Best SIP Plans: Top SIP Plans to Invest in India

A Systematic Investment Plan (SIP) is a process of making an investment in mutual funds. It is a substitute for the traditional lump-sum method of making the investment. Through the process of systematic investment plan (SIP) the investors can invest a pre-determined amount in the mutual fund scheme at a specific interval of time. As there is a wide range of mutual fund schemes available in the market. Let’s take a look at the top-performing mutual fund schemes, which is apt for SIP investment in the year 2021.

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All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Best SIP Plans for the Year 2021

Fund Name Monthly Investment  1 Year Returns 3 years Return 5 years Return
Axis Bluechip Fund  5000 21% 18.3% 11.3%
Axis Focused 25 Fund 5000 31.9% 16.64% 17.19%
DSP Equity Fund 5000 31.9% 14.69% 14.36%
Franklin India Focused equity Fund 5000 12.47% 8.13% 10.1%
HDFC Balance Advantage Fund  5000 3.1% 16.6% 15.5%
ICICI Prudential Bluechip Fund 5000 12.02% 8.48% 10.81%
Kotak Standard Multicap Fund 5000 18.19% 11.14% 13.24%
Motilal Oswal Focused 25 Fund 5000 26.57% 12.48% 12.82%
Nippon India large Cap Fund 5000 11.07% 8.42% 10.9%
TATA India Consumer Fund  5000 8.3% 14.7% 15%

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer. Tax benefit is subject to changes in tax laws. *Standard T&C Apply

The process of SIP mutual fund allows the investors to manage their personal finance and create a financial cushion so that they can achieve the financial objectives of life. Contribution towards SIP helps the investors to manage their investment on a regular basis in a simple and hassle-free way. Even though returns on SIP mutual fund entirely depend on the market performance the above is the list of top-performing best SIP plans for the year 2021, wherein you can consider investing.

1. Axis Focused 25 Fund

This is an open-ended equity fund, which aims to generate long term capital appreciation by making the investment in equity and equity-related securities. As an equity-oriented fund, Axis Focused 25 Fund is a high-risk fund option, which offers higher returns on investment. Let’s take a look at the fund details.

Fund Name Monthly Investment Investment Tenure Expected Annual Return
Axis Focused 25 Fund  Rs.5000 5 years 14%

2. DSP Equity Fund

This is an open-ended equity fund, which the main objective is to generate long-term capital appreciation by making the investment in equity and equity-related instruments. Along with the investment in equity securities, the fund also invests in debt and money market instruments in order to maintain the liquidity of fund from time to time. As one of the best SIP plans, this fund is best fit for investors who have a high-risk appetite and who want to gain high returns on investment over a period of 3-5 years. Let’s take a look at the fund details.

Fund Name Monthly Investment Investment Tenure Expected Annual Return
DSP Equity Fund  Rs.5000 5 years 14.36%

3. ICICI Prudential Bluechip Fund

As an open-ended equity scheme, this  fund majorly invests in large-cap stocks. The main objective of the scheme is to provide long-term capital appreciation by making investment predominantly in equity and equity-related instrument of large-cap companies. Let’s take a look at the fund details.

Fund Name Monthly Investment Investment Tenure Expected Annual Return
ICICI Prudential Bluechip Fund  Rs.5000 5 years 10.81%
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

4. Axis Bluechip Fund

This is an equity-oriented fund that main objective is to achieve long-term capital appreciation by making investment majorly in equity and equity-related securities of large-cap companies including derivatives. This fund is best suitable for the investor who has a high-risk appetite and who wants to gain a high return on investment over a long-term period. Let’s take a look at the fund details.

Fund Name Monthly Investment Investment Tenure Expected Annual Return
Axis Bluechip Fund  Rs.5000 5 years 12%

5. HDFC Balance Advantage Fund

As one of the best SIP plans, HDFC Balanced Advantage Fund is an open-ended fund, which main objective is to provide long-term capital growth by making investment predominantly in equity and debt instrument. This fund is great option of investment  for investors who have a moderate to high-risk investment appetite and who want to gain a profitable return on investment. Let’s take a look at the plan detail.

Fund Name Monthly Investment Investment Tenure Expected Annual Return
HDFC Balanced Advantage Fund   Rs.5000 5 years 16%

6. TATA India Consumer Fund

This is an open-ended fund, which aims to provide long-term capital growth by investing 80% of the asset in equity and equity-oriented securities. This fund is best fit for investors who have a high-risk appetite. Let’s take a look at the plan details.

Fund Name Monthly Investment Investment Tenure Expected Annual Return
TATA India Consumer Fund  Rs.5000 5 years 15%

Frequently Asked Questions

  • Q1. Does SIP Investment offer tax benefit?

    Ans: Not all SIP plans offer tax benefit. The investment made through SIP in equity-linked savings scheme are applicable for tax exemption under section 80C of Income Tax Act.
  • Q2. What are the maximum and minimum amount that can be invested in SIP?

    Ans: The investors can start making an investment through SIP with a minimum amount of Rs.500. However, there is no upper limit on the maximum investment in SIP.
  • Q3. How can I start SIP Investment?

    Ans: The investors can choose the offline or the online method to start making the SIP investment.

    For online method:

    • Visit the official website of the asset management company (AMC).
    • Fill all the details for online SIP.
    • Along with the details of KYC, the investors will require to submit the scanned copy of address proof, cheque, account number and ID proof.

