ICICI NRE Deposit Interest Rates August 2026
Below are the current ICICI Bank NRE FD interest rates for deposits below ₹3 crore with premature withdrawal facility. The rates w.e.f. August 21, 2026 are listed based on the applicable NRE FD tenure.
| Tenure |
Interest Rate (p.a.) |
| 1 Year to < 18 Months |
6.25% |
| 18 Months to 2 Years |
6.30% |
| 2 Years 1 Day to 3 Years |
6.45% |
| 3 Years 1 Day to 5 Years |
6.50% |
| 5 Years 1 Day to 10 Years |
6.50% |
| 5 Years (Tax Saver FD) |
6.50% |
*ICICI Bank NRE FD Interest Rates w.e.f. 21 August 2026.
Presently, the highest ICICI NRE FD Interest Rate for NRIs of 6.50% p.a. is applicable to tenures ranging from 3 years 1 day to 10 years, including the 5-year Tax Saver FD.
How are ICICI NRE FD Rates Decided?
ICICI Bank NRE FD rate depends primarily on the tenure selected. Apart from this, the bank also considers the existing market conditions along with guidelines of RBI while deciding these rates. Hence, rates do not remain fixed and the revisions happen from time to time. Since these rates get revised from time to time, what actually applies to an ICICI NRE account is whichever rate is in effect on the day you book the deposit. Always check the current rate card before booking.
ICICI NRE Bulk Deposit Rates (₹3 Cr. to less than ₹5 Cr.)
Below are the current ICICI Bank Bulk FD interest rates, effective from August 21, 2026.
| Tenure |
With Premature Withdrawal Facility (p.a.) |
Without Premature Withdrawal Facility (p.a.) |
| 1 Year to 389 Days |
6.25% |
6.60% (Highest) |
| 390 Days to < 18 Months |
6.25% |
6.60% (Highest) |
| 18 Months to 2 Years |
6.30% |
6.60% (Highest) |
| 2 Years 1 Day to 3 Years |
6.45% |
6.60% (Highest) |
| 3 Years 1 Day to 5 Years |
6.50% (Highest) |
6.60% (Highest) |
| 5 Years 1 Day to 10 Years |
6.50% (Highest) |
6.60% (Highest) |
*ICICI Bank NRE FD Interest Rates w.e.f. 21 August 2026.
The highest ICICI Bank NRE FD interest rate with premature withdrawal facility is 6.50% p.a., applicable for tenures from 3 years 1 day to 10 years.
The highest ICICI Bank NRE FD rate is 6.60% p.a., applicable under the listed slabs from 1 year to 10 years for deposits without premature withdrawal facility.
Key Features of ICICI Bank NRE FD
ICICI Bank NRE FD gives unique features and makes investing more favourable for investors. Some of the key features are mentioned below:
- Premature withdrawal: Early withdrawal facility is provided in case of urgent needs. However, if an NRE FD is withdrawn before completing one year, no interest is payable.
- Fully and freely repatriable: Both principal and interest may be remitted to your country of residence without any limit as per normal FEMA rules.
- Completely tax-free interest: Interest earned from NRE FDs is tax-exempt in India if the account holder qualifies as an NRI, subject to applicable conditions.
- Loan/overdraft facility: You may use the ICICI loan against FD facility without closing your FD. This is a convenient way of obtaining liquidity without affecting the tenor advantage.
- Digital opening: The NRE FD can be opened online through Net Banking or iMobile of ICICI Bank.
Calculate Returns Using an ICICI FD Interest Calculator
If you use an ICICI Bank FD calculator, you just need to enter your deposit amount and tenure, and it shows you the interest you'll earn and the final maturity amount. Since NRE FD interest is tax-free, whatever it shows is what you actually get. It's a simple way to compare tenures before you decide fixed deposit.
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