HDFC Life Term Insurance Plans

HDFC Standard Life Insurance Company is a joint venture between Housing Development Finance Corporation Limited (HDFC) and Standard Life plc based out of the UK. While HDFC holds 74.60% of the company’s stake, Standard Life (Mauritius Holding) Limited holds 26% while the remaining is held by others. With the expertise of HDFC and Standard Life together under one umbrella, HDFC Standard Life has become a market leader in the insurance sector offering a wide range of products at competitive rates. Moreover, the company boasts of a strong foundation of sales force which helps to increase the company’s market share in the insurance sector. The range of products offered by HDFC life insurance includes Protection plans in the form of Term plans, Child Plans, Savings, and Investment Plans which are available in both conventional or ULIPs form and pension plans. With a wide range of products, the company strives to meet every individual’s insurance-related requirement at a single source.

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What are Term Insurance Plans?

Term Insurance Plans offer basic protection coverage to individuals. Term plans are the essence of life insurance which provides financial support to the family of the individual in case of premature death of the individual. In technical terms, term plans can be defined as a contract between the insurance company and the person insured wherein the company promises to pay a lump sum amount, called the Sum Assured if the insured dies during the term of the policy. The term of the policy is the time, in years, for which the plan has been bought by the insured. In exchange for the promise made by the insurer, the insured needs to pay premiums to the company against the chosen coverage for the term of the policy. 

Why buy Term Insurance early?

Your premium is decided on age at which you buy the policy and remains same, throughout your life

Premiums can increase between 4-8% each year after your Birthday

Your policy application could be rejected or premiums increase by 50-100%, if you develop a lifestyle disease

See how age affects Term Insurance Premiums
See how age affects Term Insurance Premiums
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Why a Term Insurance Plan?

Term Insurance, being the basic insurance plan, is the cheapest plan in the market in which, by paying a minimal amount of premium one can avail a high coverage for protection purposes. Life is uncertain and everybody faces the risk of untimely death. On the death of a family member, the family suffers both, emotional and financial loss. While emotional loss cannot be compensated, the financial loss suffered can be compensated considerably through insurance.

Term insurance, at the same time, offers high coverage at lower costs thus making it affordable to have high coverage. A high coverage ensures that the family is properly taken care of in the absence of the breadwinner without any financial hiccups. Most of the term plans in the market come with various payment options such as lump sum, annuity, or a combination of both. There are also term plans that use a part of the lump sum to invest in an annuity plan for the nominees. This ensures that the family members of the insured get a regular income without having to manage the large lump sum amount. 

Term Plans Offered by HDFC Standard Life

  1. HDFC Click2Protect 3D Plus Plan

    HDFC Click2Protect 3D Plus plan is one of the latest non-linked, life-long protection plans. This plan comes loaded with a host of benefits and features to ensure comprehensive protection and complete financial security for the policyholders. This plan is available in 9 different cover options and each option has plenty on offer for the policyholders.

  2. HDFC Click2Protect Plus Plan

    HDFC Standard Life offers a term plan which is called HDFC Click to Protect Plus Plan. The plan is a pure term insurance plan which is available online through the website of the company. The HDFC term plan is exhaustive in the sense that it provides the customer with 4 options of life cover wherein the death benefit can be availed in four different ways. This makes the HDFC life term plan universal because it becomes suitable for all and sundry through providing four death benefit options to the individuals.

  3. HDFC Life CSC Suraksha Plan

    HDFC Life CSC Suraksha is another HDFC life term insurance plan. The plan focuses on rural areas to facilitate the inclusion of the non-urban population into mainstream insurance and gives them the benefit of a life insurance policy. HDFC Life CSC Suraksha is being offered in a public-private partnership framework between HDFC Standard Life and the Government of India. This HDFC life term plan is simple, low cost, and easy to understand making it appropriate for first-time life insurance customers. This plan is retailed through Common Services Centre (CSC) increasing the reach in rural areas at a low cost. HDFC life CSC Suraksha’s term plan provides a lump sum amount to the family of the insured upon his or her demise.

HDFC Term Insurance Plans 

HDFC Term Insurance Plan Features and Benefits Eligibility Criteria
Click2Protect 3D Plus Plan This HDFC life term plan provides 9 cover options. These are Life Option, 3D Life Option, Extra Life Option, Income Option, Extra Life Income Option, Income Replacement Option, Return of Premium Option, Life Long Protection Option, and 3D Life Long Protection Option. (All except Life Long Options) Entry Age: 18 years (min); 65 years (max) Maturity Age: 23 years (min); 75 years (max) Policy Term: 5 years (min); 40 years (max) Sum Assured: Rs. 10 lakhs (min); No limit (max) Premium Payment Frequency: Monthly, quarterly, half-yearly, or yearly
Under this HDFC term plan, policyholders are provided with the death benefit, diagnosis with terminal illness benefits, accidental death benefit, critical illness, and maturity benefits depending upon the plan opted for.
The Life Stage Protection feature in this HDFC life term plan enables the policyholder to increase the sum assured at significant stages in one’s life such as 1st marriage, the birth of 1st and second child, etc. without having to run from pillar to post.
On marriage, 50% of the sum assured can be increased to a maximum of Rs. 50 lakh, and on the birth of every child (up to 2), 25% of the sum assured can be increased to a maximum of Rs. 25 lakh in this HDFC term plan.
Premiums can either be paid in a lump sum at commencement under the single premium plan option or regularly for the entire duration of the term under the regular premium plan option in this HDFC term plan.
Premiums paid are exempt from taxation under Section 80C and claim received is exempt under Section 10(10D) of the Income Tax Act, 1961.
Click 2 Protect Plus Plan This HDFC life term plan provides four cover options. These are Life Option, Extra Life Option, Income Option, and Income Plus Option. Entry Age: 18 years (min); 65 years (max) Maximum Maturity Age: 85 years Policy Term: 10 years (min); 40 years (max) except Life Option and Extra Life Option Sum Assured: Rs. 25 lakhs (min); No limit (max) Premium Payment Term: You can choose from regular pay, limited pay, or single pay Premium Payment Frequency: Single, monthly, quarterly, half-yearly, or yearly
Under this HDFC term plan, the death benefit is higher of either 125% of a single premium or sum assured for plans which have a single premium policy. For regular premium plans, the death benefit is higher than the sum assured, or 10 times the annual premium, or 105% of all the total premiums paid till the date of demise. The Life Stage Protection feature in this HDFC life term plan enables the policyholder to increase the sum assured at important milestones in life like marriage, childbirth, etc. without having to undergo a medical test for coverage enhancement.
On marriage, 50% of the sum assured can be increased to a maximum of Rs. 5 lakh, and on the birth of every child (up to 2), 25% of the sum assured can be increased to a maximum of Rs. 2.5 lakh in this HDFC term plan.
Under this HDFC life term plan, additional coverage can be decreased by the policyholder after attaining 45 years of age, which subsequently lowers future premiums
Premiums can either be paid in a lump sum at commencement under the single premium plan option or regularly for the entire duration of the term under the regular premium plan option in this HDFC term plan. The facility to pay premiums for a limited-term, lower than the overall term is also available under the limited premium plan option
There are preferential rates of premium available for non-smokers in this HDFC life term plan
HDFC Life Income Benefit on Accidental Disability Rider is available on request in this HDFC term plan. Adding the rider makes the coverage comprehensive as it promises to pay 1% of the rider sum assured every month to the insured for a fixed period of 10 years if the insured suffers total permanent disability in an accident.
Premiums paid are exempted from taxation as per the prevailing tax laws.
CSC Suraksha Plan Low cost, simple to understand HDFC term insurance plan Entry Age: 18 years (min); 55 years (max) Maturity Age: 23 years (min); 60 years (max) Policy Term: 5 years (min); 15 years (max) Sum Assured: Rs. 30,000 (min); Rs. 2,00,000 (max) Annual Premium Amount: Rs. 112 (min) Premium Payment Term: Equal to the policy term Premium Payment Frequency: Monthly, quarterly, semi-annual and annual
This HDFC life term plan is aimed at rural areas to facilitate the inclusion of the rural population into mainstream insurance
This HDFC term plan provides a lump sum amount to the family in the event of the death of the insured
Low premiums in this HDFC life term plan ensure affordability
The HDFC term plan policy is issued in a hassle-free manner with a Declaration of Good Health (DOGH)
Nominee receives a higher of either sum assured, or 10 times the annualized premium, or 105% of the total premiums paid as on the date of death of the policyholder in this HDFC term plan.
Premiums paid are exempt from taxation under Section 80C and claim received is exempt under Section 10(10D) of the Income Tax Act, 1961.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

Let us take a look at the features of the plans in detail for better understanding. 

