unbiased expert services.

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Expert Speak

How much to pay for insurance

As an adult, what would you say are the major concerns that need protection in your life? i’d rate death, disability, critical illness, general health and well-being, old age and saving for children as the top points of anxiety for all. while we can’t prevent time and fate, what we can do is create a financial cushion to protect us and our loved ones. insurance does this and allows us to do th... [Read more]

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