Digit Workers Compensation Insurance

Digit Workmen Compensation Insurance protects employers by covering their legal obligations in case of workplace injuries suffered by employees. If an employee sustains an accident during the course of their work, this policy ensures compensation as per labour laws. It helps manage financial risks by covering medical expenses, disability benefits, and death compensation, providing security for both employers and employees.

Get right expert advice

Hassle-free policy

Speedy Claims

People trust Policybazaar^{^}

9.7 crore

Registered consumers

Insurance partners

4.9 crore

Policies sold

Policybazaar is one of India's leading digital insurance platform

Get quotes & protect your workers in 5 mins

Covers Death & Disability

Covers Injury due to Accident

Covers Legal Expenses

Compare & save up to 85%**

Covers Death & Disability

Covers Injury due to Accident

Covers Legal Expenses

Mobile number

We don't spam

Get Updates on WhatsApp

Check Your Premium Now

Digit Workmen Compensation Insurance Inclusions

The inclusions under the Digit's Workers Compensation Insurance are:

Accidental Injury: The policy covers employees for bodily injuries sustained due to workplace accidents during their employment.

Occupational Illness and Diseases: It provides coverage for medical treatment if employees develop health issues caused by workplace exposure to harmful chemicals or allergens.

Disability Cover: Digit's WC policy supports employees who suffer temporary or permanent disabilities (such as loss of sight or limbs) due to workplace accidents by covering medical expenses and compensating for lost wages.

Death Benefits: In case of a fatal workplace accident, the policy covers funeral expenses and provides financial support to the employee's beneficiaries.

Medical Coverage: It helps manage medical expenses arising from workplace injuries, ensuring employees receive necessary treatment without financial burden.

Digit Workmen Compensation Insurance Exclusions

The Digit WC policy doesn't cover the following:

Injuries caused by accidents related to war, invasion, civil unrest, nuclear radiation, or radioactive contamination.

Injuries resulting from acts of terrorism, unless specifically covered in the Policy Schedule.

Accidents occurring outside the listed workplace unless the employee is on duty as per the employer's instructions.

Occupational diseases, unless explicitly covered in the Policy Schedule with an additional premium.

Interest or penalties imposed on the insured under any law.

Medical expenses for treating employee injuries unless specifically included in the Policy Schedule with an additional premium.

Injuries to workers employed by a contractor or sub-contractor unless covered in the Policy Schedule with an additional premium.

Digit Workmen Compensation Insurance: FAQs

1. What is Digit Workers Compensation Insurance?

Ans: Digit Workers Compensation Insurance provides financial protection to employers by covering their legal liabilities for workplace injuries, illnesses, or accidents suffered by employees.

2. Who is eligible for coverage under the Digit Workers Compensation Insurance policy?

Ans: This policy covers all employees, including full-time, part-time, and contractual workers, as selected by the employer.

3. What types of incidents do Digit Workers Compensation Insurance cover?

Ans: It covers work-related injuries, occupational illnesses, temporary or permanent disabilities, and death resulting from workplace accidents.

4. Does the policy cover medical expenses?

Ans: Yes, medical expenses related to the treatment of workplace injuries are covered, subject to the policy terms and conditions.

5. What benefits does the policy provide in case of disability?

Ans: The Digit Workmen Compensation policy provides compensation for temporary and permanent disabilities, ensuring financial support for the affected employee.

6. Does the Digit WC policy offer death benefits?

Ans: Yes, in case of a fatal workplace accident, the policy provides death benefits as per policy terms.

7. Can contractors and subcontractors be covered under the Digit WC policy?

Ans: Yes, coverage for contractors and subcontractors can be included if specifically mentioned in the policy.

8. How can an employer file a claim for the Digit Workmen Compensation Insurance Policy?

Ans: To file a claim, the employer must notify Digit Insurance immediately, complete the claim form, and submit the required documents. Once reviewed, the insurer will process the compensation as per the policy terms.