HDFC Term Insurance - Click2Protect 3D Plus Plan

A non-linked, innovative HDFC term insurance plan, Click2Protect 3D Plus Plan comes loaded with the following features:

  • Low cost, easy to understand, and simple term insurance plan, click2Protect 3D Plus has been designed to ensure comprehensive savings and complete financial security of the policyholders.
  • This HDFC life term plan provides a lump sum amount as the death benefit to the family in the event of death of the insured.
  • This plan comes with 9 different cover options.
  • Low premiums under this HDFC term plan make this plan affordable.
  • Flexible policy term options ranging from 5 to 40 years.
  • Premiums paid are exempt from taxation under Section 80C and claim received is exempt under Section 10(10D) of the Income Tax Act, 1961.

Eligibility Conditions under Click2Protect 3D Plus Plan

Below is the product specification for Life Long Protection Option & 3D Life Long Protection Option:  

  Minimum Maximum
Entry Age 25 years 65 years
Maturity Age Whole Life
Policy Term (PT) in years Whole Life Whole Life
Premium Paying Term (PPT) in years Limited pay –65 – Age of Entry
Premium Paying Frequency Annual, half-yearly, quarterly, monthly
Sum Assured 10,00,000 No limit

 Below is the product specification for Life All Options except Life Long Protection Option & 3D Life Long Protection Option:  

   Minimum Maximum
Entry Age 18 years 65 years
Maturity Age 23 years  75 years
Policy Term (PT) in years 5 40 years
Premium Paying Term (PPT) in years Single Pay Limited pay –5 years to 39 years
Premium Paying Frequency Annual, half-yearly, quarterly, monthly, Single
Sum Assured 10,00,000 No limit

HDFC Term Insurance – Click2Protect Plus Plan

There are four coverage options under this HDFC term plan which are:

  1. Life option

    Under this HDFC term insurance plan, the death benefit is paid in a lump sum in case of unfortunate death of the life insured

  2. Extra Life Option

    This HDFC term insurance plan has an inbuilt Accidental Death Benefit Rider which promises an additional payout of the Sum Assured in case the life insured dies during the term of the policy through accident. So, in case of accidental death, the death benefit and the Accidental Death Benefit which is equal to the Sum Assured chosen under the policy is paid to the nominee

  3. Income Option

    Under this HDFC term insurance plan, 10% of the Sum Assured is paid in lump sum immediately on the death of the life insured. The remaining 90% of the Sum Assured is paid in equal monthly installments over 15 years post the death of the life insured. The rate of payment of the monthly installments will be 0.5% of the Sum Assured every month for 15 years. The monthly installments start the next month following the date of death of the life insured.

  4. Income Plus Option

    Under this HDFC term insurance plan, the entire death benefit which is the chosen Sum Assured is paid out in case of death of the life insured. After this, 0.5% of the Sum Assured is paid monthly for 10 years. The monthly payouts can be chosen to be of level payouts or increasing payouts as per the choice of the policyholder. Increasing payouts will increase by 10% per annum every year.

    • The death benefit paid under this HDFC term insurance plan will be higher than 125% of the Single Premium or the Sum Assured for plans which have the Single Premium feature. For Regular Premium plans, the death benefit will be higher than the Sum Assured or 10 times the annual premium. In any case, the death benefit paid to the nominee should not be lower than 105% of the total premiums paid till the date of death.
    • There is a Life Stage Protection feature under this HDFC term insurance plan which enables the policyholder to increase the Sum Assured at important milestones of the customer’s life like marriage, childbirth, etc. without having to undergo a medical test for the coverage enhancement
    • On marriage, 50% of the Sum Assured can be increased, and on the birth of each child, 25% of the SA can be increased in this HDFC life term plan.
    • The additional coverage can also be decreased by the policyholder in this HDFC term plan after attaining 45 years of age which will subsequently lower future premiums
    • Premiums can be paid either in a lump sum at the commencement of this HDFC term insurance plan under the Single Premium plan option or regularly for the entire duration of the term under the Regular Premium plan options. Moreover, the facility of paying premiums for a limited-term which is lower than the entire term of the plan is also available under the Limited Premium Plan options
    • Preferential rate of premium for non-smokers offering them lower rates in this HDFC term plan
    • HDFC Life Income Benefit on Accidental Disability Rider is available under this HDFC term insurance plan which can be added to the plan at the request of the policyholder. Adding the rider makes the coverage under the plan comprehensive because the rider promises to pay 1% of the rider Sum Assured every month to the insured for a fixed period of 10 years if the insured suffers Total Permanent Disability arising out of an accident.
    • Premiums paid are exempted from taxation as per the prevailing tax laws.

