₹10 Lakh renewal bonus added yearly (max SI up to ₹40 Lakh)
Unlimited Restoration of Cover
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Cover amount
Starting at
₹638/month
Inclusive of 5% online discount
Ultimate Joy - Bronze
249 cashless hospitals
No Room Rent Limit
₹10 Lakh renewal bonus added yearly (max SI up to ₹1.2 Cr)
Unlimited Restoration of Cover
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Cover amount
Starting at
₹1080/month
Inclusive of 5% online discount
Ultimate Joy - Titanium
249 cashless hospitals
No Room Rent Limit
₹10 Lakh renewal bonus added yearly (max SI up to ₹1.2 Cr)
Unlimited Restoration of Cover
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Cover amount
Starting at
₹1811/month
Inclusive of 5% online discount
Ultimate Joy - Gold
249 cashless hospitals
No Room Rent Limit
₹10 Lakh renewal bonus added yearly (max SI up to ₹1.2 Cr)
Unlimited Restoration of Cover
View all features ›
Cover amount
Starting at
₹1306/month
View 3 more plans
*The plans and premiums are for ₹20 Lakh Sum insured for Individual for Delhi city †Age Analysis of Number of Claims Paid (%) as per IRDAI Annual Report 2021-22