Best Investment Plan

Investment planning is an important part of financial planning where an individual puts to use their savings and earns more through disciplined investment. Having an investment plan gives a sense of direction and helps in deciding the best investment strategy which one should follow to meet their financial goals at desired time.

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Best Investment Plans
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    Generate wealth with high returns Earn 1 Cr in maturity with Zero LTCG tax
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*Past 10 Year annualised returns as on 01-03-2023

*Tax benefit are for Investments made up to Rs.2.5 L/ yr and are subject to change as per tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

What is Investment Plan?

Investment plans are financial products that provide an opportunity to create wealth for the future and meet the financial goals by investing periodically in different investment plans, funds, and schemes. Investment plans also help to inculcate the habit of disciplined investment among investors so that they can accumulate wealth in the long-term and achieve their future financial objectives.

Some of these best investment plans in India enables us to invest our hard-earned money in various money market products in a systematic way to achieve financial objectives. Investment plans offer the much needed benefit of maximizing the savings through long-term disciplined investment and wealth creation for the future. The primary step towards having an investment plan is to access the financial needs and risk profile and then choose an appropriate plan. Some of the best investment options in India include.

  • Unit Linked Investment Plans (ULIPs)

  • Public Provident Fund

  • Monthly Income Plan

  • Mutual Funds

  • Senior Citizen Savings Scheme

  • Sukanya Samriddhi Yojana

  • Tax Savings Fixed Deposits

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Best Investment Plans in India to Invest in 2023

Here is the list of top 19 investment plans in India, which you can consider investing in savings for your future financial goals.

Investment Plans Plan Type Entry Age Maximum Maturity Age Policy Term Fund Options
Aegon iInvest ULIP 7 - 55 years 70 years 10/ 15/ 20/ 25 years 5
Aviva iGrowth Unit-Linked life Insurance plan 18- 50 years 60 years 10, 15, or 20 years 3
Bajaj Future Gain ULIP 1 - 60 years 70 years 10 - 25 years 7
Bharti AXA eFuture Invest ULIP 18 - 60 years 70 years 10 years 6
Bajaj Allianz Fortune Gain ULIP 1 - 63 years 70 years 7 - 30 years 7
Bajaj Allianz Retire Rich Unit-Linked pension plan 30 - 73 years 80 years 7 - 30 years 3
Canara HSBC Smart Monthly Income Plan ULIP Plan 18-50 years N/A 5 - 30 years 7
Edelweiss Tokio Guaranteed Income Plan ULIP Plan 0-60 years years 70 years 5-25 years 7
Future Generali Easy Invest Online Plan ULIP 0-60 years 18-70 year 10-20 years 5
HDFC Life Click2invest ULIP 30 days - 65 years 75 years 5 - 20 years 8
HDFC SL YoungStar Super Premium Unit-Linked child plan 18 - 55/65 years 65/75 years 10 - 20 years 4
ICICI Pru Smart Life ULIP 20-54 years 20-64 years 10 - 25 years 8
IDBI Federal Smart Growth Plan ULIP 30 days-55 years 70 years 10, 15,20-25 years 6
India First Smart Save Plan ULIP 5-65 years 75 years 10-70 years 4
Kotak Invest Maxima ULIP 0-65 years 75 years 10,15,20,25-30 years 5
PNB Metlife Money Back Plan Money Back Plan 13-55 years 65 years 10 years N/A
SBI Life- Smart Scholar Unit-linked child plan 18-57 years (for proposer) 0- 17 years (for child) 65 years 8-25 years minus child's age at entry 7
SBI eWealth ULIP 18 - 50 years 60 years 10 - 30 years (both inclusive) 4
TATA AIA Wealth Maxima ULIP 30days-60 years 100 years 100 minus(-) age at entry 11
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Disclaimer: “Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.”

Types of Investment Plan

Before making any investment make sure that you do proper research and choose the investment plan, which offers long-term sustainable returns, capital appreciation, and tax-saving benefits. It is paramount to consider the risk associated with the investment before choosing the best investment plan with high return. In an investment plan, the risk can be evaluated as the probability or possibility of the asset either going into a loss or performing below expectations. Based on the risk factor, here we have categorized different investment plans.

