Benefits of Buying Home Insurance Online

Getting home insurance is like giving your house a financial shield and protecting it from unexpected risks. Imagine getting this financial shield was as easy as ordering your favourite snacks online. That is exactly what happens when you choose to buy home insurance on the Internet. Let's go through the perks of the benefits of purchasing home insurance online.

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

6 Advantages of Purchasing Home Insurance Online

Home insurance is a type of property insurance offering financial protection to the insured home structure and its content inside from several unforeseen circumstances. Here are the common benefits of getting home insurance online:

  1. Instant Policy Issuance

    Imagine clicking a button, and your home is protected! That is what happens when you get home insurance online—no waiting around, dealing with agents, or standing in long queues outside the insurer’s office to buy home insurance. Simply provide all the necessary details and supporting documents online and your home policy will be sent to your registered email ID.

  2. Zero Paperwork

    Buying home insurance online is convenient. Now, forget about dealing with lots of paperwork. Going digital means less paper; certainly, your house insurance policy documents are a few clicks away.

  3. 365 days of Customer Assistance

    Life doesn't follow a schedule, right? Well, neither does an emergency. In such cases, if you need assistance regarding claim assistance, you can easily reach out to the customer assistance team anytime, anywhere via email, chat support, or call. Day or night, your insurer's customer assistance team has your back.

  4. Easy Policy Customization

    Buying home insurance online lets you pick what you need. Purchasing property insurance online from Policybazaar.com gives you ample options to enhance the policy coverage by including add-on covers. Some common add-ons are Personal Accident Cover and Valuable Content Cover.

  5. Helps in Making an Informed Decision

    While buying a home insurance policy, you must check certain factors, such as the sum insured, deductible, coverage type, add-on covers, etc. When you buy it offline, there is a chance that an agent might hide such information to complete their sale target.

    However, when you buy home insurance online, you can check first and then choose the ideal one. Simply put, you can make an informed decision with the help of information available on the insurer's website.

  6. Lower Premium than Usual

    Another significant advantage of buying home insurance online is the lower premium. This is because you can purchase directly from the insurer, so there is no chance of paying a commission or agent fee. Hence, no intermediary is involved, making it significantly cheaper than offline buying.

You may also read 11 Ways to Save Money on Your Home Insurance Premium

In a nutshell

Getting your home the adequate financial protection it deserves is a big deal and doing it online makes it convenient. Instant policy issues, no paperwork headaches, 24/7 customer assistance, customizable plans, and lower home insurance premiums – that is the real superpower of buying home insurance online.

Written By: PolicyBazaar - Updated: 05 January 2024
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, July 26, 2022
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, July 26, 2022
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, July 26, 2022
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, July 26, 2022
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of ₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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