Eligibility Details Under Click2Protect Plus Plan

  Minimum Maximum
Entry Age 18 years 65 years
Maturity Age - 85 years
Policy Term 10 years 40 years
Sum Assured Rs.25 lakh No limit
Premium Payment Term Regular Pay or Limited Pay or Single Pay
Premium Payment Frequency Yearly, half-yearly, quarterly, or monthly

Exclusions

In accidental death benefit, nothing is paid if the accident is caused directly or indirectly due to the following reasons:

  • Death occurrence after 180 days from the date of the accident
  • Suicide, intentional or due to medical conditions whatsoever
  • Overdose of alcohol or any other drug consumption
  • Act of a criminal nature
  • Death in war, invasion, riots, or hostilities

Sample Premium

The following table shows the sample premium payable by individuals of different ages if they opt for coverage of Rs.50 lakhs. The policy term of the opted HDFC term plan is assumed to be 20 years and the premium is also deemed to be paid regularly i.e. for the entire tenure of 20 years. For this condition, the premium payable by individuals of different ages for the available four types of life coverage are tabulated below: 

Age Life Option (First Option) Extra Life Option (Second Option) Income Option (Third Option) Income Plus Option (Fourth Option)
40 years 7783 10281 6538 10508
50 years 19331 21828 16238 26097

HDFC Term Insurance - CSC Suraksha Plan

A simple, hassle-free HDFC term insurance plan with the following features:

  • Low cost, simple to understand term insurance plan aimed at rural areas to facilitate inclusion of rural population into mainstream insurance
  • This HDFC life term plan provides a lump sum amount to the family in the event of the death of the insured
  • Low premiums under this HDFC life term plan ensure affordability
  • Flexible policy term options ranging from 5 to 15 years
  • Policy issued in a hassle-free manner with Declaration of Good Health (DOGH)
  • Under this HDFC life term plan, the nominee will receive on death of the policyholder, higher of either sum assured, or 10 times the annualized premium, or 105% the total premiums paid as on the date of death
  • Premiums paid are exempt from taxation under Section 80C and claim received is exempt under Section 10(10D) of the Income Tax Act, 1961.

Eligibility Details Under CSC Suraksha Plan

Minimum Maximum
Entry Age 18 years 55 years
Maturity Age 23 years 60 years
Policy Term 5 years 15 years
Sum Assured Rs. 30,000 Rs. 2,00,000
Annual Premium Amount Rs. 112  -
Premium Payment Term Equal to the policy term
Premium Payment Frequency Monthly, Quarterly, Half-Yearly, Yearly
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Applying for HDFC Term Insurance Plan from the company -

  1. Online

    The company offered term plan may be availed online. The customer only needs to log into the company’s website, choose the coverage, calculate the relevant premium and provide his details. The premium will be determined using the filled details. The customer then needs to pay the premium online through credit card, debit card, or net banking facilities, and the HDFC life term plan policy will be issued 

  2. Intermediaries

    HDFC life term plans which are not available online can be purchased from agents, brokers, banks, etc. where the intermediaries help with the application process.

HDFC Term Insurance Plans - FAQs

  • Q. How to pay a premium? What are the modes of payment available?

    Ans: You can pay your HDFC term insurance premium through ANY these following methods:
    • ECS SYSTEM
    • Bill Pay – EBPP (Electronic Bill Presentment and Payment)
    • Dropbox
    • YES /AXIS Bank debit card
    • Bill pay-EBPP (Electronic bill presentment and payment)
    • Cash/Cheque Payments
    • NEFT 
    For paying the premium online, please visit the e-portal.
    • Step 1: Enter your HDFC term insurance policy details – policy number and policyholders date of birth
    • Step 2: Pay from your debit/ credit card or select your online bank account to make the payment
    • Step 3: Authenticate and confirm your payment details and receive an online premium payment receipt for your HDFC term plan
  • Q: How can I check the policy status for HDFC Life term insurance plans?

    Ans: You can check the policy status of your HDFC life term plan online if you are a registered user. Simply log into the e-portal with your Client ID and password to check the policy status.
  • Q. What is the policy renewal process for HDFC Life term insurance plans?

    Ans: Renew your HDFC term plan policy online. Here are the steps;
    • Step 1: Log in with your HDFC term plan customer ID and password on
    • Step 2: Select the HDFC term insurance policy due for renewal payment. Click Pay Renewal Premium Now
    • Step 3: Choose payment option- Credit/Debit Card or NEFT
    • Step 4: Authenticate and confirm your payment details and print the payment receipt of your HDFC life term plan
  • Q: What is the company’s process to settle the claim for HDFC Life term insurance plans?

    Ans: For HDFC term plan policyholders, a cashless claim settlement facility is permitted in case of hospitalization or surgery. For others the process is as follows:
    • Step 1: Duly fill the claims form
    • Step 2: Attach the relevant documents- medical bills, reports, accident reports- with your claims form
    • Step 3: Submit the documents at the Claims Office at any of the nearest HDFC branches in your city 
    Alternatively, you can post it at their registered headquarter:
    HDFC Standard Life Insurance Company Ltd. Lodha Excelus, 13th Floor Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai – 400011, Maharashtra, India.
  • Q. What is the policy cancellation process for HDFC Life term insurance plans?

    Ans: Policyholders of the HDFC life term plan must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. Within 72 hours, the refund will be made into your bank account, post deducting cancellation charges, stamp duty (if any), and medical tests.
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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HDFC Life Term Insurance Plans Reviews & Ratings

4.4 / 5 (Based on 36 Reviews)
(Showing Newest 25 reviews)
Om
, September 02, 2021
Remarkable educative experience
It was my first time buying a term insurance plan. Policy bazaar provided me with a remarkable educational experience as I learned about the quotes generating factors, type of claims, rider facilities and so on. Ultimately I purchased HDFC Life Saral Jeevan Bima for my family.
Arun
Atarsumba, February 16, 2021
Quick and subtle
My life has become hassle free when I bought the term insurance plan from the policybazaar. The customer care team of policybazaar is really good. Thank you so much team.
Amrish
Aul, February 16, 2021
Rider benefits
I availed the rider benefits when I bought the HDFC life term insurance plans. I got it very easily and it has enhanced my term insurance plan. I am happy.
Lekhak
Auraiya, February 16, 2021
Safety shield
My term insurance plan is like a safety shield for me and my family. I bought the hdfc life insurance plan from policybazaar. It has more advantages and my life has become so settle and best. Thanks.
Prabhjot
Anjar, September 06, 2016
Worthy Insurance
My friend suggested me a insurance policy which is very nice and has some new features. I buy hdfc term insurance policy in very convenient price. The terms and conditions of the policy is nice and flexible. Policy coverage is high and claims are simple to sanctioned. Service is fantastic with good behaviour.
Bhupesh
Haridwar, July 20, 2016
Quality Investment Plan
HDFC standard life insurance is the insurer provides me the term insurance plan in very low investments. Policy cover maximum expenditure and the claims are high which can be sanctioned easily. Updates regarding policy is mailed to me regularly.
Gaurav
Fatehgarh, July 20, 2016
HDFC Term Policy
The hdfc life insurance is one of the best insurance plan, it has maximum coverage and it facilitate the service which is on time. Claiming procedure is very easy due to fast service facilitate by the executives and staff of the company.
Hitesh
Kiratpur, July 20, 2016
Best Term Policy
HDFC term plan is the best insurance policy among all other because it provides much more benefits in low premiums. The online service is very nice and online renewals and updates are easily visit. The executives respond very well and claiming is so simple because of this.
Abhishek
Latur, July 20, 2016
Good Policy Coverage
The insurance i have is hdfc term insurance, it have high policy coverage ~89% and the claims are even better. Service facilitate is awesome and the renewals can be done by online portal service which is very simple to use and anybody can access it.
Sandeep
Dava, July 20, 2016
Term plan
My hdfc life term plan is fantastic with some good benefits like low premiums and high coverage. The service facilitate by the staff members of the company is fast and on time. Claiming get easy due to fast service.
Kumar
Anantnag, March 13, 2016
information
information for srevice
Vishal
Delhi, March 03, 2016
services are very late
services are very late of hdfc
Rahul
Navi_mumbai, February 16, 2016
Fantastic plan
I purchase the policy of hdfc life insurance term plan and it did work for me. Policy coverage and claims are high ~Rs.31.2 lakh. Service provided is really nice with low premiums i.e., investment is less but the returns are high. Good work.
Plan Name: Click 2 Protect Plus
Agent Code: BEW00148
Saurabh
Bengaluru, February 15, 2016
Awesome.
Recently i purchase life insurance term plan. Policy is awesome with huge benefits like claims and policy coverage is very attractive in respect to premium which is very low. Thank you hdfc standard.
Plan Name: C2P Plus Income Plus II
Agent Code: BBE04807
Tarun
Gurgaon, February 15, 2016
above average.
I own life insurance term plan from hdfc standard. The policy is good with less premiums. Claims are of Rs.29 Lakh. Policy coverage is around 80%. The services you provide is really works for me. Good job.
Plan Name: Click 2 Protect Plus
Agent Code: BPW00301
Juri
Tinsukia, February 15, 2016
Perfect plan...
Best plan ever, Really happy with this policy which has good policy coverage and claim is around thirty lakhs. Hdfc insurance term plan policy provide the best service and the investment is also less.
Plan Name: Click 2 Protect Plus
Agent Code: BPW00301
Abhinav
Navi_mumbai, February 15, 2016
"Bad Customer Service"
I have policy that is hdfc life insurance term plan. Premium is medium and returns is high. Policy coverage is 90% with claim amount ~Rs.25 L. The only problem is service, really very slow service. Please improve it.
Plan Name: Click 2 Protect Plus
Agent Code: BPW00301
Pooja
Kolkata, February 05, 2016
"Fabulous"
My friend suggest me to buy life insurance, so i got one from hdfc life. The policy is fantastic with some catchy things like the 95% hospitals are tie up with company of the whole city. Coverage and claims are high.
Plan Name: Click 2 Protect Plus
Agent Code: BPW01312
Rudra
Hyderabad, February 05, 2016
"Good Plan"
Nice policy with low premiums. Policy cover ambulance charges and the whole treatment. The claim is 80%. The 90% of hospitals are available. Service is fast and regular updates are provided through mails.
Plan Name: Click 2 Protect Plus
Agent Code: BPW01312
Kavita
Mumbai, February 05, 2016
"Worth Of Paying"
Standard insurance provide me very fine policy with good benefits. The policy coverage is high with 80% cases. Claims is 70% and easily get without any paperwork. The service is slow but done by taking some time. Premium is low. So fine policy.
Plan Name: C2P Plus Income Plus I
Agent Code: BBE06002
Patanjali
Pune, February 05, 2016
"Fantastic"
I buy life insurance by HDFC standard. The is with gerat benefits. The service providers are so good in there work and the coverage, claims are simple things to get at right time without any delay. Satisfactory policy.
Plan Name: C2P Plus Income Plus I
Agent Code: BPW01312
Abdul
Gurgaon, February 05, 2016
"Superb"
I have life insurance with hdfc standard. The policy have 100% coverage of all cases. They provide the best customer service, that's why the claiming part become easy and done on time. Great policy.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06002
ASHISH
Pune, February 05, 2016
"Really Good Deal"
Policy purchased by HDFC. Experience is great with services and the policy coverage is 70% of claims. The claims are 80%-90% of the cases. The cashless garages are high. I really am happy with the services.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06765
Pranay
Pune, February 05, 2016
"Fine"
I got life insurance by Standard. The policy is simple with great benefits, policy coverage is high, claims are around ₹ 20 Lakh. The service really very nice with fast response.
Plan Name: Click 2 Protect Plus
Agent Code: BPW01312
Mayur
Pune, February 04, 2016
"Average Term Plan"
I got HDFC insurance with my friend advice. The policy is average in all conditions. Policy provide 50-60% coverage and the service is little bit slow. The claims is low but the premium is also low, so that okay for the final payback.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06765
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