Bike Insurance is a financial protection plan that covers your two-wheeler against losses arising from accidents, theft, fire, natural calamities, or third-party liabilities. It is mandatory by law in India and can be purchased as Third-Party, Own Damage, or Comprehensive coverage.
Features
Available in Third-Party, Own Damage, and Comprehensive types
Option to include add-ons like Zero Depreciation, Roadside Assistance, and more
Covers personal accident as per IRDAI regulations
Instant policy issuance and paperless documentation
Multiple insurers and plans to choose from
Benefits
Legal compliance with mandatory insurance requirement
Financial security against accident-related damages
Protects from losses due to theft or natural disasters
Add-ons offer enhanced protection and convenience
Easy online comparison and renewal process
Buy Bike Insurance to avoid fines & save on repairs
Starting from ₹1.3/day*
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Bought a new bike?
Buy Third-Party insurance to avoid challan
Starting from ₹1.3/day*
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Bike Product Description Insurance Reviews & Ratings
4.5 / 5
(Based on 1485 Reviews)
(Showing Newest 10 reviews)
Laksh
Varanasi, August 18, 2026
★★★★★
Informed Insurance Decision
I was unsure whether to buy only third-party bike insurance or a comprehensive bike insurance plan. The information available on Policybazaar helped me make a more informed choice.
Ishaan
Prayagraj, August 13, 2026
★★★★★
Instant Online Renewal
I liked the convenience of renewing my two-wheeler insurance online through Policybazaar. The entire process took only a few minutes and the policy was shared instantly.
Shivansh
Bhubaneswar, August 09, 2026
★★★★★
Time-Saving Comparison
I have been using Policybazaar for comparing insurance plans because it saves time. For my two-wheeler renewal, I could check multiple options and select the one that worked best for me.
Pranav
Vijayawada, August 05, 2026
★★★★★
Coverage Based on Needs
I recently insured my Honda Unicorn through Policybazaar. The policy details were explained clearly, and I could choose coverage based on my usage and budget.
Tanmay
Visakhapatnam, August 01, 2026
★★★★★
Convenient Renewal Reminders
My bike insurance renewal was pending, and I used Policybazaar because of the convenience. The reminders and online process made managing my renewal easier.
Harsh
Thiruvananthapuram, July 31, 2026
★★★★★
Affordable Insurance Plans
I was searching for affordable bike insurance with good coverage. Policybazaar's comparison tool saved time and helped me find suitable options from different insurers.
Parth
Kochi, July 28, 2026
★★★★★
Balanced Coverage
I purchased two-wheeler insurance for my Vespa through Policybazaar. The available options helped me select a plan that balanced coverage and cost.
Samar
Mysuru, July 21, 2026
★★★★★
Easy Online Payment
I had to renew insurance for my family's scooter. Policybazaar made it easy to compare plans and complete the payment process online.
Manav
Kota, July 19, 2026
★★★★★
Complete Bike Protection
I wanted additional protection for my new bike, especially zero depreciation coverage. Policybazaar helped me find insurers offering relevant add-ons for my requirement.
Ansh
Udaipur, July 15, 2026
★★★★★
Excellent User Experience
I appreciate the excellent user experience on Policybazaar. Buying bike insurance online was easier than I expected, and I could complete everything from home.
^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in