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Own Damage Bike Insurance

Own Damage Bike Insurance

Starting from ₹100/year*
0 / 5
Based on 0 reviews
1 Lakh+ visitors/day
24/7 claim support
60 Sec express renewal
17+ Insurers
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Product Description

Own Damage (OD) Bike Insurance is a standalone policy that covers damages to your bike due to accidents, fire, theft, natural calamities, and other unforeseen events. It does not cover third-party liabilities and must be purchased alongside a third-party policy.

Features
Mandatory by law for all bike owners
Covers repair costs for accident-related damage
Premiums are fixed by IRDAI
Protects against theft and total loss
Covers injury, death, property damage to third parties
Includes fire and natural disaster coverage
Does not cover your own bike’s damage
Available as standalone or part of comprehensive cover
Easy to buy & renew online
Requires a separate third-party policy
Benefits
Keeps you legally compliant
Financial protection for your own vehicle
Budget-friendly premiums
Customizable coverage with add-ons
Covers third-party legal & financial liabilities
Ideal for bike owners with long-term third-party plans
Offers peace of mind in case of accidents
Ensures compensation for accidental damages
Saves you from heavy out-of-pocket expenses
Essential for maintaining bike value over time

Cover damages to your own bike in any accident

Starting from ₹1.3/day*
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