Bike Insurance
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Bike Insurance

Bike Insurance

Starting from ₹457/year*
4.5 / 5
Based on 1478 reviews
1 Lakh+ visitors/day
24/7 claim support
60 Sec express renewal
17+ Insurers
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Product Description

Bike Insurance is a financial protection plan that covers your two-wheeler against losses arising from accidents, theft, fire, natural calamities, or third-party liabilities. It is mandatory by law in India and can be purchased as Third-Party, Own Damage, or Comprehensive coverage.

Features
Mandatory by law for all bike owners
Available in Third-Party, Own Damage, and Comprehensive types
Premiums are fixed by IRDAI
Option to include add-ons like Zero Depreciation, Roadside Assistance, and more
Covers injury, death, property damage to third parties
Covers personal accident as per IRDAI regulations
Does not cover your own bike’s damage
Instant policy issuance and paperless documentation
Easy to buy & renew online
Multiple insurers and plans to choose from
Benefits
Keeps you legally compliant
Legal compliance with mandatory insurance requirement
Budget-friendly premiums
Financial security against accident-related damages
Covers third-party legal & financial liabilities
Protects from losses due to theft or natural disasters
Offers peace of mind in case of accidents
Add-ons offer enhanced protection and convenience
Saves you from heavy out-of-pocket expenses
Easy online comparison and renewal process

Buy Bike Insurance to avoid fines & save on repairs

Starting from ₹1.3/day*
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Bought a new bike?
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Buy Third-Party insurance to avoid challan

Starting from ₹1.3/day*
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Bike Product Description Insurance Reviews & Ratings
4.5 / 5 (Based on 1478 Reviews)
(Showing Newest 10 reviews)
Samar
Mysuru, July 21, 2026
★★★★★
Easy Online Payment
I had to renew insurance for my family's scooter. Policybazaar made it easy to compare plans and complete the payment process online.
Manav
Kota, July 19, 2026
★★★★★
Complete Bike Protection
I wanted additional protection for my new bike, especially zero depreciation coverage. Policybazaar helped me find insurers offering relevant add-ons for my requirement.
Ansh
Udaipur, July 15, 2026
★★★★★
Excellent User Experience
I appreciate the excellent user experience on Policybazaar. Buying bike insurance online was easier than I expected, and I could complete everything from home.
Dev
Gwalior, July 08, 2026
★★★★★
Timely Policy Renewal
I needed two-wheeler insurance renewal for my scooter before a long trip. Policybazaar made the process quick, and I received my updated policy details on time.
Dhruv
Meerut, July 06, 2026
★★★★★
EV Insurance Made Easy
I bought electric two-wheeler insurance for my electric scooter through Policybazaar. I was able to compare available plans and valuable e-bike insurance add-ons like EV battery protection and EV motor protection cover.
Krish
Faridabad, July 03, 2026
★★★★★
Smart Renewal Choice
My bike insurance renewal was due, and I checked Policybazaar for better options. The comparison feature helped me understand different premiums and coverage before renewing.
Ayaan
Gurugram, July 01, 2026
★★★★★
Budget-Friendly Plans
I own a Hero Splendor and wanted a basic but reliable policy. Policybazaar helped me compare premiums and select an option that matched my requirement.
Yash
Noida, June 30, 2026
★★★★★
Convenient Online Experience
I recently shifted my bike insurance online and used Policybazaar for the first time. The experience was convenient, especially because all details were available in one place.
Siddharth
Dehradun, June 28, 2026
★★★★★
Reliable Daily Protection
I use my scooter daily for office travel, so having proper insurance coverage is important for me. Policybazaar helped me choose a plan that provided the required protection at a suitable price.
Rahul
Amritsar, June 21, 2026
★★★★★
Fast Insurance Renewal
I renewed my KTM Duke insurance through Policybazaar. The renewal process was fast, and I could check available plans without spending time visiting different insurers.
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