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Life Insurance Consultant

Policybazaar's Life Insurance Consultants are certified by IRDAI and are insurance experts who assist you in finding the right protection plan, such as a term plan, to safeguard your family's financial stability. They offer professional advice, tailored suggestions, and ensure that customers make informed decisions that align with their specific requirements and goals. This article throws light on the support and assistance provided by Policybazaar's Life Insurance Consultants.

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The Policybazaar Advantage
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Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
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100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
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Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
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Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
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Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

How Does Policybazaar’s Insurance Consultant Help You In Buying Term Insurance?

Now that we have understood the life insurance consultant meaning, let’s learn how Policybazaar’s Insurance Consultant helps you in buying term insurance:

Step 1: Initial Consultation

    • Visit Policybazaar's term insurance page on their website or app.

    • Enter your basic details.

    • Choose whether you'd like to receive a call or chat with an expert.

    • A dedicated Policybazaar Insurance Consultant will be assigned to assist you.

    • The PB Insurance Consultant will understand your financial goals, requirements, and personal details, including family size, dependents, income, and health status.

Step 2: Understanding Your Needs & Personalized Recommendations

    • The Insurance Consultant assesses your needs based on the information you provide.

    • They guide you in determining the suitable cover amount (Sum Assured) and coverage period (Policy Term) needed to protect your family.

    • The Consultant recommends suitable plans that align with your requirements, taking into account factors like coverage, premium budget, and additional benefits.

Step 3: Plan Comparison and Finalizing a Plan

    • You receive a comparison of various term insurance options from different insurers.

    • The PB Insurance Consultant clarifies the advantages and disadvantages of each plan, making it easier for you to comprehend the distinctions and select the appropriate plan.

    • After you've made your choice, the Insurance Consultant assists you in booking the selected plan and ensures the application form is filled out accurately.

    • They provide guidance on any necessary medical examinations and the documentation required by the insurer, ensuring a smooth application process.

Step 4: Guidance During Policy Issuance

    • The Policybazaar Insurance Consultant maintains regular contact with you during the policy assessment period, which is when the insurance company reviews all your details and documents.

    • They ensure you complete all the necessary formalities in a timely manner.

    • Once your application for policy purchase is approved, the Consultant also verifies that your term insurance policy is issued accurately.

Step 5: Claim Process Explanation & Ongoing Support

  • The Consultant explains how to initiate a claim and what your nominees/beneficiaries should do if they need to claim.

  • They are always there to help you with any questions, changes, or updates you might have, even after you've bought the policy.

**Note: All the calls that you have with our Insurance Consultants are on 100% recorded lines, this is to ensure that consultants are giving you the right information.

Do you know? Policybazaar has a dedicated team to assist on term insurance claims, this team caters to customers 24x7 and helps the policyholders’ grieving nominees/loved ones get their claims settled in a quick and hassle-free manner in their time of need. 

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

How Can I Connect To Policybazaar’s Insurance Consultant?

You can connect with Policybazaar’s Insurance Consultant in both Offline and Online modes.

  1. Online Mode

    You can go to the official website of Policybazaar and contact their insurance consultant directly by calling them in the given numbers:

    • For New Customers: 1800-419-7713

    • For Policybazaar’s customers: 1800-258-5970

    • For NRIs: +91 124-6656508

  2. Offline Mode

    You can visit the walk-in stores of Policybazaar to directly consult the insurance consultant regarding life insurance queries and doubts. There are 180+ walk-in stores of Policybazaar all over the country from where you can seek assistance. These insurance advisors make sure your queries are solved in all ways possible.

one crore term plan

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₹1 CRORE

Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

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Why Choose Policybazaar’s Life Insurance Consultant?

Policybazaar's Life Insurance Consultants stand out due to their distinctive combination of expertise, personalized service, and unbiased commitment towards customers. Let's understand why they are different from other life insurance consultants in a detailed manner:

  • Dedicated Guidance: The PB life insurance consulants ensuring you receive impartial guidance and they also advice customized plans that align with your goals and needs.

  • Comprehensive Expertise: These life insurance consultants have extensive knowledge about life insurance and its various products, and have more than 5 years of experience in the industry. They can assist you in exploring a broad spectrum of options. Additionally, they stay updated with the latest insurance trends and offerings, providing you with insights into the best available choices.

