City Union Bank FCNR Rates

City Union Bank offers an FCNR account with FCNR rates up to 5.10% that allows NRIs to hold funds in their designated currencies, including USD, GBP, EUR, YEN, CAD, AUD, and SGD. The funds can be deposited for a tenure of 1 to 5 years.

Read more
investent plan
Plans starting from ₹1000/month
bajaj allianz life insurance
loading...
ICICI Prudential Life Insurance Company
loading...
tata aia life insurance
loading...
Best investment plans˜
  • money
    Invest 18k/month & get 2 Crore# Tax-Free*
  • tax
    Manage your funds online60k + happy customers across 25+ countries
  • compare
    Compare & Choose30+ Plans and 150+ Fund options

City Union Bank FCNR Rates

Below are the current City Union Bank FCNR Rates for NRI accounts providing FCNR deposits: 

PERIOD USD GBP EUR YEN CAD AUD SGD
1 Year and above but less than 2 Years 5.10% 4.10% 2.50% 0.20% 3.00% 4.00% 2.00%
2 Years and above but less than 3 Years 4.00% 4.00% 2.00% 0.20% 2.75% 3.95% 0.00%
3 Years and above but less than 4 Years 3.00% 3.00% 1.50% 0.20% 2.50% 3.85% 0.00%
4 Years and above but less than 5 Years 3.00% 3.00% 1.40% 0.20% 2.50% 3.75% 0.00%

*City Union Bank FCNR Rates are applicable from April 07, 2026. 

investment plans for nrisinvestment plans for nris

Features of City Union Bank FCNR Account

Here are the important features of the City Union Bank FCNR Account: 

  1. Attractive Interest Rates: 

    City Union Bank offers attractive FCNR rates on its CUB FCNR accounts. 

  2. Repatriability: 

    Both the principal amount and the interest earned are fully and freely repatriable to your country of residence.

  3. Tax Exemption at FCNR Account: 

    City Union Bank FCNR Rates are exempt from income tax in India. Generally, FCNR rates offered by any bank are tax-free in India. 

  4. Joint Account Facility: 

    Deposits at the FCNR account can be held jointly with a Non-Resident or an Indian Resident on either the Survivor/Former Survivor basis. 

    Note:You may also know about City Union Bank FD rates

investment plans for nrisinvestment plans for nris

Conclusion

City Union Bank FCNR rates and multiple currency options offer a smart, stable, and convenient savings option for global investors, with competitive rates up to 5.10%. City Union Bank FCNR accounts are the safest way to invest foreign earnings, offering assured tax-free interest, flexible tenures, and full repatriation of funds. 

FAQs

  • What is the current interest range for City Union Bank FCNR Rates?

    FCNR deposit rates at City Union Bank currently range from 0.00% to 5.10%, depending on the currency and tenure selected.
  • In which currencies can I open an FCNR deposit with City Union Bank?

    At City Union Bank, you can open an FCNR deposit in USD, GBP, EUR, JPY, AUD, CAD, and SGD.
  • Is the interest earned on City Union Bank FCNR deposits taxable in India?

    No, the interest earned on City Union Bank FCNR deposits is completely tax-free for NRIs under Indian tax laws.
  • Where can I check the updated City Union Bank FCNR Rates?

    You can find the latest City Union Bank FCNR Rates on the official bank website under the NRI Banking or FCNR section and on other reliable insurance platforms in India. 

NRI Plans Articles

Recent Articles
Popular Articles
Cost of Living in Germany

22 May 2026

Germany offers a high level of living with good public
Read more
Cost of Living in Thailand

22 May 2026

The cost of living in Thailand depends mainly on two factors
Read more
Cost of Living in New Zealand

22 May 2026

The costs of living in New Zealand are NZ$1,711.6 (₹96,862.4)
Read more
Cost of Living in Canada

22 May 2026

Relocating to Canada provides a high quality of life. There is a
Read more
Cost of Living in USA

22 May 2026

Travelling to the United States of America allows you to live a
Read more
NRI Investment Plans in India
  • 24 Mar 2014
  • 160763
India continues to be a promising country for Non-Resident Indians (NRIs) looking to invest and grow their
Read more
GIFT City
  • 16 Jun 2025
  • 6298
GIFT City (Gujarat International Finance Tec-City) is India’s first operational International Financial Services
Read more
Best NRE Savings Accounts for NRIs
  • 28 Jan 2022
  • 222652
An NRE savings account allows NRIs to safely transfer and store funds in India as an NRI and utilize it in
Read more
FCNR Deposit Rates
  • 15 Dec 2025
  • 15239
FCNR deposit rates typically range up to 5.45% p.a., depending on the bank, currency, and tenure. Leading Indian
Read more
NRI Full Form - NRI क्या है?
  • 16 Sep 2025
  • 4716
Non Resident Indian या अनिवासी भारतीय वो लोग होते है, जो
Read more

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-05-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL