PM Annadata Aay Sanrakshan Abhiyan (PM-AASHA)

Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM-AASHA) is an umbrella scheme by the Indian government to ensure remunerative prices to farmers and stable prices for consumers. With a ₹35,000 crore allocation, it guarantees Minimum Support Price (MSP) for oilseeds, pulses, and copra through direct procurement and price deficiency compensation.

Read more
53 Partners Insurance Partners
15.8 Crore Registered Consumer
7.16 Crore Policies Sold
We are rated ++ rating
₹1 Crore Life cover starting from +
Lowest Price Guarantee ˜
Check Your Premium Now
Please wait. We Are Processing..
Term Insurance
By continuing you agree to receive assistance and agree to our Privacy Policy , Terms of use & +Disclaimer
×

The PM AASHA scheme was launched in 2018 by the Indian government to financially uplift the farmers of India. It is a combination of procurement-based pricing and the price-deficiency-based approaches that help the farmers with variations in the market prices.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

PM AASHA Scheme Details

The main focus of the PM AASHA scheme covers pulses, the oilseeds and copra crops, where the pricing tends to fluctuate. The participation of the farmers is dependent on the applicable components, such as Price Support Scheme (PSS), Price Deficiency Payment Scheme (PDPS), Market Intervention Scheme (MIS), and Private Procurement & Stockist Scheme (PPSS). The implementation of this scheme is done through central nodal agencies (NAFED, FCI, NCCF), state governments and even specific procurement bodies to support the farmers in all parts of the country.

In February 2025, the Union Cabinet approved the continuation of the integrated PM-AASHA scheme through the 15th Finance Commission Cycle, up to 2025-26, with a total financial outlay of Rs. 35,000 crore. As part of this, the government converged the Price Support Scheme (PSS) and the Price Stabilisation Fund (PSF) under PM-AASHA to serve farmers and consumers more efficiently.

Benefits of PM AASHA Scheme

There are many government life insurance schemes for the citizens’ welfare. But that’s not often enough. That’s why there are specific schemes like the PM AASHA. Stated below are the benefits of the PM Annadata Aay Sanrakshan Abhiyan that are usually provided to the farmers:

  • Guaranteed MSP (Minimum Support Price) for notified crops

  • Assured protection to farmers from market volatility

  • Special procurement of Tur, Urad, and Masur under PSS

  • Transportation and storage costs coverage for NAFED/NCCF under special interventions

  • The scheme is aimed at reducing stress to the farmers during the low sales periods in the markets

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Eligibility Criteria of AASHA Scheme

Given below are the policies and the eligibility criteria for the scheme:

Category Requirement
Applicant Type Indian farmer and actual cultivator of a notified crop in the notified procurement area.
Registration Pre-registration is generally mandatory through the designated procurement portal (such as NAFED e-Samridhi or NCCF e-Samyukti) either directly or via authorized agencies like PACS, FPOs, or procurement centres, as applicable in the state.
Crop Eligibility Only notified pulses, oilseeds, and copra covered under the Price Support Scheme (PSS).
Payment Mode Payment is made through Direct Benefit Transfer (DBT) directly into the farmer's registered bank account after successful procurement.

The farmers are required to meet the eligibility criteria defined by the Ministry of Agriculture and the respective state authorities. The implementation of the scheme relies on the state government’s choice in participation and procurement arrangements.

How To Apply to the AASHA Scheme?

The PM Annadata Aay Sanrakshan Abhiyan is designed to function through the procurement and price support mechanism instead of a national application process, which means the state government decides on participation. Here is a generic application process:

  • The farmers can visit the NAFED e-Samridhi or state-specific agriculture portal.

  • The crops that are eligible for the scheme are transported to the procurement centres or sold through the approved platforms.

  • The crops are purchased at MSP under the Price Support Scheme or the PSS, whichever is applicable.

  • Under the Price Deficiency Payment Scheme or the PDPS, the farmers receive payment of the price difference that is based on the notified guidelines.

  • Payments are processed through government-approved systems and transferred as per applicable procedures.

Documents Required for PM AASHA Scheme

To apply for the PM AASHA (Pradhan Mantri Annadata Aay Sanrakshan Abhiyan) scheme, farmers must provide proof of identity, land cultivation, and bank details for Direct Benefit Transfer. Essential documents typically include:

  • Aadhaar Card

  • Valid Land Records for proof of cultivation and ownership

  • Bank Account Details: Passbook or cancelled check clearly showing the IFSC code and account number for the Direct Benefit Transfer (DBT).

  • Crop/Sowing Certificate: A certificate from the local agriculture or revenue department detailing the crops sown.

  • Mandi/Sales Transaction Proof: If you are claiming under the Price Deficiency Payment Scheme (PDPS), you must provide sale receipts or transaction records from registered mandis.

Summing Up

PM AASHA full form is PM Annadata Aay Sanrakshan Abhiyan. The scheme provides price support to the farmers by creating strong procurement and providing mechanisms that are aligned with the Minimum Support Price for specific crops. The scheme, often called PM AASHA India, is a coordinated effort between central and state agencies and portals to support the farmers and state agencies to support the farmers that produce and distribute pulses, oilseeds, and copra, and is a part of the wider efforts designed to make farmers’ lives easier.

FAQs

  • What is the full form of PM AASHA?

    Ans: PM-AASHA stands for Pradhan Mantri Annadata Aay SanraksHan Abhiyan, which translates to "Prime Minister's Farmer's Income Protection Campaign." It is an umbrella scheme of the Government of India.
  • When was PM-AASHA launched?

    Ans: PM-AASHA was launched in September 2018 by the Government of India as a new umbrella scheme to ensure fair, remunerative prices for farmers.
  • What is the objective of the PM-AASHA scheme?

    Ans: The scheme aims to ensure remunerative (fair) prices to farmers for their produce while also keeping essential commodities affordable for consumers, primarily by supporting Minimum Support Price (MSP) procurement for pulses, oilseeds, and copra.
  • What are the components of PM-AASHA?

    Ans: PM-AASHA integrates the Price Support Scheme (PSS), Price Stabilisation Fund (PSF), Price Deficiency Payment Scheme (PDPS), and Market Intervention Scheme (MIS), all administered together to strengthen procurement and price support.
  • Which agencies implement PM-AASHA procurement?

    Ans: Procurement under PM-AASHA's Price Support Scheme is carried out by Central Nodal Agencies, mainly NAFED and the Food Corporation of India (FCI), in coordination with state governments, with NCCF also playing a role in pulses procurement.

Premium By Age

Did you Find the Content Helpful?

If yes, Please rate us.

content-usefull

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

+On the basis of your profile

+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10

+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10

+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10

+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10

+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.

+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.

+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.

+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2026 policybazaar.com. All Rights Reserved

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance

Government-scheme-term-insurance Articles

  • Recent Article
  • Popular Articles
17 Aug 2026

Namami Gange Programme

The Namami Gange programme was initiated by the Government of

Read more
17 Aug 2026

Atal Bhujal Yojana (Atal Jal)

The Indian government launched the Atal Bhujal Yojana or Atal

Read more
17 Aug 2026

PHED – Haryana Water Services (UMANG)

The Public Health Engineering Department (PHED), Haryana, looks

Read more
05 Aug 2026

Swadhar Greh

The Indian Government, with the support of the Ministry of Women

Read more
05 Aug 2026

One Stop Centre (Sakhi)

One Stop Centre (OSC), popularly known as Sakhi, is a scheme

Read more

Modi Home Loan Scheme 2026: Complete Guide to PM...

If you have been searching for information on the Modi home loan scheme, you are not alone. Millions of Indian

Read more

Mahajyoti Tab Scheme

The Mahajyoti Tab Scheme is an exclusive programme that provides free tablets to marginalised students who are

Read more

Kasturba Gandhi Balika Vidyalaya (KGBV)

Kasturba Gandhi Balika Vidyalaya (KGBV) is a Government of India scheme launched in August 2004 to set up

Read more

National Digital Library of India: Free Access to...

The National Digital Library of India (NDLI) is a virtual repository of learning resources developed by IIT

Read more

Swadhar Greh

The Indian Government, with the support of the Ministry of Women and Child Development (MWCD), implemented the

Read more

Make In India

Make in India is a flagship initiative launched by the Government of India in 2014 to facilitate investment,

Read more
Get Call Back Now
Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL