Namami Gange Programme

The Namami Gange programme was initiated by the Government of India for the conservation, preservation, and rejuvenation of the River Ganga and its tributaries. Implemented by the National Mission for Clean Ganga (NMCG), it is managed by the Department of Water Resources, River Development, and Ganga Rejuvenation under the Ministry of Jal Shakti.

Read more
53 Partners Insurance Partners
15.8 Crore Registered Consumer
7.16 Crore Policies Sold
We are rated ++ rating
₹1 Crore Life cover starting from +
Lowest Price Guarantee ˜
Check Your Premium Now
Please wait. We Are Processing..
Term Insurance
By continuing you agree to receive assistance and agree to our Privacy Policy , Terms of use & +Disclaimer
Get Updates on WhatsApp
×

The Namami Gange Programme, approved as a flagship programme by the Government of India in 2014, has the following objectives: biodiversity conservation, water quality improvement, reduction in river pollution, prevention of sewage outflow, reforestation, and fostering public awareness and community participation in conservation of the holy river.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Key Features of Namami Gange Programme

The following table outlines the key features of the Namami Gange Programme.

Feature Details
Programme Name Namami Gange
Implementing Agency National Mission for Clean Ganga (NMCG)
Ministry Ministry of Jal Shakti
Objective Conservation and rejuvenation of the Ganga
Coverage Ganga basin and select tributaries
Funding Fully funded by the Government of India for approved projects
Focus Areas Pollution abatement, sewage infrastructure, river surface cleaning, biodiversity conservation, afforestation, rural sanitation, public awareness and industrial effluent monitoring

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Objectives of Namami Gange Programme

The Namami Gange Programme aims to achieve the conservation and rejuvenation of the River Ganga through an integrated river basin management approach. Its key objectives include:

  • Establish and upgrade sewage treatment plants to make it easier to manage wastewater.

  • Preserve and enhance the environmental integrity of the river, including wetlands and aquatic life forms.

  • Promote the growing of trees and biodiversity conservation in the Ganga Basin.

  • As an effort to minimise pollution, the cities and villages around the river should have better sanitary facilities.

  • Foster learning and participation about river conservation.

  • In order to enforce compliance with environmental standards, enhance monitoring systems.

  • Support sustainable water resource management and maintain the ecological flow of the River Ganga.

Benefits of Namami Gange Programme

The Namami Gange Programme, with its holistic strategy, is contributing to the environment and people’s welfare in several respects.

  • Reducing pollution in the Ganges results in improved water quality.

  • Promoting the construction and rehabilitation of sewage treatment plants.

  • Encouraging the right disposal of sewage before it is disposed of in the river.

  • River surface cleaning and disposal of floating materials from the river.

  • Protection of the natural species, such as dolphins and turtles, present in the river environment.

  • Promoting tree planting along the river for environmental balance.

  • Improving the sanitation system of urban centres located near the river.

  • Making people aware of river conservation and promoting community participation.

  • Fostering improvements in the monitoring of discharge of industrial sewage.

  • Promoting the sustainable management of water resources of the Ganga river basin.

Stakeholders Associated with the Namami Gange Programme

The Centre implements the Namami Gange Programme through its ministries, state governments, municipalities, and other agencies authorised to participate. Citizens, as a rule, do not make direct applications for the scheme. The stakeholders in the programme include:

Agency Role
Central Government Ministries Undertake projects which have been sanctioned under the programme
State Governments States bordering the river implement sanctioned projects
Urban Local Bodies Play an active role in sewage treatment and river conservation projects
Government Agencies Carry out implementation activities as required
Public Sector Organisations Aid in infrastructure buildout and conservation projects
Communities and NGOs Support public awareness, conservation, and community engagement activities in line with programme guidelines

Major Initiatives Under Namami Gange Programme

The Namami Gange Programme adopts an integrated approach to river conservation through multiple initiatives aimed at reducing pollution, restoring ecosystems, and improving river basin management. Major initiatives include:

  • Sewerage Treatment Infrastructure: Sewage treatment facilities include construction, renovation, and upgrading of sewage treatment plants (STPs), sewers, and pumping stations in order to prevent sewage discharge to the River Ganga.

  • River Surface Cleaning: Use of special equipment to periodically clean the surface of the river from floating waste materials and debris.

  • Riverfront Development: Construction of new and redevelopment of existing ghats to provide a clean and aesthetic riverfront with sufficient amenities to the river users.

  • Industrial Effluent Monitoring: Pollution control measures and monitoring of industries for compliance of environment regulations.

  • Biodiversity Conservation: Biodiversity preservation includes the protection and conservation of species such as Gangetic dolphins, turtles, gharials, and native fish.

  • Afforestation: It involves the plantation of indigenous tree species along the Ganga basin to ensure wildlife habitat and maintain ecological balance.

Namami Gange Programme - Implementation Process

Since the Namami Gange Programme is a government project dealing with ecological issues in the country, and has no individual beneficiaries, there is no process for individuals to apply.

The implementation process involves:

  • The government determining the necessary steps to be taken for the river’s conservation.

  • Preparation of project proposals by implementing agencies.

  • Review of plans by the National Mission for Clean Ganga, where a decision is taken on their adoption.

  • The Government of India sanctions funds for approved projects.

  • Implementation of projects by state and local governments, as well as implementation agencies.

  • Establishment of monitoring and reporting systems and review of projects to keep track of the progress.

As part of the Clean Ganga Mission, local governments and organisations conduct awareness campaigns, area cleaning activities, and launch community projects where participation is open to all.

Namami Gange Programme - Policy Framework

The Namami Gange Programme adopts a basin-based approach. It not only aims at addressing pollution control but also focuses on a multi-pronged approach to restore the river ecosystem.

Major components include:

  • Construction of infrastructure for the treatment of sewage, so that less raw wastewater goes into the river.

  • Monitoring industrial effluents to ensure that pollution control norms are followed.

  • Collection and removal of solid waste present on the river surface

  • Launching biodiversity conservation programmes for the protection of aquatic flora and fauna and their habitats.

  • Launching tree plantation programmes in the catchment areas of the Ganga River.

  • Strengthening sanitation programmes for towns situated on the river bank.

  • Holding public awareness programmes focused on the Clean Ganga mission.

The National Mission for Clean Ganga collaborates with national ministries, state governments, and local governments for implementing projects for sustainable river management.

Conclusion

The Namami Gange Programme is the flagship initiative launched by the Indian government for the conservation and rejuvenation of the River Ganga. The programme is implemented by the National Mission for Clean Ganga and focuses on improving the ecological health of the river basin through pollution abatement, sewerage treatment infrastructure, wildlife protection, afforestation, and public participation. It also promotes programmes for long-term conservation of the Ganga and sustainable river management, in cooperation with stakeholders.


Premium By Age

Did you Find the Content Helpful?

If yes, Please rate us.

content-usefull

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

+On the basis of your profile

+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10

+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10

+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10

+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10

+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.

+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.

+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.

+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2026 policybazaar.com. All Rights Reserved

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance

Government-scheme-term-insurance Articles

  • Recent Article
  • Popular Articles
17 Aug 2026

Atal Bhujal Yojana (Atal Jal)

The Indian government launched the Atal Bhujal Yojana or Atal

Read more
17 Aug 2026

PHED – Haryana Water Services (UMANG)

The Public Health Engineering Department (PHED), Haryana, looks

Read more
05 Aug 2026

Swadhar Greh

The Indian Government, with the support of the Ministry of Women

Read more
05 Aug 2026

One Stop Centre (Sakhi)

One Stop Centre (OSC), popularly known as Sakhi, is a scheme

Read more
31 Jul 2026

Telangana MeeSeva (UMANG)

The Telangana MeeSeva service by the Government of Telangana is

Read more

Mahajyoti Tab Scheme

The Mahajyoti Tab Scheme is an exclusive programme that provides free tablets to marginalised students who are

Read more

Modi Home Loan Scheme 2026: Complete Guide to PM...

If you have been searching for information on the Modi home loan scheme, you are not alone. Millions of Indian

Read more

Gujarat-iKhedut

The iKhedut Portal is an online platform developed by the Government of Gujarat to help farmers and other

Read more

Jan Aushadhi Sugam: Find Generic Medicines and...

Jan Aushadhi Sugam is the digital portal of Pradhan Mantri Bhartiya Janaushadhi Pariyojana (PMBJP). The

Read more

Kasturba Gandhi Balika Vidyalaya (KGBV)

Kasturba Gandhi Balika Vidyalaya (KGBV) is a Government of India scheme launched in August 2004 to set up

Read more

PM Scholarship for Central Armed Police Forces

The Prime Minister Scholarship Scheme (PMSS) for Central Armed Police Forces (CAPF) and Assam Rifles offers

Read more
Get Call Back Now
CCBot
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL