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Canara Bank Special FD Schemes
Canara Bank Special FD Schemes are exclusive fixed-tenure deposits designed to give better growth than regular FDs. General citizens can earn attractive interest rates between 3.00% and 6.60% per annum, while senior citizens benefit from an extra 0.50%, and super senior citizens receive an additional 0.60% on the standard rates.
Guaranteed Returns
Includes Life Cover
Completely Tax Free+
3 Benefits, 1 Plan
Maximum returns offered by:
7.4%*
(Tax-Free)
Guaranteed Plan
(By Insurance companies)4.6%*
(After Tax)
Fixed Deposit
(Offered by Banks)4.0%*
Savings Account
(Post Office)Get Guaranteed returns upto 7.4%*
Fully Tax-Free, Life Cover Included
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Canara Bank FD Rates
- Canara Bank Special FD Schemes
Canara Special FD Schemes & Interest Rates
The highest Canara Bank FD rate is on its 555-day tenure, at 6.60% p.a. for general customers and 7.10% p.a. for senior citizens. The other special schemes are:
- 444-Day Tenure: 6.50% p.a. for general citizens, 7.00% for senior citizens (age 60+).
- 555-Day Tenure: 6.60% p.a. for general citizens, 7.10% for senior citizens (age 60+).
- Super Senior Citizens (Age 80+): Get an extra 0.60% p.a. over the general citizen rate on both the 444-day and 555-day plans.
- Green Deposits: Long-term deposit plans for fixed periods of 1111 days, 2222 days, and 3333 days.
Key Features & Rules: Canara Special Fixed DepositÂ
- Investment Amount: Start with as little as ₹1,000, with no maximum limit (for total deposits under ₹3 crore).
- Extra Features: You can add a nominee (someone to receive the money after you) or take a loan worth up to 90% of your deposit value.
- How to Apply: Open a deposit through the Canara Bank app/website or at any branch.
Canara Bank Special FD Schemes Rates (Deposits Above ₹3 Crore)
Canara Bank offers special fixed deposit schemes at competitive FD interest rates across different tenures. Below are the rate tables for deposits of less than ₹3 crore, covering various categories and options:
Canara Bank Bulk Green Deposits
Below are the callable deposits for Rs. 3 Crore & above, effective from August 05, 2026 (last verified in September):
| PERIOD OF DEPOSIT | RATE OF INTEREST (P.A.) | |
| Callable Deposits | Non-Callable Deposits | |
| Rs. 3 Crore & above | Rs. 3 Crore & above | |
| General Public | General Public | |
| 1111 days | 4.95% | 5.00% |
| 2222 days | 4.95% | 5.00% |
| 3333 days | 4.95% | 5.00% |
Canara Special Bulk Green Deposit interest rates w.e.f .05th August .2026
Canara Bank Special FD Schemes Tax Implications
The income from Canara Bank fixed deposits is part of your taxable income. From April 1, 2025, the TDS exemption limit on FD interest is ₹50,000 per year for non-senior citizens and ₹1,00,000 per year for senior citizens. Once the interest earned crosses these limits, the bank deducts TDS at 10% if PAN details are available and 20% if PAN is not provided. Depositors can also avoid TDS deduction by submitting Form 121 valid for both senior and general citizens, provided their total annual income falls below the taxable threshold.
FAQs
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What is the Canara 444 days FD interest rate?
The 444 Days FD offers FD interest rates of 6.50% for general citizens, 7.00% p.a. for senior citizens, and 7.10% p.a. for super senior citizens under the callable option. Non-callable deposits provide slightly higher rates. -
What is the interest rate for Canara Bank 555 days FD scheme?
Canara 555-day FD scheme offers the highest FD interest rate, which goes up to 6.60% p.a. for the general public, 7.10% p.a. for senior citizens and 7.20% p.a. for super senior citizens. -
Does Canara Bank offer Green Deposits?
Canara Bank provides Bulk Green Deposits with long tenures of 1111, 2222, and 3333 days. These are available in both callable and non-callable variants. -
What is the minimum amount required to open a Canara Bank Special FD?
You can start most Special FDs with a minimum deposit of ₹1,000. For Bulk Green Deposits, higher amounts are required as they fall under the bulk category. -
Which Canara Bank special FD scheme is considered the best in 2026?
The choice of the best FD scheme depends on the investor’s financial goals, investment horizon, and liquidity needs. While the 444 Days FD and Canara 555 Days FD schemes are the best and most popular options, the most suitable scheme varies for each individual which are different from the general FD rates available in the market.
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10 Feb 2026
Fixed deposit (FD) interest rates in India currently range from*All savings are provided by the insurer as per the IRDAI approved
insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per
applicable tax slabs post 31st march 2023
#Discount offered by insurance company
##The Guaranteed Returns are dependent on the policy term and premium term availed along with other variable factors. 7.4% rate of return is for an 18-year-old, healthy male for a policy term of 20 years and a premium term of 10 years with ₹5,00,000 annually installment premium. All plans listed here are from insurance companies’ funds.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in