Who can buy Bajaj General Office Package Insurance?

Eligible businesses and office establishments can purchase coverage for their insured premises and business assets.

What does Bajaj General Office Package Insurance cover?

Depending on the policy variant, it can cover fire, burglary, electronic equipment, money loss and other selected risks.

Does the policy cover office equipment?

Yes, eligible office equipment may be covered under the relevant section, subject to the policy terms.

Does the policy automatically cover business interruption?

Business interruption cover should not be assumed unless it is expressly included in the applicable policy.

How can I file a claim?

Notify Bajaj General Insurance, submit the required claim form and supporting documents, and cooperate with the assessment process.

Bajaj General Office Package Insurance

Bajaj General Office Package Insurance provides protection for eligible office premises, contents andbusiness assets against specified risks. Depending on the policy variant and selected sections, coveragefire, burglary, electronic equipment and other office-related exposures.

₹50 Lakh cover starts at ₹4,000/year⁺

Prepare a safety net for your business against

property damage

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Features of Bajaj General Office Package Insurance

The key features of the policy include:

Property Protection: Covers insured office buildings and contents against specified risks.

Fire and Allied Perils: Protects insured assets against covered fire-related and other specified events.

Burglary Protection: Provides cover for eligible losses caused by burglary or housebreaking.

Electronic Equipment: Covers insured office equipment under the applicable section.

Money Insurance: Protects against specified money-related losses where selected.

Flexible Coverage: Offers available sections to help businesses address their office-related risks.

Bajaj General Office Package Insurance: Inclusions

The policy can provide coverage for:

Fire and Allied Perils: Loss or damage to insured property caused by covered events such as fire, lightning and specified natural calamities.

Burglary and Housebreaking: Loss of insured property due to covered burglary or housebreaking incidents.

Electronic Equipment: Damage to insured equipment covered under the relevant section.

Money Loss: Loss of insured money in specified circumstances, subject to the selected cover.

Plate Glass: Damage to insured fixed plate glass where covered.

Other Selected Covers: Additional protection available under the applicable policy variant and schedule.

Disclaimer: Coverage and limits depend on the policy variant, selected sections and applicable terms and conditions.

Bajaj General Office Package Insurance: Exclusions

Common exclusions and limitations may include:

Wear and Tear: Gradual deterioration, depreciation and normal wear and tear.

Uninsured Assets: Property or items not included in the policy.

Intentional Damage: Loss or damage deliberately caused by the insured.

Uncovered Events: Losses arising from events excluded under the applicable policy wording.

Consequential Loss: Indirect financial losses unless specifically covered.

War and Nuclear Risks: Losses arising from excluded war-related or nuclear events.

Disclaimer: Refer to the applicable policy wording for the complete list of exclusions.

Bajaj General Office Package Insurance: Claim Process

To raise a claim:

Report the Incident: Notify Bajaj General Insurance promptly about the loss or damage.

File a Police Report: Report burglary or theft to the police and retain the relevant documentation.

Submit Documents: Provide the claim form, policy details, invoices, photographs and other supporting evidence.

Assessment: Cooperate with the insurer's surveyor or claims team during the assessment.

Settlement: The claim is evaluated and settled according to the policy terms, applicable limits and deductions.

Bajaj General Office Package Insurance

Features of Bajaj General Office Package Insurance