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Zero Depreciation Bike Insurance

Zero Depreciation Bike Insurance

Starting from ₹155/year*
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1 Lakh+ visitors/day
24/7 claim support
60 Sec express renewal
17+ Insurers
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Product Description

Zero Depreciation Bike Insurance is an add-on cover that ensures full claim settlement without factoring in the depreciation of bike parts. It offers maximum coverage by paying the full cost of replaced parts during repairs, making it ideal for new or high-value bikes.

Features
Mandatory by law for all bike owners
Covers depreciation on parts like plastic, rubber, and metal
Premiums are fixed by IRDAI
Applicable for bikes usually up to 5 years old
Covers injury, death, property damage to third parties
Can be purchased with Comprehensive or Own Damage cover
Does not cover your own bike’s damage
Limited number of claims allowed per year (varies by insurer)
Easy to buy & renew online
Slightly higher premium than standard policies
Benefits
Keeps you legally compliant
Higher claim payout without depreciation deductions
Budget-friendly premiums
Reduces out-of-pocket repair expenses
Covers third-party legal & financial liabilities
Offers better value for new or luxury bikes
Offers peace of mind in case of accidents
Ensures peace of mind during accidents or part replacements
Saves you from heavy out-of-pocket expenses
Improves overall policy effectiveness

Zero Depreciation cover – full claim & no deduction

Starting from ₹1.3/day*
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