  • High-Risk Investment

    High-risk investment plans are suitable for investors who have a high-risk appetite and whose main focus is to have long-term capital growth. Mostly high-risk investment plans include substantial fluctuations, however, the chances to create a huge possible return in the long-term are also very high. Let’s take a look at the high-risk investment plans available in the market.

    • Debt Mutual Funds: Any investor who wishes for study returns should consider investing in debt mutual funds. When compared to equity funds it is less volatile, which means that the risk is less. Moreover, debt mutual funds essentially invest in securities that will generate fixed interest such as treasury bills, corporate bonds, commercial paper, government securities, and money market tools. However, this does not mean that it is risk-free; it has certain risk factors such as the credit and interest rate risk. Therefore, a detailed study is a must before an investor makes his mind for the investment.

    • Direct Equity: Well, when it comes to investing in stocks, it might not just be a preferred choice of the individuals so easily. Besides, investing in a stock is an art and you need to be good at picking up the right stock. Likewise, ten timing is yet another important aspect when it comes to investing in stocks. On the brighter side in regards to the long-term, equity delivers high when compared to other classes of assets that are inflation-adjusted. Likewise, the chances of losing all the capital are slight on a higher side until the investor goes for the method of stop-loss so that the loss can be curtailed. Under stop-loss, to sell order at a certain cost an advance order is placed. And to a certain extent, the risk is reduced so that one can diversify in all sectors and capitalizations of the market. In case one wishes to invest in direct equity, a Demat account is a must besides the bank permits the 3 in 1 account opening.

    • Equity Mutual Funds: As for equity mutual funds, the investment is predominantly done in equity stocks. With the present mutual fund regulations and Securities and Exchange Board of India (SEBI), when it comes to a scheme based on equity mutual fund, it is important that the investor holds 60 % of the assets in regards to the equity and likewise equity-related tools. The equity mutual fund can be managed both passively and actively. When it comes to a traded fund that is active, the returns essentially depend upon the manger of the funds' ability to generate the returns. The equity schemes are segregated on the premise of the capitalization of the marker or even the areas where one wishes to invest. Moreover, it is also segmented on the premise wherein the stocks are invested in Indian companies that are domestic or the investment is done in the stocks of overseas companies that are international.

    • Unit Linked Investment Plans (ULIPs):

      Unit Linked Plan, commonly referred to as ULIP, is a type of investment plan that provides coverage wherein the money paid as premium by the investor is channelized into the stock markets. Each ULIP has a different set of funds that they invest in. Individuals who invest in the best investment plans get a certain number of units of the fund. These investments are based on the correlation of the fund value of the fund they are investing in and the premium the investors have put in.

      New age ULIPs, also called 4G ULIPs offer more flexibility in comparison to the traditional ULIPs, and at a relatively lesser cost. Moreover, the exemption of the LTCG tax in the Union Budget 2018 made ULIPs even more popular. 4G ULIP plans have low charges and almost zero charges.

      The Unit Linked Insurance Plans are amongst the best investment plans option in India in case you are looking for some coverage cum investment options. The ULIP plans give both financial security and life coverage. And one of the best investment plans, ULIPs also gives you the leverage to make direct market investments. ULIPs funds can be invested into equity funds or debt funds or both parts. The value of the debt fund or the equity fund is evaluated as Net Asset Value the criteria.

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  • Low-risk Investment

    Investors with a low-risk appetite who wants less or no volatility in the investment portfolio choose to invest in low-risk investment options. These investment plans tend to provide a reliable and stable growth of capital with minimum losses or minimum risk involved. Even though these investments usually offer guaranteed returns, the investors may need to lock-in their investment for the long-term to earn a substantial return. Let’s take a look at some of the best low-risk investment options.

    • Public Provident Fund: The Public Provident Fund is another investment avenue, which is preferred and opulent choice for most of the investors. The highlight of a PPF is that it has a tenure of 15 years, and the effect of the tax-free interest quiet big specifically in the coming years. Now, as the sovereign guarantee backs the principal investment and eared interest therefore investing in a PPF is safe. Moreover, the interest rate on the PPF is generally reviewed at every quarter by the government.