    For offline method

    • Visit the branch office of the asset management company (AMC).
    • Fill the auto-debit form and application form thoroughly.
    • Submit all the important documents such as address proof, ID proof along with the properly signed cheque to the address of mutual fund.
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Best SIP Plans: Top SIP Plans to Invest in India Reviews & Ratings

4.3 / 5 (Based on 25 Reviews)
(Showing Newest 25 reviews)
Raj
Ooty, September 02, 2020
Start with minimum amount
I have recently got the SIP plan from the policybazaar and it is really easy to get the plan from the online market. Not only this you can also start from the minimum amount of Rs. 500. It is very much convenient in nature and I really love my plan. Thank you policybazaar.
Adnan
Kohima, September 02, 2020
Great assistance
I have got the good amount of benefits from the policybazaar. The customer care team of policybazaar is very good and they understood my query very well. Thank you so much team for better assistance.
Suraj
Yamunanagar, September 01, 2020
Long term and beneficial
It is always a preferred thing that to get the SIP plan for the longer period of time. I really like the plan as I wanted it to be invested for at-least 10-12 years so that I can get the optimum profit out of the same. Thank you policybazaar.
Sonu
Bhilaad, September 01, 2020
Investment plan
I have taken the pension plan from the policybazaar and it is one of the best investment plan. It has the long term effect on the person and I can easily invest and can get the better returns in the future. Thank you policybazaar.
Ananya
Islampur, May 25, 2020
Online process
The whole process of buying the policy is on online basis. It was quite easy as I searched on website and explored various plans. I found it good and bought one.
Ashish
Sarsawa, May 24, 2020
Convenience
I am very impressed with the services of policybazaar. They are really quick. Also, it is very convenient to buy the investment plan.
Kushal
East Midnapore, May 23, 2020
Long term gains
It is the process of long term gain and to sustain our future from certain hurdles. As the things have become expensive and we should save money. So, these investments plans helps in saving money.
Divyanshu
Hagaribommanahalli, May 22, 2020
Great support system
I love the services of policybazaar and the employees working there. It’s really nice that they gave me a lot many choices related to the investment plans. Unique way to invest.
Vijay
Mansur, May 21, 2020
Choices are given
While you are planning to take the SIP from policybazaar. You can have a lot many choices to choose out of different investment plans. I got the best one and I like it.
Manish
R.g.pur, May 11, 2020
A call away
I am happy that I bought my SIP plan from policybazaar. As they are just a call away. I was having a problem with my SIP and they resolved in few minutes.
Kishan
Sialhawk, May 10, 2020
Flexibility
I can see that SIP are flexible in nature. We can choose any kind of Mutual fund and also the amount which we have to invest. Quite simple.
Jatin
Vizianagaram, May 10, 2020
Helps in financial way
It helps me in dealing with financial things. As nowadays everything has become too costly. But with the help of SIP I can manage with my finances and can save money every month for a long term investment.
Vijay
Dabhoda, May 09, 2020
Good customer service
The customer service team of policybazaar is very nice. I was in a doubt before buying a SIP plan, but with the help of them I got to know about a best plan which is according to my budget.
Rakesh
Adimali, May 07, 2020
Best Returns
I recently purchased the SIP plan for me and for my wife. I found it totally good and apt for us. It is a long term investments with great number of benefits. Thank you team policybazaar for such nice plan.
Tripti
Agalpur, April 08, 2020
One stop and best plans
I got the SIP plan with the help of policybazaar. It is one stop solution. With great returns and monthly plan I am very satisfied. If so ever I need help from the customer care team they are available to help me.
Madhuban
Zotlang, April 06, 2020
Great Returns
It is a great source of return. I have started doing it from last 2 years and I am feeling relaxed that after a certain age I would be having a good amount of money with better returns.
Mustafir
Agra, April 03, 2020
Good policy
SIP plan is quite trending and useful nowadays. It has reflected a great impact on our society. As people are more concern about future planning and saving the money. Even the SIP plans gives us good returns after a certain period of time.
Varun
Adivada, March 31, 2020
Good customer care
The customer care team is quite helpful and nice. I got full and accurate information from them. They are not so disturbing. They have a good knowledge related to the product.
Vaibhav
Ahmedpur, March 27, 2020
Easy to get plan
It is easy to get the plan. I just visited the website of policybazaar. And I got various plans. Then I called the customer care team and they explained me about each and every plan. I chose the best one.
Subhas
Ahmedpur, March 23, 2020
Good plans
I visited the website of policybazaar and found good number of plans for future savings and investments. SIP is very important for everyone who wants a good satisfaction and more savings in his or her life. I would love to recommend all these plans to my friends and family.
Keshavkant
Jatga, January 20, 2020
Reach Your Goals
After a certain period of time you can reach your goal. I have seen that higher you invest there will be higher risk but you can earn well. But lower the investment low risk and low returns. Well, I have started with a less amount so that I can check and analyse. But gradually after sometime I will get a good amount. Thanks policybazaar.
Jaikant
Pathankot, January 13, 2020
Earn Money on your Investment
It is a good way to invest money and you can earn benefits and profits in your money only. A convenient way to invest and utilise your amount. Initially I found it little bit confusing but after a while everything is being okay. People who are planning in a long term investments can do such things.
Sailja
Satlasana, January 08, 2020
Systematic Investment Plan
It is a good plan. My friend recommended me to get this plan so that I can invest some amount of money into this. Ultimately I will gain benefits after a certain period of time. It is a good plan by policybazaar and I would recommend to everyone.
Zakir
Machantola, December 31, 2019
Systematic way for making money
I have gone through the plans of policybazaar. And found that it is a systematic way to invest and gain money. The whole process is simple and you can check on time to time basis regarding your investments.
Vishal
Ara, December 26, 2019
Good Returns In Long Term
I feel that while investing into this plan I have gained knowledge regarding the same. Also, after a certain good investment I will get the good returns. Though it is long term process but surely will be good for my future. Thank you team policybazaar.
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