Bajaj Life Asset Allocation Pension Fund II

Balanced Fund
Moderate Risk
Last Updated: 17 Nov 2025
AUM: ₹1 Cr
Assets under management (AUM) is the total market value of the investments that a person or entity manages on behalf of clients. Assets under management definitions and formulas vary by company.
NAV: ₹10.31
0.59%
NAV, or Net Asset Value, is the value of an investment fund’s assets minus its liabilities. It is calculated by dividing the total value of the fund’s assets by the number of outstanding shares. It is used as an indicator of a fund’s performance and can be compared to its previous NAVs.
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  • Returns Since Inception
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2.41% Annual returns
Asset Allocation Pension Fund II
Performance Graph
As on 17 Nov 2025 
| Data Source - Value research
Fund Definition: The investment objective of this fund will be to realize a level of total income, including current income and capital appreciation, which is consistent with reasonable investment risk. The investment strategy will involve a flexible policy for allocating assets among equities, bonds and cash.

Returns (as on 17 Nov 2025)

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About Bajaj Life Asset Allocation Pension Fund II

Bajaj Life Asset Allocation Pension Fund II is a Balanced Fund launched on 20-05-2025, designed to offer long-term capital growth by investing in a mix of high-quality assets. The fund currently manages an AUM of over ₹1 Cr, with a Net Asset Value (NAV) of ₹10.31 (as of 17 Nov 2025).

Over time, Bajaj Life Asset Allocation Pension Fund II has shown stable growth with For longer horizons, it has delivered Return Since Inception (RSI) of 3.08%, highlighting its consistent performance track record.

Highlights of Bajaj Life Asset Allocation Pension Fund II

  • It is benchmarked against the Crisil Balanced Fund Aggressive, which delivered 0% in the same period.
  • The fund maintains a strong allocation with Debt holding: 100%, ideal for long-term growth.
  • Since its launch on 20-05-2025, Bajaj Life Asset Allocation Pension Fund II has achieved a Return Since Inception (RSI) of 3.08%.
  • Managed by Bajaj Life, Bajaj Life Asset Allocation Pension Fund II is designed for investors seeking Conservative returns with moderate risk exposure.

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Asset Allocation
Debt holding

Top 10 Balanced Fund

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Returns
YTD% 3Y 5Y 10Y
Future Generali Future Midcap Fund 12.53% 24.06% 25.92% Get Details
IDBI Federal Midcap 1.43% 22.65% 25.37% 15.09% Get Details
Aegon Life Group Equity Fund 12.28% 18.42% 20.91% Get Details
Bandhan Life Pension Enhanced Equity 12.25% 17.44% 19.85% Get Details
Reliance Life Pure Equity Fund 2 9.17% 17.07% 19.43% 13.52% Get Details
Tata AIA Life Whole Life Aggressive Growth Fund 10.78% 19.97% 18.58% 15.84% Get Details
Future Generali Future Apex Fund 10.14% 15.03% 18.44% 14.23% Get Details
Future Generali Future Opportunity Fund 10.08% 14.65% 17.86% 13.28% Get Details
PNB MetLife Balanced Opportunities Fund 4.15% 17.27% 17.83% Get Details
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Peer Comparison

  • Overview
  • Returns
Fund name AUM sort icon 1Y sort icon
SBI Life Equity Fund ₹81,769 Cr 5.92% Get Details
ICICI Prudential Life Maximiser Fund V ₹51,438 Cr 12.09% Get Details
SBI Life Midcap Fund ₹47,404 Cr 8.77% Get Details
HDFC Life Opportunities Fund ₹36,970 Cr 7.71% Get Details
SBI Life Bond Pension II ₹29,605 Cr 6.07% Get Details
SBI Life Balanced Fund ₹22,457 Cr 8.19% Get Details
ICICI Prudential Life Multi Cap Growth Fund ₹18,866 Cr 10.57% Get Details
SBI Life Bond Fund ₹18,375 Cr 6.8% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund ₹13,897 Cr 8.45% Get Details
Axis Max Life Growth Super Fund ₹13,086 Cr 8.3% Get Details
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Fund name
Returns
YTD% 3Y 5Y 10Y
SBI Life Equity Fund 4.6% 13.32% 14.96% 12.46% Get Details
ICICI Prudential Life Maximiser Fund V 11.74% 14.48% 16.81% 12.08% Get Details
SBI Life Midcap Fund 4.55% 22.99% 24.09% Get Details
HDFC Life Opportunities Fund 3.44% 19.61% 20.49% 15.14% Get Details
SBI Life Bond Pension II 5.41% 7.12% 5.15% 6.56% Get Details
SBI Life Balanced Fund 7.52% 10.12% 10.22% 10.23% Get Details
ICICI Prudential Life Multi Cap Growth Fund 7.94% 16.31% 17.15% 11.96% Get Details
SBI Life Bond Fund 6.09% 7.35% 5.39% 6.93% Get Details
Kotak Mahindra OM Life Classic Opportunities Fund 5.3% 15.57% 17.33% 13.86% Get Details
Axis Max Life Growth Super Fund 7.02% 14.14% 16% 13.61% Get Details
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Invest in a Ulip Plan Today and Watch Your Money Grow Invest in a Ulip Plan Today and Watch Your Money Grow

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PNB MetLife Pension Mid Cap Fund 25.1% 31.41% 18.41% Get Details
Reliance Pension Energy Fund 2 2.18% 24.69% 28.47% 17.74% Get Details
Reliance Life Energy Fund 2 2.18% 24.29% 28.42% 17.67% Get Details
Reliance Life Energy Fund 1 1.81% 24.66% 28.4% 17.58% Get Details
Axis Max Life High Growth Fund 1.35% 27.48% 27.87% 19.36% Get Details
Aditya Birla Sun Life Group Growth Fund II 106.77% 38.8% 27.35% Get Details
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IDBI Federal Midcap
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Frequently Asked Questions
Bajaj Life Asset Allocation Pension Fund II
Bajaj Life Asset Allocation Pension Fund II is a Balanced Fund launched on 20-05-2025. It aims to provide long-term capital growth by investing in a diversified portfolio.
As of 17 Nov 2025, the Net Asset Value (NAV) of Bajaj Life Asset Allocation Pension Fund II is ₹10.31.
Bajaj Life Asset Allocation Pension Fund II is suitable for investors looking for moderate risk and stable long-term returns without full exposure to equity market volatility.
Asset Allocation Pension Fund II is not Shariah-compliant.
Bajaj Life Asset Allocation Pension Fund II has been in the market since 20-05-2025, providing a long and reliable performance history.

The investment objective of this fund will be to realize a level of total income, including current income and capital appreciation, which is consistent with reasonable investment risk. The investment strategy will involve a flexible policy for allocating assets among equities, bonds and cash.
Over the past year, Bajaj Life Asset Allocation Pension Fund II has delivered a return of approximately 0% CAGR, making it a competitive performer.
Bajaj Life Asset Allocation Pension Fund II is benchmarked against the Crisil Balanced Fund Aggressive, which delivered about 12.86% return in the same period. The fund has underperformed its benchmark in recent years.
The fund primarily allocates 100% to Debt holding, making it Conservative in nature, depending on the fund's investment style.

View more FAQ's

*The Returns in ULIP plans are subject to market risk and are not guaranteed. The investment risk in the policy is borne by the policyholder. The actual returns can vary depending on the performance of the chosen fund, charges towards mortality, allocation, policy admin, cost of riders, etc. The 4% and 8% illustration is neither the minimum or maximum limit that you may get as a policyholder.

*The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

*The maturity amount of Rs 50 Lakhs. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 4% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

++Source -: Google Review Rating available on: http://bit.ly/3J20bXZ

All Data Source: Value Research

TERMS AND CONDITIONS APPLY.For more details on risk factors, terms, and conditions, please read the sales brochure and benefit illustration carefully before concluding a sale.

Policybazaar is a registered Insurance Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Direct Broker (Life & General) |CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 |Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.©️ Copyright 2008-2025 policybazaar.com. All Rights Reserved

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