    • Senior Citizen Savings Scheme: A Senior Citizen Savings Scheme is surely the preferred choice of almost every retiree and an investment plan, which is on every retiree’s investment portfolio. It is a scheme specifically designed for the senior citizens and can easily be availed from any of the banks or the post offices for anyone who is 60 years of age and above. The scheme is available for 5 years, which can also be extended for up to 3 years only when the same gets matured.

      Besides, one can easily open more than one account and Rs 15 lakh is the limit for upper investment. When it comes to the interest rate it is completely taxable and paid on a quarterly base on the premise of the revisions and subject to review. However, if once the investment has been done in the scheme the rate of interest will be the same until the scheme matures. The senior citizen can also claim Rs 50,000 as claim deduction in one financial year within section 80TTB with the earned interest from the scheme.

    • National Pension Scheme: Next, the investment option is the National Pension Scheme, which truly focuses upon the long-term retirement and is duly managed through the Pension Fund Regulatory and Development Authority. Earlier the minimal yearly contribution towards an NPS for a tier-1 account was Rs 6,000, which has been changed and currently is Rs 1,000 for the account to remain active. It is an amalgamation of liquid funds, corporate bonds, government funds, fixed deposits, and others. On the premise of the risk appetite, the investor can likely decide the amount of money that should be invested in the NIP via NPS.

    • Pradhan Mantri Vaya Vandan Yojana: The Pradhan Mantri Vaya Vandan Yojana has been specifically designed for the senior citizens who are 60 years of age and above as that they can be provided with an assured return every year of 7.4%. This scheme provides the income of pension, which is payable easily on an annual, half-annually, quarterly, and monthly as opted. The maximum amount of the pension is Rs 9,250 and the minimum amount is Rs 1,000 each month.

      The amount that can be invested in the scheme can go up to a maximum of Rs 15 lakh and the period of the scheme are 10 years. The invested sum is payable to the senior citizen at the time of maturity, however, in case, the senior citizen passes away, the sum will be paid to the beneficiary/ nominee. This scheme is accessible until 2023, March 31.

    • Bank Fixed Deposits: Investing in a bank fixed deposit with highest interest rate is always a secured and the most preferred choice for the investors in India. From February 04, 2020, the depositor of a bank will be insured up to a sum of Rs 5 lakh maximum for the principal and the amount of interest within the rules of DIGC. Before, the coverage was Rs 1 lakh for the principal and the amount of interest. As per the requirement, one could opt for the tenure that could vary from month to month, quarterly, annually or cumulative interest alternative in them. Now, the earned FD interest rate will be added to the income, which is taxable as per the tax slab.

    • Gold: Having gold as adornments have its interests, for example, wellbeing and significant expense. Moreover, making charges is applicable, which is regularly extended between 6-14 % of the price of gold, which can easily move as high as 25% if there should arise an occurrence of extraordinary structures. For the individuals who might need to purchase gold coins, there's as yet a choice. Numerous banks sell gold coins these days. A substitute method of claiming gold is employing paper gold. Interest in paper gold is more practical and should be possible through gold ETFs. Such a venture (purchasing and selling) occurs on the stock trade that is BSE or NSE with gold as the basic resource. Putting resources into Sovereign Gold Bonds is the other alternative to claim paper-gold. A speculator can likewise contribute through mutual funds of gold.

    • Sukanya Samriddhi Yojana: This plan is specifically developed to secure the financial future of the girl child. Since its launch, the plan has gained huge popularity as one of the best investment plans in India for the girl child. As a government-backed investment option, this scheme offers safe and guaranteed returns to the investors. The SSY has a tenure of 21years or until the marriage of the girl child after 18 years of age. The current interest rate offered by the scheme is 7.6% compounded annually. From the perspective of tax benefit, SSY is designed as an exempt, exempt, exempt (EEE) investment. This means that the contribution made towards the scheme, the interest earned on the contributed amount, and maturity proceeds are all tax exempted under the applicable sections of the Income Tax Act.

    • RBI Taxable Bonds: Some time back the Reserve Bank of India used to raise 7.75 % savings bonds that were taxable as an investment avenue. However, from May 29, 2020, the Central bank stopped the issuance of such bonds. These securities were propelled by supplanting the recent 8 % Savings (Taxable) Bonds 2003 with the 7.75 % Savings (Taxable) Bonds with impact from January 10, 2018. These bonds had a period of 7 years. The Central Bank with impact from July 1, 2020, has propelled Floating Rate Savings Bond, 2020 (Taxable).

      The greatest contrast between prior 7.75% reserve funds securities and recently propelled gliding rate security is that the loan cost on the recently propelled investment funds security is liable to reset in at regular intervals. In the 7.75% securities, the financing cost was fixed for the whole span of the venture. Right now, the securities are offering a financing cost of 7.15%. The principal reset on the loan cost is expected on January 1, 2021.

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  • Medium Risk Investment

    Moderate or medium risk investment includes investment plans that offer balanced and diversified investment. Medium risk investment plans not only provide an opportunity for growth but also take care of the market volatility up to a certain level. Medium risk investment plans mostly to diversify the investment portfolio of the investors through a mix of debt and equity securities to create a stable return with the moderate risk involved. Some of the common medium risk investment plans are.

    • Monthly Income Plans

    • Hybrid-Debt Oriented Funds

    • Arbitrage Funds

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Benefits of Investment Plans

There are many benefits of incorporating investment plans in your financial portfolio. Here we have explained some of these benefits elaborately.

  • Protection to Loved ones

    Return on investments with coverage provides the dual benefit of life cover and returns. This means that if anything unfortunate happens to the insured, his/her family will receive the sum for which they were insured in addition to the fund value either as a single or in the form of monthly/quarterly/half-yearly payments. These returns help to secure the family's needs and monetary goals if they are unable to earn a living or in the unfortunate demise of the breadwinner of the family.

  • Goal-based Planning

    A goal-based investment plan is a great way for saving money for a goal - whether it is buying a house or a car, paying for children's education costs, or planning for marriage or after you retire. Investment plans which come with a long-term lock-in period help the investors to fulfill the financial goals in the long-term like a child’s marriage creating a retirement fund, etc. The ULIP plans offer alternative opportunities to invest and the investor can take a look at their historical profits to calculate his/her returns and builds financial corpus in a few years.

  • Wealth Creation

    Along with proper savings, investing in the right investment options is the best way to multiply your stagnant funds. An investment plan provides you an excellent opportunity to create wealth in the long-term by making a disciplined and periodic investment. By gaining high returns on investment you can make your money grow with time and create a financial cushion for your loved ones.

  • Tax Benefits

    Investment plans like PPF, ULIP, ELSS, Sukanya Samriddhi Yojana, etc. not only provides an opportunity to accumulate wealth in the long-term but also offers substantial tax-saving benefits U/S80C and 10(10D) of the Income Tax Act.

  • Flexibility

    With an extensive range of investment plans available in the market today, the investors have the flexibility to choose the investment option as per their financial goals, tenure, and risk appetite.

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Best Investment Plan for 1 Year

If the investors are investing only for the tenure of 1 year, then they have an extremely short-term investment horizon. Thus considering the market volatility it is advised not to invest in equity options. If you want to invest for a tenure of 12 months, then you can consider investing in some of these best investment plans for 1 year.

1 Years Investment Plans Ideal for
Arbitrage Funds Suitable for investors, looking for 1 year or more than 1-year investment. Offers 8% interest
Fixed Deposits Suitable for investors, looking for a 1-year investment. Offers around 6.5 returns.
Recurring Deposits Suitable for investors who invests monthly
Fixed Maturity Plan Includes diverse constant earning instruments
Post Office Deposits Investors can invest for a tenure of 1, 2, 3 5% years
Debt Fund Suitable for investors, looking for everyday profit.

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Best Investment Plan for 3 Year

Investment plans for 3 years come under short-term investment options. These plans are best suitable for investors who want to gain high returns within a short tenure. Let’s take a look at the short term investment plans for 3 years.

3 Years Investment Plans Ideal for
Recurring Deposits Suitable for investors who invests monthly
Fixed Maturity Plan Same as FDs with 3 years lock-in period
Savings Account Suitable for investors, looking for liquidity (4-7% returns)
Arbitrage Funds Suitable for investors, looking for more than 1-year investment. Offers 8% interest
Liquid Fund Suitable for investors, looking for secured investment (4-7% returns)

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Best Investment Plan for 5 Year

Investing for a tenure of 5 years is generally included in the short-term low-risk investment options. By investing in the investment plans for 5 years the probability to gain higher returns are more as compared to 3 years or 1-year investment. Let’s take a look at the best investment plans for 5 years.

5 Years Investment Plans Ideal for
Liquid Funds Suitable for investors who want to invest for 3-5 years' tenure. Offers a 7% interest rate.
Savings Account Suitable for investors, looking for liquidity (4-7% returns)
Post-office Time Deposit Suitable for investors, looking for high liquidity and investment for 1-5 years. The applicable rate of interest is 7%
Large Cap Mutual Fund Offers smart returns of 8-13% to the investors for 3-5 years of tenure.

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Documents Required to Purchase Investment Plans

Certain documents should be kept handy while investing in an investment plan. The investors are required to provide these documents as proof of KYC.

Income Proof Address Proof Age Proof Identity Proof
For Salaried Individuals For Self Employed Voter ID Pan Card Aadhaar Card
Form 16 of the latest year. Form 26 AS Aadhaar Card Aadhaar Card Pan Card
Last 3 months bank statement showing salary credit. Income tax returns of the latest 2 years are not filed in the same year along with income calculation. Passport Passport Voter ID
Income tax return for the last 2 years. In case income computation is not available: ITR of the latest 3 years not filed in the same year. National Population Register containing details of address, name, and aadhaar number. Municipal Birth Certificate Passport
profit loss account and CA (certified audited) balance sheet for the latest 2 years. Or any other document issued by the central government. Voter ID

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  • Q: Where should a beginner invest in?

    Ans: A beginner can invest in the following investment instruments: Mutual funds with low-initial-investment Enroll in the retirement plan of the employer Invest in bonds or fixed income plans Investing in real estate Before investing in these instruments, it is suggested to understand well about them.
  • Q: How can I get my investment return higher?

    Ans: The top investments with high returns are: Direct Equity Equity Funds: Small and Mid Cap Plans Initial Public Offering Equity Linked Savings Scheme Peer - to - peer platforms Real Estate.
  • Q: How do I start learning about investment?

    Ans: The steps to learning investment are given below:
    Step 1: Get Finances in Order: Before jumping into an investment, it is suggested to first analyze your finances and get them sorted.
    Step 2: Know the Basics of Investment: It does not require any special skills to start investment; however, it is suggested to learn some basic terminologies of this field. Knowing the terms of investment help you to take an informed decision.
    Step 3: Set the Goals: After understanding your investment budget and after learning about the basics, the next step is to set your goals. Having a goal helps you to take the most suitable decision about investment.
    Step 4: Understand Your Risk Tolerance: Would a small loss of money via investment make you weak? Would you be able to bear some loss of your invested money without much effect? These are some of the questions that you can ask yourself in order to access your risk tolerance. Since investment can be risky as well as advantageous. Moreover, the investment with more risk offers more benefits in contrast with the investments that are of low risk. In this way, select your risk appetite accordingly.
    Step 5: Get to Know Your Investment Style: As you know and understand your investment goals and risk tolerance power, it is time for you to know your investment style. For example, if you are an aggressive investor, then you will like to invest your money in equities. So, find an investment style that best suits you.
    Step 6: Know the Investment Cost: It is important to know the investment cost. This is because some investment cost cut down the return of the investment.
    Step 7: You Can Take the Help of an Advisor or Broker: The type of the broker needed by you depends on the amount of time that you are willing to give to your investment as well as your risk tolerance. However, before choosing a financial advisor, it is suggested to know his/her reputation in the market and his/her performance.
    Step 8: Select Investment Type: Now this step is interesting because here you choose your investment type. However, it depends on the above factors, but if you are a conservative investor, then you should go for low-risk investment options like money market funds.
    Step 9: Keep the Emotions Far Away: Never let the greed or fear inflate the losses or limit the returns. It is suggested to keep your emotions far away from your investment.
    Step 10: Review Your Portfolio and Adjust Accordingly: The final step in the investment journey is to review your investment portfolio from time to time. This is because after some time you may want to rebalance your investment in order to get the best returns.
  • Q: How can I invest money to make money fast?

    Ans: There are five ways in which you can double your investment: Earning Money Slowly or Classic Method: Under this investment method, the money is invested in the non-speculative and solid portfolio. The Safe Method: Investing in bonds is one of the safest ways of investment. The Contrarian Method: This is the method wherein you buy when everyone is getting out of the investment plan. The Speculative Method: The investment in the stock market comes under this category.
  • Q: Where should I invest my money in?

    Ans: There are plenty of options where you can invest your money, these options are: Stock Market: The most known and probably the most beneficial area to invest your money is in the stock market. Basically, a stock of a company means its small portion. When you buy stock, you, in other words, buy a small portion of that company. When the company gets profit, it may pay you some part of that profit in the form of dividend or the portion of stock share you own. Mutual Funds: Instead of purchasing a single stock of a company, it is suggested to purchase mutual funds. Mutual funds provide many stocks under one purchase. Investment Bonds: Purchasing bonds means loaning money to the government or the company. The company or government selling the bonds pays interest over the loan throughout the cycle of the bond. Generally, the bonds are considered less risky than stocks. However, their returns are much lesser than stocks. Physical Commodities: The commodities that you physically have like silver or gold are considered as physical commodities. The physical commodities are considered safeguards at the time of financial crisis. Savings Account: One of the safest ways to safeguard your money from any market risks is to put it in the savings account and let it gain interest. However, as mentioned earlier, low-risk investments give low risk. Still, savings accounts are considered as one of the best and safest ways of saving and investing money.
  • Q: How can I double my money in five years?

    Ans: Some of the ways to double your money in five years are: Kisan Vikas Patra, Tax-Free Bonds, Non-Convertible Debentures or Corporate Deposits, Bank Fixed Deposits, National Savings Certificate, Mutual Funds, Public Provident Fund, Stock Market, Gold ETFs
  • Q: Where can I invest my money safely?

    Ans: The investments in which you can invest your money with low risk are: Bank Savings Account, Money Market Funds, Corporate Bonds, Public Provident Fund, National Pension Scheme, Fixed Deposits in Bank, Real Estate, Senior Citizen Savings Scheme, Gold
  • Q: Is purchasing gold a good investment?

    Ans: Purchasing gold is never considered a very safe investment option and it is not wise to invest in gold. However, as gold is considered a store of wealth, you cannot dismiss to agree that it has to be one of the investment options, but you should not consider it as the only investment option.
  • Q: How can I save money from my salary?

    Ans: Mentioned below are the tips to save money from your salary: Make a monthly budget and start saving some money Understand your financial goals Start investing in the right investment instrument Maximize your tax savings Get the right insurance plans – such as health insurance, life insurance, accidental disability insurance plans, critical illness plan, etc. These are some top tips to save money from your salary. However, there are some other tips as well as reducing your monthly bills, spending less on entertainment, etc.
  • Q: How can I start investing in my 20s?

    Ans: In your 20s, you do not have much responsibility, so you can start investing in a major part of your salary without much effect. Here are a few tips for the same: Start building emergency funds Start investing in your employer’s retirement plan Understand the basic goals of your investment Take your own retirement plan Take the help of a financial advisor Keep your short term savings plans easily accessible
  • Q: How much should I have in my savings at the age of 25?

    Ans: The rough estimate of your savings at the age of 25 years is 0.5X of your annual expenses.
  • Q: How much a 30-year-old should save?

    Ans: By the age of 30 years, you should at least have saved equivalent to your annual salary.
  • Q: How to Buy Investment Plan Online

    Ans: Purchasing the investment plans online is the most beneficial thing to do, as it is hassle-free and saves one from getting into a lot of paperwork. In order to purchase the best investment plans online, one just needs to follow a few simple steps:

    Step 1- Visit the website of the investment plan in which s/he wants to make an investment.

    Step 2- Once s/he logs into the investment page enters the basic information such as income, date of birth, etc.

    Step 3- Enter the preferred policy tenure along with the investment amount.

    Step 4- Choose the additional benefits, if any and click on search.

    Step5- According to one’s preference, s/he will get the listing of all the suitable plans.

    Step 6- Go through the plans carefully and check the terms and conditions, benefits and returns offered by the policy.

    Step 7- Purchase the best investment plans after comparing various plans online.

    It is important to note that while investing in any investment plans, it is important to complete the KYC and keep handy all the important documents mentioned above.

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Investment Plans Insurance Reviews & Ratings
4.6 / 5 (Based on 232 Reviews)
(Showing Newest 10 reviews)
Raipur, May 05, 2023
Full coverage for my retirement
I recently invested in Tata AIA Pension Plan and I am happy with my decision. The plan offers a comprehensive retirement coverage with attractive annuity options. The policy documents were provided in a timely manner and the online platform is informative and easy to navigate. The customer service was responsive and helped me understand the policy features. I would recommend Tata AIA Pension Plan for long term retirement planning.
Jaipur, May 03, 2023
Safe and secure process
I have been investing in SIP for the past three years and it has been a rewarding experience. The SIP offers a wide range of mutual fund options and the flexibility to increase or decrease the investment amount. The online platform is user friendly and provides regular updates on the fund performance. The customer service is efficient and responsive. I would recommend SBI SIP for disciplined wealth creation.
Srinagar, May 01, 2023
Smooth customer service
I recently purchased a pension plan from Policybazaar and I am satisfied with the plan. The plan offers attractive retirement benefits and the premium is affordable. The online purchase process was smooth and the customer support was helpful in addressing my queries. The policy documents were delivered promptly. Overall I am happy with my purchase and would recommend Policybazaar for pension plans.
Mumbai, April 29, 2023
Beneficial plan
I have been investing in ICICI Pru Smart Life for the past two years and I am happy with the results. The systematic investment plan allows me to invest regularly in a disciplined manner. The investment options are diversified and the fund performance has been consistent. Policybazaars online platform is convenient and provides detailed reports. I would recommend it for long term wealth creation.
Delhi, April 27, 2023
Speedy support
I recently invested in SBI ULIP and I must say I am quite impressed with the returns I have been getting. The policy offers a good range of investment options and the flexibility to switch between funds. The online portal is user friendly making it easy to track my investments. The customer service is also prompt and helpful. Overall I am satisfied with my investment and would recommend SBI ULIP to others.
Varanasi, April 25, 2023
Fast service
As a parent I wanted to secure my childs future and education and I came across a great children plan for my child at Policybazaars website. The Policybazaars portal provides regular updates on the policys performance and the comprehensive coverage ensures my childs financial security. I am happy with the peace of mind that this plan brings to my childs education planning.
Ahmedabad, April 23, 2023
Positive returns
As a young investor I was looking for an investment option that would help me create wealth over the long term and I came across WealthCreator Plan at PolicyBazaars website. The flexibility to switch between funds and the transparency in charges make it a preferred choice for me. I am optimistic about the growth potential of my investments with this plan. Thanks to Policybazaar for helping me.
Bhubaneswar, April 21, 2023
Quick assistance
Pension Plans offered by PolicyBazaar are a fantastic option for securing my retirement years. I recently opted for the Golden Years Pension Plan and I am impressed with the flexibility it offers. The online calculator helped me understand the potential payouts and the policy documents were delivered promptly. I feel confident about my retirement planning with PolicyBazaars pension plans.
Tiruchirappalli, April 19, 2023
Care free service
I recently invested in ULIP that I purchased from Policybazaar the WealthGrow Plus Plan and I am extremely satisfied with the returns. The plan offers a perfect blend of investment and insurance and the flexibility to switch between funds as per my risk appetite. The online portal is user friendly and the customer support at Policybazaar is prompt in addressing queries.
Shimla, September 10, 2022
Stress free services
My friend recommended me to invest my money for future security, so I purchased an Aegon Life pension plan from Policy bazaar. The policy coverage is extensive, and the average claim is around Rs. 41,000 per month after the policy matures. Excellent services with a quick interface. The team members from Policy bazaar have demonstrated excellent behaviour. It was a wise decision on my part to pursue this policy. It was a stress-free procedure.

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