Aditya Birla Corona Rakshak Policy

Let us try to understand how you can benefit financially and medically from Aditya Birla Corona Rakshak Policy:

Aditya Birla Corona Rakshak Policy Eligibility Criteria

The eligibility criteria to buy this Corona Rakshak policy are given below:

Key Features and Benefits of Aditya Birla Corona Rakshak Policy

The major benefits of the Aditya Birla Corona Rakshak policy are given below:

• Sum Insured- Minimum  is Rs 50,000 and maximum is Rs 2.5 lakh

• Policy Tenure- The policy duration options are 105 days, 195 days, and 285 days

• Policy Type- It is a benefit based plan, the sum insured is paid in Lumpsum upon hospitalization

• Consumable Items- PPE Kits, oxygen, ventilators cost are covered

• Pre-medical Screening- The policyholder does not need to undergo any medical screening before buying the policy

• Coverage- The sum insured is available on an individual basis

Aditya Birla Corona Rakshak Policy Coverage

This Corona Rakshak Policy provides the policyholder a Lumpsum payment of the sum insured once he/she is diagnosed as COVID-19 positive during the policy term. Here is what you can avail the sum insured for:

• Hospitalization Expenses: Aditya Birla Corona Rakshak policy covers room rent charges, nursing charges, ventilator charges, boarding charges, cost of PPE kits, masks, gloves, oxygen, and diagnostic tests
• Sum Insured: Rs 50,000, Rs 1 Lakh, Rs 1.5 Lakh, Rs 2 Lakh and Rs 2.5 Lakh
• Home Treatment Cover: Home treatment expenses up to 14 days are also covered
• ICU Cover: The cost of ICU/ICCU expenses is also included
• AYUSH Cover: The sum insured can also be used for COVID-19 AYUSH treatment expenses
• Pre and Post Hospitalization Cover: Under Corona Rakshak policy, the medical expenses incurred 15 days before hospitalization and 30 days after discharge are also covered, including diagnostic charges. 
• Ambulance Cover: The coverage benefits also include road ambulance charges for COVID-19

Optional Cover:

To enhance the Aditya Birla Corona Rakshak policy benefits you can include an optional Daily Cash benefit under which the insurer provides 0.5% of the sum insured daily for a maximum of 15 days of hospitalization.

What’s not covered under Aditya Birla Corona Rakshak Policy?

Aditya Birla Corona Rakshak policy does not accept claims under the following situations:

• Claims filed based on diagnostic reports from unauthorized testing Centres
• Renewals and migration are not permissible
• Diagnostic tests or treatment taken overseas 
• Travel history to the restricted nations
• Non-COVID treatment expenses

For more details regarding this plan, you can write to us at care@policybazaar.com or speak to our experts at 1800-208-8787

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