What is the highest callable NRE FD rate offered by Bank of Baroda?

Bank of Baroda has given the highest callable NRE FD rate of 6.75% p.a. for a duration of 555 days under the BoB Golden Goal Deposit Scheme. Bank of Baroda special FD scheme rate is available for deposits below ₹3 crore.

Which is better for NRE FDs, 444 days or 555 days?

For deposits below ₹3 crore, the 555-day BoB Golden Goal Deposit Scheme offers 6.75% p.a., compared with 6.45% for the 444-day scheme. For non-callable deposits above ₹1 crore and below ₹3 crore, the rates are 6.80% and 6.50%, respectively.

What is the interest rate on the Bank of Baroda 555 days FD scheme?

For deposits below ₹3 crore, the 555-day BoB Golden Goal Deposit Scheme offers 6.75% p.a. for callable deposits and 6.80% p.a. for eligible non-callable deposits.

What rate applies to 1-year Bank of Baroda NRE FDs?

A 1-year NRE FD below ₹3 crore earns 6.25% p.a. under the callable option and 6.30% p.a. under the eligible non-callable option. The applicable interest rate varies based on the selected deposit type and relevant terms.

What are 444 Days FD rates in Bank of Baroda?

BoB 444-day Square Drive Deposit Scheme offers 6.45% p.a. on NRE deposits up to ₹3 crore for callable deposits and 6.50% p.a. on non-callable deposits from 12 June 2026.

How much does the BoB Earth Green Term Deposit offer?

The BoB Earth Green Term Deposit offers interest rates ranging from 6.00% to 6.30% p.a. for the general public, and up to 7.00% p.a. for senior citizens, effective from 16th May, 2026. The exact rate depends on the chosen tenure and subscriber category.

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Bank of Baroda NRE FD Rates

Bank of Baroda NRE FD rates are up to 6.75% p.a. for deposits below ₹3 crore, effective from 12 June 2026 on a 555-day tenure. These rates may vary depending upon the deposit size, tenure and the applicable NRE FD category.

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BoB NRE FD Rates Below ₹3 Crore

The highest NRE FD rates for Bank of Baroda FD interest rates for general citizens are up to 6.75% p.a. and 7.25% p.a. for senior citizens on deposits below ₹3 crore, effective from 12 June 2026 (last verified in October 2026):

Tenure	Rate of Interest (ROI p.a.)
1 year	6.25%
Above 1 year to 400 days	6.25%
Above 400 days and up to 2 years, except 444 and 555 days	6.25%
Above 2 years and up to 3 years	6.25%
Above 3 years and up to 5 years	6.30%
Above 5 years and up to 10 years	6.00%
BoB Square Drive Deposit Scheme (444 days)	6.45%
BoB Golden Goal Deposit Scheme (555 days)	6.75%

*Bank of Baroda NRE Term Deposit Rates w.e.f. 12 June, 2026.

BoB NRE FD Rates From ₹3 Crores up to ₹5 Crores

Tenure	₹3 Crs to up to ₹4 Crs	₹4 Crs to up to ₹5 Crs
1 Year	6.25%	6.25%
Above 1Y to 15M	6.00%	6.00%
Above 15M to 2Y	6.00%	6.00%
Above 2Y to 3Y	5.50%	5.50%
Above 3Y to 5Y	5.00%	5.00%
Above 5Y and up to 10Y	4.50%	4.50%

BoB NRE FD Rates From ₹3 Crores up to ₹5 Crores w.e.f. 14th October 2026

How Are BoB NRE Fixed Deposit Rates Decided?

Bank of Baroda NRE Fixed Deposit rates are based on the amount of deposit, tenure, type of NRE deposit, and RBI’s policy changes in the repo rate as well. Apart from that, rates vary for callable and non-callable deposits, with various rates for different slabs of deposits. Interest on deposits under the Cumulative or Reinvestment Option is compounded weekly and paid along with the principal on maturity as per the applicable terms.

