Employee Health Insurance Coverage

Health is a priority to an individual. Without good health, we are not able to perform our duties related to our job and personal life. Moreover, keeping good health helps us in achieving our goals and objectives. But as we know life is uncertain, we are not sure of the contingencies that may arise. Also, health care costs including medical treatments have risen sharply during the past few years. In such a scenario, health insurance helps us immensely. Health insurance policy makes sure that we do not suffer from any financial burden that may arise due to any health emergency.

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Employee Health Insurance Benefits

Employee health insurance is a benefit extended by an individual’s employer to their employees. It does not only cover the person working for the employer but also covers the rest of family members under the policy. When a company provides health insurance assistance, they pay full or part premiums for the health insurance policy. Employers are not required to provide health insurance coverage to employees. Health insurance is typically a matter of agreement between an employer and employees. Typically, health insurance coverage is employee prosperity and value plan established or maintained by an employer or by an employee organization like a union, or both, that provides health care for members and their dependents through insurance coverage or settlement.

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You May Also like to Read: How You Can Benefit from Group Insurance as an Employer?

Employee health insurance benefits can be utilized by an individual during needs. Further, employee health insurance policies enable you to medical checkups after fixed intervals as they have tie-ups with hospitals and labs. Employee health insurance provides the same coverage as an individual will buy for themselves. Employee health insurance provides hospitalization coverage including pre and posts hospitalization expenses.

Some employee health insurance policies can provide reimbursements of fees of specialists and other medical practitioners for after treatment checkups. Some employee health insurance policies also provide for hospital cash allowance, which is provided to meet daily expenses like travel etc. It also provides cover for domiciliary treatment. Even, pre-existing diseases are also covered by employee health insurance policies, which usually have a waiting period depending upon a policy to policy.

Employee health insurance is not only beneficial to employees but to their employers as well. It enables employers to retain its asset, which are generally its employees. This is the primary reason for employers investing in group insurance for their employees. Further, an employee feels engaged towards the organization, which enhances productivity.

Written By: PolicyBazaar - Updated: 21 November 2023

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Policybazaar for Business - Group Health Insurance - Customer Reviews
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4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
15 users
0 users
0 users
3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
It is a good and necessary investment. Thanks PB.
Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
Ravi
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune