Odisha Gramya Bank Fixed Deposit (FD) Interest Calculator

What is the Odisha Gramya Bank FD Calculator?

Odisha Gramya Bank FD Calculator is a digital tool that has been set up for customer’s ease. It provides quick and concise information regarding maturity value, investment period and amount. It is easily accessible online free of charge.

How Does the Odisha Gramya Bank FD Calculator Work?

The customer can select the amount they want to deposit by manipulating the scroll bar. Further, they should determine the rate of interest that he expects from the bank. In addition, determine the term of the deposit to avail of the scheme. 

At last, the customer must determine the frequency at which he expects compounding to occur on his deposits. Once all the information has been entered, the customer will be able to view the maturity values and the interest that he has earned on his deposits.

Odisha Gramya Bank FD Interest Rate

The table below depicts the rate of interest offered by the bank to the general population and senior citizens. Most banks offer a special interest rate to senior citizens, i.e., those above 60 years of age.

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Simple interest Vs. Compound Interest

The difference between simple and compound interest is something that every investor must have a clear idea of. Both are calculated differently and offer different benefits to an investor. Interest in itself refers to the amount that is added back to the principal when an investment is made.

Simple interest is usually offered on deposits that are made for a shorter period, while compound interest is offered on deposits made for a longer duration. It is therefore always advisable to invest for a longer term so that he can enjoy the added benefit of quarterly compounding every financial year.

How to Use Odisha Gramya Bank FD Calculator?

One can also access the Odisha Gramya Bank FD Calculator through the official website of Policybazaar Insurance Brokers Pvt Ltd. They can follow the steps below to access the Odisha Gramya Bank FD Calculator:

• Find the FD calculator list is present on the website.
• Select “Odisha Gramya Bank” from the list mentioned on the site.
• Enter the principal amount.
• Enter the fixed deposit tenure one wishes to opt for.
• Hit the “Calculate” button and wait for the results to be

Advantages of Using Odisha Gramya Bank FD Calculator

Listed below are the benefits customers can make use of if they decide to use the Odisha Gramya Bank FD Calculator:

• It is quick. The calculator can provide results within seconds, which would otherwise take a long time to compute manually.
• It is reliable. The calculators are regularly updated with information from the company, and hence the information provided to them is accurate and can be trusted.
• There is no scope for error. The calculators are digital tools, hence error-free. The results displayed by them will vary only slightly, if anything.
• It gives a clear idea of the interest that can incur on an FD. This will help the customer to plan his finances better.
• It is easy to operate. The customer needs to log on to the website, and he can access the calculator anytime, from anywhere.

FAQ's