Popular Bikes to Buy under the Range of Rs 1 Lakh

Are you planning to buy a motorbike under the range of Rs 1 lakh? While the budget is one of the most crucial things to consider when purchasing a bike but a wide range of options makes it difficult to find a bike that suits your pocket. To make it easier for you we have put together a complete list of the popular bikes under Rs 1 lakh. You can check the complete list of bikes with their price, specifications, reviews, and two wheeler insurance prices to help you get to choose the best bike within the given range.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Yamaha FZ-S Fi

The Yamaha FZ-S Fi (149 cc) is a game-changer with its BS-VI variant and is available in two new colors i.e. Metallic red and Darknight along with all its existing colors.

The new variant comes with the following specifications:

  • Engine: Blue Core concept driven 149 cc engine
  • PS power@ 7,250 r/min
  • Torque: 13.6 N.m @ 5,500 r/min
  • Weight: 137 kgs
  • Two-wheeler Insurance Price: Rs 914 onwards

The new variant FZS-FI BS-VI features single-channel ABS in the front wheel and negative LCD instrument cluster, a single piece two-level seat, and disc brakes in front and rear.

The improved engine makes the bike even more responsive with quick pick-up and smooth acceleration.

Price: Rs 98,000- Rs 1 Lakh

TVS Apache RTR 200 4V

It is a commuter bike that is available in three variants, which comes at a starting price of Rs 1. 25 lakh in India. It is available in three colors with a top variant price beginning from Rs. 1.32 lakh. The Apache RTR 200 4 V comes with the following specifications:

  • Engine: It is powered by 198cc BS6 engine
  • Power: 20.2 BHP
  • Torque: 16.8 Nm
  • Weight: 152 kg
  • Fuel Tank Capacity: 12 Litres
  • Two-wheeler Insurance Price:  Rs 1500 onwards

The top variant Dual Channel ABS BS6 comes with disc brakes in both rear and front wheels.

Bajaj Avenger 220

The Bajaj Avenger is one of the most stylish bikes on the road since its launch in 2005. The bike is now available in 150cc and 220cc versions after getting modifications. It is equipped with an air and oil cooled DTS-i motor just like Pulsar 220. It is available in both Street and Cruise mode.

In addition to this, it also has a broader torque curve in comparison to the Pulsar. The former has alloy wheels and a flat handlebar. The latter has tall handlebars and wire-spoke wheels.


  • Type:Single cylinder, Oil cooled, Fuel Injected, 4 stroke, SOHC, Spark DTS-i, 2 valve
  • Displacement: 220 cc
  • Max Torque (Nm @ rpm): 17.55 @ 7000
  • Max Power:99 kW (19.03 PS) @ 8500 rpm
  • Fuel System: Fuel Injection
  • Two-wheeler Insurance Price:Rs 1400 onwards

Honda CB Hornet 160R

It is one of the best commuter bikes in India under Rs 1 lakh; this bike is available in 3 variants. Honda CB Hornet has its stylish looks. It comes in 5 different variants that offer a superior riding experience. The bike also won top honor CII Design Excellence Awards in the best design category. The specifications of the bike are given below:

  • Mileage: 60kmpl
  • Price: Rs.95,542
  • Engine Displacement: 162.7cc
  • Torque: 14.5 Nm
  • Power: 14.9 bhp
  • Two-wheeler Insurance Price: Rs 864 onwards

Bajaj Pulsar 150 DTSI

Bajaj Pulsar 150 makes the top of the list under the Rs 1 Lakh segment of bikes. It is stylish and affordable and is muscular in style. It is fuel-efficient and makes one of the highest-selling 150cc bikes in India with superior performance.

  • Mileage: 50kmpl
  • Engine: 13.6 bhp
  • Engine Displacement: 149cc to 149.5cc
  • Torque: 13.25 Nm
  • Two-wheeler Insurance Price: Rs 898 onwards

Honda X Blade

It is one of the most popular bikes in the 160cc segment among the riders. Honda X Blade has a powerful engine with 13.93bhp power and 13.9 Nm torque. The bike earns an easy spot in the list of most demanding bikes in the segment of Rs 1 lakh in India. The bike is equipped with modern features and geometric design that ensure safety. It comes with an LED headlamp with a compact LED tail lamp.

The different color range includes Pearl Spartan Red, Metallic Pearl Igneous, Matte Marvel Blue, Black Matte, and Axis Grey Metallic.

  • Mileage: 50kmpl
  • Engine Displacement: 162.7cc
  • Price: Rs 1.07 lakh
  • Wheels: 5- spoke Alloy wheels
  • Variants: Dual disc and front disc
  • Motor: Single Cylinder
  • Weight: 144 kg
  • Fuel Tank Capacity: 12 litres

Make sure that you secure your bikes with Two-wheeler Insurance for the following reasons:

A two-wheeler insurance policy helps you secure your bike against unforeseen circumstances on the road. When buying a two-wheeler insurance policy make sure that you take into consideration all the policy inclusions and exclusions. And if you have prior knowledge you can make an informed decision. So here is a quick rundown of what all will be covered your comprehensive insurance policy has to offer-

Coverage from Damage incurred due to Natural Calamities

Mishaps arising out of natural calamities including self-ignition,  earthquakes, hurricanes, cyclones, fire, floods, landslides, etc.

Personal Accident Risk Cover

Road accidents may result in serious injuries, temporary or permanent disabilities. If your two-wheeler insurance policy offers personal accident risk cover, then the insurer will recompense the loss during the incident. You can also get your pillion rider covered under the same.

Man-Made Disasters

Any harm that is done to your two-wheeler by humans would be covered under man-made adversities. It covers loss or damage incurred due to an accident, robbery, strikes, terrorist activities, collisions, thefts, malicious acts, etc. It will secure your bike from damages that may happen during transit via water, road, air, or railways.


You can browse online various other bikes other than the ones listed in this article under the segment of Rs 1 Lakh. But once you select the bike model do check out the various two-wheeler insurance plans from top insurers on our site. Enjoy your ride in a safe and secure manner.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis