Best SIP Plans: Top SIP Plans to Invest in India

A Systematic Investment Plan (SIP) is a process of investing in mutual funds. It is a substitute for the traditional lump-sum method of investing. Through the process of systematic investment plan (SIP) the investors can invest a pre-determined amount in the mutual fund scheme at a specific interval of time.

Read more
Best Investment Plans
  • Guaranteed Tax Savings

    Under sec 80C & 10(10D)
  • ₹ 1 Crore

    Invest 10k Per Month*
  • Zero LTCG Tax

    Unlike 10% in Mutual Funds

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Top Performing SIP's with Zero Commission
Invest ₹10k/month & Get Rs 1 Cr Tax free*
+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

As there is a wide range of mutual fund schemes available in the market. Let’s take a look at the top-performing mutual fund schemes, which are apt for SIP investment in the year 2022.

Best SIP Plans for the Year 2022

Fund Name Monthly Investment  1 Year Returns 3 years Return 5 years Return
Axis Bluechip Fund  5000 52.52% 20.79% 18.16%
Axis Focused 25 Fund 5000 61.91% 20.94% 19.03%
DSP Equity Fund 5000 31.90% 14.69% 14.36%
Franklin India Focused Equity Fund 5000 80.39% 22.68% 15.78%
HDFC Balance Advantage Fund  5000 55.65% 14.39% 13.47%
ICICI Prudential Bluechip Fund 5000 59.24% 19.41% 15.69%
Kotak Standard Multicap Fund 5000 48.94% 14.15% 12.51%
Motilal Oswal Focused 25 Fund 5000 40.77% 20.01% 14.34%
Nippon India large Cap Fund 5000 69.69% 15.55% 14.48%
TATA India Consumer Fund  5000 49.09% 26.81% 19.06%

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer. The tax benefit is subject to changes in tax laws. *Standard T&C Apply

The process of SIP mutual funds allows the investors to manage their finance and create a financial cushion so that they can achieve the financial objectives of life. The contribution towards SIP helps the investors to manage their investment regularly in a simple and hassle-free way. Even though returns on SIP mutual funds entirely depend on the market performance the above is the list of top-performing best SIP plans for the year 2022, wherein you can consider investing.

  1. Axis Bluechip Fund

    This is an equity-oriented fund. The main objective of this fund is to achieve long-term capital appreciation by making investments majorly in equity and equity-related securities of large-cap companies including derivatives. This fund is best suitable for the investor who has a high-risk appetite and who wants to gain a high return on investment over a long-term period. Let’s take a look at the fund details.

    Fund Name Monthly Investment Investment Tenure Expected Annual Return
    Axis Bluechip Fund  Rs.5000 5 years 14.05%
  2. Axis Focused 25 Fund

    This is an open-ended equity fund, which aims to generate long-term capital appreciation by making investments in equity and equity-related securities. As an equity-oriented fund, Axis Focused 25 Fund is a high-risk fund option, which offers higher returns on investment. Let’s take a look at the fund details.

    Fund Name Monthly Investment Investment Tenure Expected Annual Return
    Axis Focused 25 Fund  Rs.5000 5 years 18.27%
  3. DSP Equity Fund

    This is an open-ended equity fund, whose main objective is to generate long-term capital appreciation by making investments in equity and equity-related instruments. Along with the investment in equity securities, the fund also invests in debt and money market instruments to maintain the liquidity of the fund from time to time. As one of the best SIP plans, this fund is the best fit for investors who have a high-risk appetite and who want to gain high returns on investment over 3-5 years. Let's take a look at the fund details.

    Fund Name Monthly Investment Investment Tenure Expected Annual Return
    DSP Equity Fund  Rs.5000 5 years 14.36%
    *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
  4. HDFC Balance Advantage Fund

    As one of the best SIP plans, HDFC Balanced Advantage Fund is an open-ended fund, whose main objective is to provide long-term capital growth by making investments predominantly in equity and debt instrument. This fund is a great option of investment for investors who have a moderate to high-risk investment appetite and who want to gain a profitable return on investment. Let’s take a look at the plan detail.

    Fund Name Monthly Investment Investment Tenure Expected Annual Return
    HDFC Balanced Advantage Fund Rs.5000 5 years 16.84%
  5. ICICI Prudential Bluechip Fund

    As an open-ended equity scheme, this fund majorly invests in large-cap stocks. The main objective of the scheme is to provide long-term capital appreciation by making investments predominantly in equity and equity-related instrument of large-cap companies. Let’s take a look at the fund details.

    Fund Name Monthly Investment Investment Tenure Expected Annual Return
    ICICI Prudential Bluechip Fund  Rs.5000 5 years 15.17%
  6. TATA India Consumer Fund

    This is an open-ended fund, which aims to provide long-term capital growth by investing 80% of the asset in equity and equity-oriented securities. This fund is the best fit for investors who have a high-risk appetite. Let’s take a look at the plan details.

    Fund Name Monthly Investment Investment Tenure Expected Annual Return
    TATA India Consumer Fund  Rs.5000 5 years 19.20%

    *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

    *Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product by an insurer or any other financial product.

Why Invest in a SIP?

One of the most common reasons why people are attracted to investing in SIP is the inculcation of regular habits of savings, in small and regular intervals.

Here are some of the top reasons why one should consider SIP when it comes to investment.

  1. Investment of Small Amounts

    As stated above, small and regular deposits can be made in SIPs. An investment amount as low as Rs. 500 or even Rs. 100 in some cases can be made while purchasing a SIP. The amount of investment under SIP has no barrier making it easy and approachable to the masses.

  2. Rupee Cost Averaging

    As we know that the equity market is volatile so, when it comes to investment in SIP, it helps the investor to purchase more when the prices are low and less when the market is booming. SIPs are beneficial for investors who invest in more shares at less price rather than investors who invest a large sum in just one share.

  3. Option to Run Multiple SIPs

    There is a scope of investing in more shares rather than putting all your bets on 1 or 2 shares in SIP. Choice of shares and investments, if made wisely, can be very beneficial for investors investing in SIPs.

  4. Flexibility

    With an option to start and stop a SIP whenever the investor wishes to, SIP offers great flexibility even if the invested amount is low.

  5. Maximum Returns with Minimum Investment

    To attain maximum benefits while investing in SIPs, all you have to do is follow these simple steps:

    • Determine your future needs

    • Make a list and the amount of savings needed to achieve your goals

    • Have a piece of in-depth knowledge about the SIP you are planning to invest in

    • Complete all your documentations and KYC for non-interrupted investments and hassle-free results

    • Choose the SIP that suits your future goals the best

    • Invest small amounts in multiple shares rather than focusing on just 1 for best results

FAQ's

  • Q1. Does SIP investment offer tax benefits?

    Ans: Not all SIP plans offer tax benefits. The investment made through SIP in an equity-linked savings scheme is applicable for tax exemption under section 80C of the Income Tax Act.
  • Q2. What are the maximum and minimum amounts that can be invested in SIP?

    Ans: The investors can start investing in SIP with a minimum amount of Rs.500. However, there is no upper limit on the maximum investment in SIP.
  • Q3. How can I start SIP investment?

    Ans: The investors can choose the offline or the online method to start making the SIP investment.
    For online method:
    • Visit the official website of the asset management company (AMC).
    • Fill in all the details for online SIP.
    • Along with the details of KYC, the investors will require to submit the scanned copy of address proof, cheque, account number, and ID proof.
    For offline method
    • Visit the branch office of the asset management company (AMC).
    • Fill the auto-debit form and application form thoroughly.
    • Submit all the important documents such as address proof, ID proof along with the properly signed cheque to the address of the mutual fund.
Smart Investment Pack
100% Capital Guarantee
Average Rating
(Based on 25 Reviews)
100% Capital Guarantee
Smart Investment Pack
Newsletter
Sign up for newsletter
Sign up our newsletter and get email about SIP Plans.

SIP plans articles

Recent Articles
Popular Articles
Best 1 Year SIP Plans

27 Jan 2022

One of the emerging investment options in India, SIPs or...
Read more
Best SIP to Invest in 2022 for 3 Years

22 Dec 2021

Systematic Investment Plans (SIP) are mutual fund investment...
Read more
Union Bank SIP Calculator

16 Dec 2021

Union Bank of India offers a variety of schemes and plans to...
Read more
PNB SIP Calculator

16 Dec 2021

Punjab National Bank is one of the most renowned banks in India...
Read more
Kotak SIP Calculator

16 Dec 2021

Kotak Mahindra Bank is an Indian bank that offers an array of...
Read more
Best SIP Plan for 5 Years Investment 2021
SIPs make a great way of investing in mutual funds. It is an excellent investment method to accomplish your short...
Read more
Best SIP Plans to Invest for 6 Months
Best SIP Plans to Invest for 6 Months What is a sip? It is a method of investing in mutual funds. If you are...
Read more
Best SIP to Invest in 2022 for 3 Years
Systematic Investment Plans (SIP) are mutual fund investment plans that allow you to invest money on a...
Read more
SBI SIP Calculator
Systematic Investment Plan (SIP) is the key disciplined approach when it comes to investing in mutual funds. All...
Read more
Axis Bank SIP Calculator
Axis bank, earlier known as UTI Bank, is one of the renowned and top financial sector banks in India for a long...
Read more