  • Personalized Approach: The life insurance consultant invests time in comprehending your unique situation, guaranteeing that their recommendations match your objectives and preferences. They also simplify complicated insurance terms, making it easier for you to understand and make decisions with more clarity.

  • Efficient Comparisons: The life insurance consultant offers various choices, making it easy for you to compare policies and make smart decisions. They work hard to find solutions that not only meet your needs but also fit your budget.

  • Continuous Support: The life insurance consultant provides support from the very beginning, throughout the policy purchase process, and even afterward. They make sure your coverage stays suitable for you and allow you to explore your choices without any pressure.

Know Your Insurance Advisor

  • Your Guide & Friend - Buy the perfect term insurance plans with the help of Policybazaar’s insurance consultants, ensuring you get the most favorable discounts available.

  • 24x7 Dedicated Claim Assistance - Get claim assistance at free of cost any time of the day with seamless communication in both online and offline modes.

  • Certified Experts - IRDAI-certified experts are at your service, addressing all your insurance-related queries, and ensuring zero mis-selling and fraud.

Wrapping It Up!

These life insurance consultants are like friendly companions who assist you with all your insurance questions. They simplify the insurance buying process, leading you to the best options that suit your needs. With their assistance, you can make life insurance and term insurance decisions with confidence and ensure you're protected.

FAQs

  • Q: What is an advisor?

    Ans: An advisor is a knowledgeable expert who helps you understand and choose the right insurance plans. Policybazaar’s Advisors are IRDAI certified experts.
  • Q: How do I contact a PB Life Insurance Consultant?

    Ans: You can reach out to a PB Life Insurance Consultant through www.policybazaar.com or contact them over the phone with these numbers:
    • For New Customers: 1800-419-7713
    • For Policybazaar’s customers: 1800-258-5970
    • For NRIs: +91 124-6656508
  • Q: Are PB Insurance Consultants only for new customers?

    Ans: No, PB Life Insurance Consultants can assist both new customers looking for coverage, new plans and existing customers seeking updates or changes to their plans.
  • Q: Can a PB Life Insurance Consultants customize insurance plans for me?

    Ans: Yes, PB Life Insurance Consultants can personalize insurance plans based on your individual situations, life goals and requirements.
  • Q: Do PB Life Insurance Consultants help with claim settlements?

    Ans: Policybazaar's dedicated claim assistance makes sure of smooth and quick claim settlements for your loved ones/nominees.
  • Q: Is there a cost for taking help from Life Insurance Consultant?

    Ans: No, the guidance of a PB Life Insurance Consultant is absolutely free of cost.
  • Q: Can a PB Life Insurance Consultant help me compare plans?

    Ans: Yes, a PB Life Insurance Consultant can provide comparisons of multiple insurance plans, making it much easier for you to decide.
  • Q: What is insurance advisor meaning?

    Ans: Insurance advisor meaning is simple and refers to the person who solves customer’s insurance related queries and doubts, either on call or in person.
  • Q: How is the insurance consultant job?

    Ans: The life insurance consultant job is very interesting and is based on insurance knowledge. It works around helping customers solve their insurance-related doubts and questions.
  • Q: Are insurance consulting services very costly?

    Ans: No, insurance consulting services are free-of-charge in Policybazaar.
  • Q: Is the life insurance consultant job easy?

    Ans: Life insurance consultant job can be challenging due to its complexity and the need for in-depth knowledge about insurance products. They have to be in contact with multiple customers all throughout the day and therefore, it is even more noble and challenging.
  • Q: What is the eligibility for insurance agent?

    Ans: The eligibility for insurance agent is mentioned below:
    • In urban areas, you need to finish at least 12th grade.
    • In rural areas, completing the 10th grade is enough.
    (These information are in accordance with the IRDAI rules)
  • Q: What is Life Insurance Advisor salary?

    Ans: Life Insurance Advisor salary depends on their overall work experience. Moreover, it depends on the basis of their performance, the number of customers handled by them and their job profile and which life insurance agency they work at.
  • Q: How to become a Life insurance agent?

    Ans: It requires certification from IRDA to become a Life insurance agent along with experience and insurance knowledge.
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