City Union Bank FCNR Rates
Below are the current City Union Bank FCNR Rates for NRI accounts providing FCNR deposits:Â
| PERIOD |
USD |
GBP |
EUR |
YEN |
CAD |
AUD |
SGD |
| 1 Year and above but less than 2 Years |
5.10% |
4.10% |
2.50% |
0.20% |
3.00% |
4.00% |
2.00% |
| 2 Years and above but less than 3 Years |
4.00% |
4.00% |
2.00% |
0.20% |
2.75% |
3.95% |
0.00% |
| 3 Years and above but less than 4 Years |
7.10% |
3.00% |
1.50% |
0.20% |
2.50% |
3.85% |
0.00% |
| 4 Years and above but less than 5 Years |
7.10% |
3.00% |
1.40% |
0.20% |
2.50% |
3.75% |
0.00% |
*City Union Bank FCNR Rates are effective from June 10, 2026*. These deposits have a 1-year minimum lock-in period, with no prior premature closures. If you close the deposit early after the first year but before maturity, a 1% interest penalty plus any applicable swap costs will be deducted for the period the funds were held. Â
Features of City Union Bank FCNR Account
Here are the important features of the City Union Bank FCNR Account:Â
-
Attractive Interest Rates:Â
City Union Bank offers attractive FCNR rates up to 7.10% on its CUB FCNR accounts. Â
-
Repatriability:Â
Both the principal amount and the interest earned are fully and freely repatriable to your country of residence.
-
Tax Exemption at FCNR Account:Â
City Union Bank FCNR Rates are exempt from income tax in India. Generally, FCNR rates offered by any bank are tax-free in India.Â
-
Joint Account Facility:Â
Deposits at the FCNR account can be held jointly with a Non-Resident or an Indian Resident on either the Survivor/Former Survivor basis.Â
Note:You may also know about City Union Bank FD rates
Conclusion
City Union Bank FCNR rates and multiple currency options offer a smart, stable, and convenient savings option for global investors, with competitive rates up to 7.10%. City Union Bank FCNR accounts are the safest way to invest foreign earnings, offering assured tax-free interest, flexible tenures, and full repatriation of funds. Â
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