2x coverage from Day 1, with 100% SI increase per year upto Unlimited
No Room Rent Limit
₹20 Lakh renewal bonus added yearly
Unlimited Restoration of Cover
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Cover amount
Starting at
₹1091/month
Inclusive of 5% online discount
Optima Secure
507 cashless hospitals
2x coverage from Day 1 with 4x increase in coverage after 2 renewals.
No Room Rent Limit
₹10 lakh renewal bonus added every year, up to a maximum of ₹20 lakh
Restoration of Cover once a year
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Cover amount
Starting at
₹1084/month
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*The plans and premiums are for ₹20 Lakh Sum insured for Individual for Delhi city †Age Analysis of Number of Claims Paid (%) as per IRDAI Annual Report 2021-22