Aditya Birla Corona Rakshak Policy

Corona Rakshak Policy is a Covid-19 benefit-based health insurance plan that Aditya Birla Health Insurance Co. Ltd provides as per the IRDAI guidelines. This Coronavirus health insurance plan is exclusively designed and provides lump sum payment if the policyholder is diagnosed COVID positive. The policy helps in dealing with the ongoing pandemic and availing treatment without any financial pressure that too in some of the best hospitals.

Read More

Aditya Birla Corona Rakshak Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Let us try to understand how you can benefit financially and medically from Aditya Birla Corona Rakshak Policy:

    Aditya Birla Corona Rakshak Policy Eligibility Criteria

    The eligibility criteria to buy this Corona Rakshak policy are given below:



    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years


    Min. 72 hours 

    Waiting Period

    1. Days




    Lumpsum  ( 100% of the sum insured)

    Key Features and Benefits of Aditya Birla Corona Rakshak Policy

    The major benefits of the Aditya Birla Corona Rakshak policy are given below:

    • Sum Insured- Minimum  is Rs 50,000 and maximum is Rs 2.5 lakh
    • Policy Tenure- The policy duration options are 105 days, 195 days, and 285 days
    • Policy Type- It is a benefit based plan, the sum insured is paid in Lumpsum upon hospitalization
    • Consumable Items- PPE Kits, oxygen, ventilators cost are covered
    • Pre-medical Screening- The policyholder does not need to undergo any medical screening before buying the policy
    • Coverage- The sum insured is available on an individual basis

    Aditya Birla Corona Rakshak Policy Coverage

    This Corona Rakshak Policy provides the policyholder a Lumpsum payment of the sum insured once he/she is diagnosed as COVID-19 positive during the policy term. Here is what you can avail the sum insured for:

    • Hospitalization Expenses: Aditya Birla Corona Rakshak policy covers room rent charges, nursing charges, ventilator charges, boarding charges, cost of PPE kits, masks, gloves, oxygen, and diagnostic tests
    • Sum Insured: Rs 50,000, Rs 1 Lakh, Rs 1.5 Lakh, Rs 2 Lakh and Rs 2.5 Lakh
    • Home Treatment Cover: Home treatment expenses up to 14 days are also covered
    • ICU Cover: The cost of ICU/ICCU expenses is also included
    • AYUSH Cover: The sum insured can also be used for COVID-19 AYUSH treatment expenses
    • Pre and Post Hospitalization Cover: Under Corona Rakshak policy, the medical expenses incurred 15 days before hospitalization and 30 days after discharge are also covered, including diagnostic charges. 
    • Ambulance Cover: The coverage benefits also include road ambulance charges for COVID-19

    Optional Cover:

    To enhance the Aditya Birla Corona Rakshak policy benefits you can include an optional Daily Cash benefit under which the insurer provides 0.5% of the sum insured daily for a maximum of 15 days of hospitalization.

    What’s not covered under Aditya Birla Corona Rakshak Policy?

    Aditya Birla Corona Rakshak policy does not accept claims under the following situations:

    • Claims filed based on diagnostic reports from unauthorized testing Centres
    • Renewals and migration are not permissible
    • Diagnostic tests or treatment taken overseas 
    • Travel history to the restricted nations
    • Non-COVID treatment expenses

    For more details regarding this plan, you can write to us at or speak to our experts at 1800-208-8787


    Health insurance articles

    Recent Articles
    Popular Articles
    Should You Buy a Super Top-up Health Insurance Policy?

    18 Jan 2023

    India is abuzz with a variety of health insurance plans to cater
    Read more
    6 Reasons Why Your Cashless Health Claims Can Get Denied

    18 Jan 2023

    Cashless claims are one of the most lucrative benefits of buying a
    Read more
    Check Out the Mandatory KYC Documents for Health Insurance

    30 Dec 2022

    The Insurance Regulatory & Development Authority of India
    Read more
    What to Look for in a Health Insurance for Cancer Plan?

    20 Dec 2022

    Cancer is one of the biggest demons that the world faces today
    Read more
    What are the Factors Affecting Health Insurance Premium?

    20 Dec 2022

    Demand for insurance products in India, especially health
    Read more
    What are the Normal Thyroid Stimulating Hormone (TSH) Levels as Per Age?
    The thyroid gland is an important gland responsible to produce the right amount of hormones for normal body
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
    Read more
    Income Tax Slab for Women: Guide to Exemptions and Rebates
    In India, every person who earns beyond a certain limit is liable to pay income tax to the government. The tax
    Read more
    Best Health Insurance Plans for Senior Citizens in 2023
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
    Read more
    How Senior Citizens can save Tax with Medical Bills u/s 80 D?
    Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
    Read more

    Download the Policybazaar app
    to manage all your insurance needs.