TATA AIG Group Personal Accident Insurance

• This plan covers your employees across a wide range of options like accidental death cover, disability cover, children’s education allowance etc.

Eligibility:

• A corporate with a minimum of 50 employees.

Policy Benefits:

• Accidental Death - Due to Accident
• Dismemberment –Loss leading to limbs, loss of eyesight/ hearing, etc.
• Permanent Total Disability/Permanent Partial Disability
• Weekly Benefit – This helps to bear expenses during temporary loss of job due to injury.
• Accident Medical Expenses Reimbursement –OPD and In patient expenses during accidents.

Additional Benefits:

• Education Allowance –Maximum of 10% of Sum Insured subject to an upper limit of 100000 INR.
• Family Transportation – Maximum of 25000 INR
• Modification Allowance – Maximum of 25000 INR.
• Repatriation Of Remains – Funeral expenses subject to a maximum of 5000 INR.

Policy Details:

• 24x7 worldwide coverage.
• The Sum Insured is based on Salary or Category, as per need with an option for Accidental Death benefit
• Endorsements: These are allowed as declared or on a monthly basis. Premium is charged from the date of intimation but coverage begins from joining.

Exclusions:

• Pre-existing conditions.
• Conditions arising due to suicide, self-inflicted injury, war, illegal act, riots, acts of terrorism etc.
• Bacterial infections, AIDS, dangerous sports, pregnancy or related illnesses to childbirth.