BoB Special FD Rates for NRE Depositors

Bank of Baroda offers special FD schemes for NRE depositors for particular tenures. The rate of interest varies for different schemes and deposit periods.

BoB Golden Goal Deposit Scheme: The rate of interest for NRE is up to 6.75% p.a. for callable and non-callable deposits, respectively. This is a 555-day retail term deposit below ₹3 crore for General, NRE and NRO categories.
BoB Square Drive Deposit Scheme: The FD interest rates range from 6.45% to 6.50% p.a. for non-callable and callable deposits, respectively. BoB Square Drive is a retail term deposit for 444 days for deposits below ₹3 crore.
BOB Earth Green Term Deposit: Interest rates vary from 4.45% to 6.20% p.a. for deposits below ₹3 crore. The term deposit can be taken for 1 year, 1.5 years, 777 days, 1111 days, 1717 days and 2201 days.

Key Features of Bank of Baroda NRE Account

Bank of Baroda NRE Account offers various options for NRIs who want to hold their deposits in Indian rupees. Main features include:

Payment of Proceeds in Currency of Choice: The proceeds of the NRE deposit may be paid in the currency of the account holder’s choice, subject to the applicable terms.
Competitive Interest Rates: The account earns interest as per the BOB FD rates, applicable to the selected duration and rate.
Overdraft and Loan Facility: Eligible NRE deposits can be offered as collateral for loans and overdraft facilities. Bank of Baroda may offer up to 90% of the FD amount, subject to applicable limits and conditions, under its Bank of Baroda loan against FD facility.
Tax-Free Interest: Interest on qualified NRE deposits is tax-free, subject to payment of relevant tax.
Automatic Renewal: A term deposit of 1 year or longer is automatically renewed for another year at the existing rate of interest on the date of maturity. If no additional instructions are provided.
Interest Payment Alternatives: The BOB NRE account allows the alternatives of reinvestment of cumulative interest and quarterly interest payment. A repayment plan is also available.

Estimate the Returns Using BoB FD Calculator

The Bank of Baroda FD interest calculator can be used to estimate the maturity amount and interest earned on an BOB NRE fixed deposit. This calculator also helps consumers to calculate return on different deposit amounts and tenure before booking an NRE FD. The FD calculator calculates on the basis of the deposit amount, tenure and the applicable NRE FD interest rate.

FAQs

What is the highest callable NRE FD rate offered by Bank of Baroda?

Bank of Baroda has given the highest callable NRE FD rate of 6.75% p.a. for a duration of 555 days under the BoB Golden Goal Deposit Scheme. Bank of Baroda special FD scheme rate is available for deposits below ₹3 crore.
Which is better for NRE FDs, 444 days or 555 days?

For deposits below ₹3 crore, the 555-day BoB Golden Goal Deposit Scheme offers 6.75% p.a., compared with 6.45% for the 444-day scheme. For non-callable deposits above ₹1 crore and below ₹3 crore, the rates are 6.80% and 6.50%, respectively.
What is the interest rate on the Bank of Baroda 555 days FD scheme?

For deposits below ₹3 crore, the 555-day BoB Golden Goal Deposit Scheme offers 6.75% p.a. for callable deposits and 6.80% p.a. for eligible non-callable deposits.
What rate applies to 1-year Bank of Baroda NRE FDs?

A 1-year NRE FD below ₹3 crore earns 6.25% p.a. under the callable option and 6.30% p.a. under the eligible non-callable option. The applicable interest rate varies based on the selected deposit type and relevant terms.
What are 444 Days FD rates in Bank of Baroda?

BoB 444-day Square Drive Deposit Scheme offers 6.45% p.a. on NRE deposits up to ₹3 crore for callable deposits and 6.50% p.a. on non-callable deposits from 12 June 2026.
How much does the BoB Earth Green Term Deposit offer?

The BoB Earth Green Term Deposit offers interest rates ranging from 6.00% to 6.30% p.a. for the general public, and up to 7.00% p.a. for senior citizens, effective from 16th May, 2026. The exact rate depends on the chosen tenure and subscriber category.

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