Best SIP Plans: Top SIP Plans to Invest in India Reviews & Ratings

4.3 / 5 (Based on 25 Reviews)
(Showing Newest 25 reviews)
Raj
Ooty, September 02, 2020
Start with minimum amount
I have recently got the SIP plan from the policybazaar and it is really easy to get the plan from the online market. Not only this you can also start from the minimum amount of Rs. 500. It is very much convenient in nature and I really love my plan. Thank you policybazaar.
Adnan
Kohima, September 02, 2020
Great assistance
I have got the good amount of benefits from the policybazaar. The customer care team of policybazaar is very good and they understood my query very well. Thank you so much team for better assistance.
Suraj
Yamunanagar, September 01, 2020
Long term and beneficial
It is always a preferred thing that to get the SIP plan for the longer period of time. I really like the plan as I wanted it to be invested for at-least 10-12 years so that I can get the optimum profit out of the same. Thank you policybazaar.
Sonu
Bhilaad, September 01, 2020
Investment plan
I have taken the pension plan from the policybazaar and it is one of the best investment plan. It has the long term effect on the person and I can easily invest and can get the better returns in the future. Thank you policybazaar.
Ananya
Islampur, May 25, 2020
Online process
The whole process of buying the policy is on online basis. It was quite easy as I searched on website and explored various plans. I found it good and bought one.
Ashish
Sarsawa, May 24, 2020
Convenience
I am very impressed with the services of policybazaar. They are really quick. Also, it is very convenient to buy the investment plan.
Kushal
East Midnapore, May 23, 2020
Long term gains
It is the process of long term gain and to sustain our future from certain hurdles. As the things have become expensive and we should save money. So, these investments plans helps in saving money.
Divyanshu
Hagaribommanahalli, May 22, 2020
Great support system
I love the services of policybazaar and the employees working there. It’s really nice that they gave me a lot many choices related to the investment plans. Unique way to invest.
Vijay
Mansur, May 21, 2020
Choices are given
While you are planning to take the SIP from policybazaar. You can have a lot many choices to choose out of different investment plans. I got the best one and I like it.
Manish
R.g.pur, May 11, 2020
A call away
I am happy that I bought my SIP plan from policybazaar. As they are just a call away. I was having a problem with my SIP and they resolved in few minutes.
Kishan
Sialhawk, May 10, 2020
Flexibility
I can see that SIP are flexible in nature. We can choose any kind of Mutual fund and also the amount which we have to invest. Quite simple.
Jatin
Vizianagaram, May 10, 2020
Helps in financial way
It helps me in dealing with financial things. As nowadays everything has become too costly. But with the help of SIP I can manage with my finances and can save money every month for a long term investment.
Vijay
Dabhoda, May 09, 2020
Good customer service
The customer service team of policybazaar is very nice. I was in a doubt before buying a SIP plan, but with the help of them I got to know about a best plan which is according to my budget.
Rakesh
Adimali, May 07, 2020
Best Returns
I recently purchased the SIP plan for me and for my wife. I found it totally good and apt for us. It is a long term investments with great number of benefits. Thank you team policybazaar for such nice plan.
Tripti
Agalpur, April 08, 2020
One stop and best plans
I got the SIP plan with the help of policybazaar. It is one stop solution. With great returns and monthly plan I am very satisfied. If so ever I need help from the customer care team they are available to help me.
Madhuban
Zotlang, April 06, 2020
Great Returns
It is a great source of return. I have started doing it from last 2 years and I am feeling relaxed that after a certain age I would be having a good amount of money with better returns.
Mustafir
Agra, April 03, 2020
Good policy
SIP plan is quite trending and useful nowadays. It has reflected a great impact on our society. As people are more concern about future planning and saving the money. Even the SIP plans gives us good returns after a certain period of time.
Varun
Adivada, March 31, 2020
Good customer care
The customer care team is quite helpful and nice. I got full and accurate information from them. They are not so disturbing. They have a good knowledge related to the product.
Vaibhav
Ahmedpur, March 27, 2020
Easy to get plan
It is easy to get the plan. I just visited the website of policybazaar. And I got various plans. Then I called the customer care team and they explained me about each and every plan. I chose the best one.
Subhas
Ahmedpur, March 23, 2020
Good plans
I visited the website of policybazaar and found good number of plans for future savings and investments. SIP is very important for everyone who wants a good satisfaction and more savings in his or her life. I would love to recommend all these plans to my friends and family.
Keshavkant
Jatga, January 20, 2020
Reach Your Goals
After a certain period of time you can reach your goal. I have seen that higher you invest there will be higher risk but you can earn well. But lower the investment low risk and low returns. Well, I have started with a less amount so that I can check and analyse. But gradually after sometime I will get a good amount. Thanks policybazaar.
Jaikant
Pathankot, January 13, 2020
Earn Money on your Investment
It is a good way to invest money and you can earn benefits and profits in your money only. A convenient way to invest and utilise your amount. Initially I found it little bit confusing but after a while everything is being okay. People who are planning in a long term investments can do such things.
Sailja
Satlasana, January 08, 2020
Systematic Investment Plan
It is a good plan. My friend recommended me to get this plan so that I can invest some amount of money into this. Ultimately I will gain benefits after a certain period of time. It is a good plan by policybazaar and I would recommend to everyone.
Zakir
Machantola, December 31, 2019
Systematic way for making money
I have gone through the plans of policybazaar. And found that it is a systematic way to invest and gain money. The whole process is simple and you can check on time to time basis regarding your investments.
Vishal
Ara, December 26, 2019
Good Returns In Long Term
I feel that while investing into this plan I have gained knowledge regarding the same. Also, after a certain good investment I will get the good returns. Though it is long term process but surely will be good for my future. Thank you team policybazaar.
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL