HDFC Life Term Insurance Plans

4.3 / 5 based on 32 User Reviews
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HDFC Term Insurance

HDFC Standard Life Insurance Company is a joint venture between Housing Development Finance Corporation Limited (HDFC) and Standard Life plc based out of UK. While HDFC holds 74.60% of the company’s stake, Standard Life (Mauritius Holding) Limited holds 26% while the remaining is held by others. With the expertise of HDFC and Standard Life together under one umbrella, HDFC Standard Life has become a market leader in the insurance sector offering a wide range of products at competitive rates. Moreover, the company boasts of a strong foundation of sales force which helps to increase the company’s market share in the insurance sector. The range of products offered by HDFC include Protection plans in the form of term plans, Child Plans, Savings and Investment Plans which are available in both conventional or ULIPs form and pension plans. With a wide range of products, the company strives to meet every individual’s insurance related requirement at a single source. 

What are Term Insurance Plans?

Term Insurance Plans offer the basic protection coverage to individuals. Term plans are the essence of life insurance which provides financial support to the family of the individual in case of premature death of the individual. In technical terms, term plans can be defined as a contract between the insurance company and the person insured wherein the company promises to pay a lump sum amount, called the Sum Assured, if the insured dies during the term of the policy. The term of the policy is the time, in years, for which the plan has been bought by the insured. In exchange of the promise made by the insurer, the insured needs to pay premiums to the company against the chosen coverage for the term of the policy. 

Why Term Insurance Plans?

Term Insurance, being the basic insurance plan, is the cheapest plan in the market where by paying a minimal amount of premium one can avail a high coverage for protection purposes. Life is uncertain and everybody faces the risk of untimely death. On the death of a family member, the family suffers both emotional and financial loss. While emotional loss cannot be compensated, the financial loss suffered can be compensated considerably through insurance. Term insurance, at the same time, offers high coverage at lower costs thus making it affordable to have a high coverage. A high coverage ensures that the family is properly taken care of in the absence of the bread-winner without any financial hiccups. Most of the term plans in the market come with various payment options such as lumpsum, annuity or a combination of both. There are also term plans that use a part of the lumpsum to invest in an annuity plan for the nominees. This ensures the family members of the insured get a regular income without having to manage the large lump sum amount. 

Term Plans offered by HDFC Standard Life

HDFC Click2Protect 3D Plus plan is one of the latest non-linked, term insurance plan introduced by HDFC. This plan comes loaded with a host of benefits and features to ensure comprehensive protection and complete financial security for the policy holders. This plan is available in 9 different cover options and each option has plenty on offer for the policy holders.

HDFC Standard Life offers a term plan which is called HDFC Click to Protect Plus Plan. The plan is a pure term insurance plan which is available online through the website of the company. The HDFC term plan is an exhaustive plan in the sense that it provides the customer with four options of life cover wherein the death benefit can be availed in four different ways. This makes the HDFC life term plan universal in nature because it becomes suitable for all and sundry through providing four death benefit options to the individuals. Along with this feature, the HDFC term plan also has additional attractive features which make it one of the best term insurance plans available in the market in the present day. 

HDFC Life CSC Suraksha is another HDFC life term plan. The plan focuses on rural areas to facilitate inclusion of the non-urban population into mainstream insurance and gives them the benefit of a life insurance policy. HDFC Life CSC Suraksha is being offered in a public private partnership framework between HDFC Standard Life and the Government of India. This HDFC life term plan is simple, low cost and easy to understand making it appropriate for first time life insurance customers. The HDFC term plan is retailed through Common Services Centre (CSC) increasing the reach in rural areas at a low cost. CSC Suraksha HDFC life term plan provides a lump sum amount to the family of the insured upon his or her demise.

 

HDFC Term Insurance Plans – Summary

 

HDFC Term Insurance Plan Features and Benefits Eligibility Criteria
Click2Protect 3D Plus Plan
  • This HDFC life term plan provides nine cover options. These are iLife Option, 3D Life Option, Extra Life Option, Income Option, Extra Life Income Option, Income Replacement Option, Return of Premium Option, Life Long Protection Option, 3D Life Long Protection Option.
  • Under this HDFC term plan, policy holders are provided with death/diagnosis with terminal illness benefits, accidental death benefit and maturity benefits.
  • The Life Stage Protection feature in this HDFC life term plan enables the policyholder to increase the sum assured at significant stages in one’s life such as 1st marriage, birth of 1st and second child, etc. without having to run from pillar to post.
  • On marriage, 50% of sum assured can be increased and on birth of every child, 25% of sum assured can be increased in this HDFC term plan
  • Premiums can either be paid in lump sum at commencement under the single premium plan option or regularly for the entire duration of the term under the regular premium plan option in this HDFC term plan.
  • Premiums paid are exempt from taxation under Section 80C and claim received is exempt under Section 10(10D) of the Income Tax Act
(All except Life Long Options)
  • Entry Age: 18 yrs (min);  

    65 yrs (max)
  • Maturity Age: 23 yrs (min); 

    75 yrs (max)
  • Policy Term: 5 yrs (min); 

    40 yrs (max)
  • Sum Assured: Rs. 10 lakhs (min); No limit (max)
  • Premium Payment Frequency: Monthly, quarterly, half-yearly or yearly
Click 2 Protect Plus Plan
  • This HDFC life term plan provides four cover options: Life Option, Extra Life Option, Income Option and Income Plus Option
  • Under this HDFC term plan, the death benefit is higher of 125% of single premium or sum assured for plans which have single premium feature. For regular premium plans, death benefit is higher of the sum assured or 10 times the annual premium. The death benefit cannot be lower than 105% of the total premiums paid till the date of demise.
  • The Life Stage Protection feature in this HDFC life term plan enables the policyholder to increase the sum assured at important milestones in life like marriage, child birth, etc. without having to undergo a medical test for coverage enhancement
  • On marriage, 50% of sum assured can be increased and on birth of every child, 25% of sum assured can be increased in this HDFC term plan
  • Under this HDFC life term plan, additional coverage can be decreased by the policyholder after attaining 45 years of age, which subsequently lowers future premiums
  • Premiums can either be paid in lump sum at commencement under the single premium plan option or regularly for the entire duration of the term under the regular premium plan option in this HDFC term plan. The facility to pay premiums for a limited term, lower than the overall term is also available under limited premium plan option
  • There are preferential rate of premium available for non-smokers in this HDFC life term plan
  • HDFC Life Income Benefit on Accidental Disability Rider is available on request in this HDFC term plan. Adding the rider makes the coverage comprehensive as it promises to pay 1% of the rider sum assured every month to the insured for a fixed period of 10 years if the insured suffers total permanent disability in an accident.
  • Premiums paid are exempt from taxation under Section 80C and claim received is exempt under Section 10(10D) of the Income Tax Act
  • Entry Age: 18 yrs (min); 

    65 yrs (max)
  • Maturity Age: 28 yrs (min); 

    75 yrs (max)
  • Policy Term: 10 yrs (min); 

    40 yrs (max)
  • Sum Assured: Rs. 25 lakhs (min); No limit (max)
  • Premium Payment Term: Equal to the policy term or limited pay or single pay
  • Premium Payment Frequency: Monthly, quarterly, half-yearly or yearly
CSC Suraksha Plan
  • Low cost, simple to understand HDFC term insurance plan
  • This HDFC life term plan is aimed at rural areas to facilitate inclusion of rural population into mainstream insurance
  • This HDFC term plan provides a lump sum amount to the family in the event of death of the insured
  • Low premiums in this HDFC life term plan ensure affordability
  • The HDFC term plan policy is issued in a hassle free manner with a Declaration of Good Health (DOGH)
  • Nominee receives higher of sum assured or 10 times the annualised premium or 105% the total premiums paid as on the date of death on death of the policyholder in this HDFC term plan
  • Tax benefits on premiums paid under Section 80(c) of the Income Tax Act, 1961
  • Entry Age: 18 yrs (min); 

    55 yrs (max)
  • Maturity Age: 23 yrs (min); 

    60 yrs (max)
  • Policy Term: 5 yrs (min);

    15 yrs (max)
  • Sum Assured: Rs. 30,000 (min); Rs. 2,00,000 (max)
  • Annual Premium Amount: 
  • Rs. 112 (min)
  • Premium Payment Term: Equal to the policy term
  • Premium Payment Frequency: Monthly, quarterly, semi-annual and annual

  

Let us take a look at the features of the plans in detail for better understanding. 

HDFC Term Insurance - Click2Protect 3D Plus Plan

A non-linked, innovative HDFC term insurance plan, Click2Protect 3D Plus Plan comes loaded with following features:

  • Low cost, easy to understand and simple term insurance plan, click2Protect 3D Plus has been designed to ensure comprehensive savings and complete financial security of the policy holders.
  • This HDFC life term plan provides a lump sum amount as the death benefit to the family in the event of death of the insured.
  • This plan comes with 9 different cover options.
  • Low premiums under this HDFC term plan make this plan affordable.
  • Flexible policy term options ranging from 5 to 40 years.
  • Tax benefits on premiums paid under Section 80(c) of the Income Tax Act, 1961.

Eligibility Conditions:

Below is the product specification for Life Long Protection Option & 3D Life Long Protection Option:  

 

Minimum

Maximum

Entry Age

25 years

65 years

Maturity Age

Whole Life

Policy Term (PT) in years

5

Whole Life

Premium Paying Term (PPT) in years

Limited pay –65 – Age of Entry

Premium Paying Frequency

Annual, half-yearly, quarterly, monthly

Sum Assured

10,00,000

No limit

 

Below is the product specification for Life All Options except Life Long Protection Option & 3D Life Long Protection Option:  

 

  

Minimum

Maximum

Entry Age

18 years

65 years

Maturity Age

23 years

 75 years

Policy Term (PT) in years

5

40 years

Premium Paying Term (PPT) in years

Single Pay

Limited pay –5 years to 39 years

Premium Paying Frequency

Annual, half-yearly, quarterly, monthly, Single

Sum Assured

10,00,000

No limit

 

HDFC Term Insurance - Click to Protect Plus Plan

There are four coverage options under this HDFC term plan which are:

  • Life option – under this HDFC term insurance plan, the death benefit is paid in lump sum in case of unfortunate death of the life insured
  • Extra Life Option – this HDFC term insurance plan has an inbuilt Accidental Death Benefit Rider which promises an additional payout of the Sum Assured in case the life insured dies during the term of the policy through accident. So, in case of accidental death, the death benefit and the Accidental Death Benefit which is equal to the Sum Assured chosen under the policy is paid to the nominee
  • Income Option – under this HDFC term insurance plan, 10% of the Sum Assured is paid in lump sum immediately on death of the life insured. The remaining 90% of the Sum Assured is paid in equal monthly installments over a period of 15 years post the death of the life insured. The rate of payment of the monthly installments will be 0.5% of the Sum Assured every month for 15 years. The monthly installments start from the next month following the date of death of the life insured.
  • Income Plus Option – under this HDFC term insurance plan, the entire death benefit which is the chosen Sum Assured is paid out in case of death of the life insured. After this, 0.5% of the Sum Assured is paid monthly for a period of 10 years. The monthly payouts can be chosen to be of level payouts or increasing payouts as per the choice of the policyholder. Increasing payouts will increase @ 10% per annum every year.
  • The death benefit paid under this HDFC term insurance plan will be higher of 125% of the Single Premium or the Sum Assured for plans which have the Single Premium feature. For Regular Premium plans, the death benefit will be higher of the Sum Assured or 10 times the annual premium. In any case, the death benefit paid to the nominee should not be lower than 105% of the total premiums paid till the date of death.
  • There is a Life Stage Protection feature under this HDFC term insurance plan which enables the policyholder to increase the Sum Assured at important milestones of the customer’s life like marriage, child birth, etc. without having to undergo a medical test for the coverage enhancement
  • On marriage, 50% of the Sum Assured can be increased and on the birth of each child, 25% of the SA can be increased in this HDFC life term plan.
  • The additional coverage can also be decreased by the policyholder in this HDFC term plan after attaining 45 years of age which will subsequently lower future premiums
  • Premiums can be paid either in a lump sum at the commencement of this HDFC term insurance plan under the Single Premium plan option or regularly for the entire duration of the term under the Regular Premium plan options. Moreover, the facility of paying premiums for a limited term which is lower than the entire term of the plan is also available under the Limited Premium Plan options
  • Preferential rate of premium for non-smokers offering them lower rates in this HDFC term plan
  • HDFC Life Income Benefit on Accidental Disability Rider is available under this HDFC term insurance plan which can be added to the plan on request of the policyholder. Adding the rider makes the coverage under the plan comprehensive because the rider promises to pay 1% of the rider Sum Assured every month to the insured for a fixed period of 10 years if the insured suffers Total Permanent Disability arising out of an accident.
  • Tax benefit is available on the premium paid and the claim received. The premiums paid are exempt from taxation under Section 80C of the Income Tax Act and the claim received in exempt under Section 10(10D) of the Income Tax Act.

 

Eligibility Details:

 

Minimum

Maximum

Entry Age

18 years

65 years

Maturity Age

28 years

75 years

Policy Term

10 years

40 years

Sum Assured

Rs.25 lakhs

No limit

Premium Payment Term

Equal to the policy term or Limited Pay or Single Pay

Premium Payment Frequency

Yearly, half-yearly, quarterly or monthly

 

Exclusions

  • In case of suicide committed within 12 months of policy inception or policy revival only 80% of premiums paid are returned to the nominee and no Death Benefit will be paid under this HDFC life term plan.
  • In case of the rider benefit in this HDFC term plan, if death occurs 6 months after the accident it is excluded from the scope of the rider coverage. Accidental death due to intentional self-inflicted injury, alcohol abuse, war, aviation, acts of criminal nature or due to participating in hazardous activities are some of the other cases where the rider coverage will not operate and the following event will be excluded from the rider cover.

 

Sample Premium

The following table shows the sample premium payable by individuals of different ages if they opt for coverage of Rs.50 lakhs. The policy term of the opted HDFC term plan is assumed to be 20 years and the premium is also deemed to be paid regularly i.e. for the entire tenure of 20 years. For this conditions, the premium payable by the individuals of different ages for the available four types of life coverage are tabulated below:

 

Age

Life Option
(First Option)

Extra Life Option (Second Option)

Income Option
(Third Option)

Income Plus Option (Fourth Option)

40 years

7783

10281

6538

10508

50 years

19331

21828

16238

26097

  

HDFC Term Insurance - CSC Suraksha Plan

A simple, hassle free HDFC term insurance plan with the following features:

  • Low cost, simple to understand term insurance plan aimed at rural areas to facilitate inclusion of rural population into mainstream insurance
  • This HDFC life term plan provides a lump sum amount to the family in the event of death of the insured
  • Low premiums under this HDFC life term plan ensure affordability
  • Flexible policy term options ranging from 5 to 15 years
  • Policy issued in a hassle free manner with Declaration of Good Health (DOGH)
  • Under this HDFC life term plan, the nominee will receive on death of the policyholder, higher of sum assured or 10 times the annualised premium or 105% the total premiums paid as on the date of death
  • Tax benefits on premiums paid under Section 80(c) of the Income Tax Act, 1961

 

Eligibility Details:

 

Minimum

Maximum

Entry Age

18 years

55 years

Maturity Age

23 years

60 years

Policy Term

5 years

15 years

Sum Assured

Rs. 30,000

Rs. 2,00,000

Annual Premium Amount

Rs. 112

 

Premium Payment Term

Equal to the policy term

Premium Payment Frequency

Monthly, Quarterly, Half-Yearly, Yearly

  

Applying for a HDFC Term Insurance Plan from the company:

 Online

The company offered term plan may be availed online. The customer only needs to log into the company’s website, choose the coverage, calculate the relevant premium and provide his details. The premium will be determined using the filled details. The customer then needs to pay the premium online through credit card, debit card or net banking facilities and the HDFC life term plan policy will be issued

 

Intermediaries

HDFC life term plans which are not available online can be purchased from agents, brokers, banks, etc. where the intermediaries help with the application process.

  

HDFC Term Insurance Plans - FAQs 

1. How to pay premium? What are the modes of payment available?

You can pay your HDFC term insurance premium through ANY these following methods:

  • ECS SYSTEM
  • Bill Pay – EBPP (Electronic Bill Presentment and Payment)
  • Drop box
  • YES /AXIS Bank debit card
  • Bill pay-EBPP(Electronic bill presentment and payment)
  • Cash/Cheque Payments
  • NEFT 

For paying premium online, please visit e-portal.

Step 1: Enter your HDFC term insurance policy details – policy number and policyholders date of birth

Step 2: Pay from your debit/ credit card or select your online bank account to make the payment

Step 3: Authenticate and confirm your payment details and receive online premium payment receipt for your HDFC term plan 

2. How can I check policy status for HDFC Life term insurance pans?

You can check policy status of your HDFC life term plan online, if you are a registered user. Simply log into the e-portal with your Client ID and password to check the policy status.  

3. What is the policy renewal process for HDFC Life term insurance pans?

Renew your HDFC term plan policy online. Here are the steps;

Step 1: Login with your HDFC term plan customer ID and password on

Step 2: Select the HDFC term insurance policy due for renewal payment. Click Pay Renewal Premium Now

Step 3: Choose payment option- Credit/Debit Card or NEFT

Step 4: Authenticate and confirm your payment details and print the payment receipt of your HDFC life term plan 

4. What is the company’s process to settle claim for HDFC Life term insurance pans?

For HDFC term plan policyholders, Cashless facility is permitted in case of hospitalization or surgery. For others the process is as follows;

Step 1: Duly fill the claims form

Step 2: Attach the relevant documents- medical bills, reports, accident report- with your claims form

Step 3: Submit the documents at the Claims Office at any of your nearest HDFC branch in your city 

Alternatively, you can post it at their registered headquarter:

HDFC Standard Life Insurance Company Ltd.Lodha Excelus, 13th Floor Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai – 400011, Maharashtra, India.

5. What is the policy cancellation process for HDFC Life term insurance pans?

Policyholders of HDFC life term plan must attach all the relevant policy documents along with a duly filled surrender form at any of the branch locations in their city. Within 72 hours, the refund will be made into your bank account, post deducting cancellation charges, stamp duty (if any), and medical tests.

HDFC Life Term Insurance Plans Reviews

TOTAL REVIEWS (32)
Prabhjot
Anjar
September 06, 2016

Worthy Insurance

My friend suggested me a insurance policy which is very nice and has some new features. I buy hdfc term insurance policy in very convenient price. The terms and conditions of the policy is nice and flexible. Policy coverage is high and claims are simple to sanctioned. Service is fantastic with good behaviour.

Bhupesh
Haridwar
July 20, 2016

Quality Investment Plan

HDFC standard life insurance is the insurer provides me the term insurance plan in very low investments. Policy cover maximum expenditure and the claims are high which can be sanctioned easily. Updates regarding policy is mailed to me regularly.

Gaurav
Fatehgarh
July 20, 2016

HDFC Term Policy

The hdfc life insurance is one of the best insurance plan, it has maximum coverage and it facilitate the service which is on time. Claiming procedure is very easy due to fast service facilitate by the executives and staff of the company.

Hitesh
Kiratpur
July 20, 2016

Best Term Policy

HDFC term plan is the best insurance policy among all other because it provides much more benefits in low premiums. The online service is very nice and online renewals and updates are easily visit. The executives respond very well and claiming is so simple because of this.

Abhishek
Latur
July 20, 2016

Good Policy Coverage

The insurance i have is hdfc term insurance, it have high policy coverage ~89% and the claims are even better. Service facilitate is awesome and the renewals can be done by online portal service which is very simple to use and anybody can access it.

Sandeep
Dava
July 20, 2016

Term plan

My hdfc life term plan is fantastic with some good benefits like low premiums and high coverage. The service facilitate by the staff members of the company is fast and on time. Claiming get easy due to fast service.

Kumar
Anantnag
March 13, 2016

information

information for srevice

Vishal
Delhi
March 03, 2016

services are very late

services are very late of hdfc

Rahul
Navi_mumbai
February 16, 2016

Fantastic plan

I purchase the policy of hdfc life insurance term plan and it did work for me. Policy coverage and claims are high ~Rs.31.2 lakh. Service provided is really nice with low premiums i.e., investment is less but the returns are high. Good work.
Plan Name: Click 2 Protect Plus
Agent Code: BEW00148

Saurabh
Bengaluru
February 15, 2016

Awesome.

Recently i purchase life insurance term plan. Policy is awesome with huge benefits like claims and policy coverage is very attractive in respect to premium which is very low. Thank you hdfc standard.
Plan Name: C2P Plus Income Plus II
Agent Code: BBE04807

Tarun
Gurgaon
February 15, 2016

above average.

I own life insurance term plan from hdfc standard. The policy is good with less premiums. Claims are of Rs.29 Lakh. Policy coverage is around 80%. The services you provide is really works for me. Good job.
Plan Name: Click 2 Protect Plus
Agent Code: BPW00301

Juri
Tinsukia
February 15, 2016

Perfect plan...

Best plan ever, Really happy with this policy which has good policy coverage and claim is around thirty lakhs. Hdfc insurance term plan policy provide the best service and the investment is also less.
Plan Name: Click 2 Protect Plus
Agent Code: BPW00301

Abhinav
Navi_mumbai
February 15, 2016

"Bad Customer Service"

I have policy that is hdfc life insurance term plan. Premium is medium and returns is high. Policy coverage is 90% with claim amount ~Rs.25 L. The only problem is service, really very slow service. Please improve it.
Plan Name: Click 2 Protect Plus
Agent Code: BPW00301

Pooja
Kolkata
February 05, 2016

"Fabulous"

My friend suggest me to buy life insurance, so i got one from hdfc life. The policy is fantastic with some catchy things like the 95% hospitals are tie up with company of the whole city. Coverage and claims are high.
Plan Name: Click 2 Protect Plus
Agent Code: BPW01312

Rudra
Hyderabad
February 05, 2016

"Good Plan"

Nice policy with low premiums. Policy cover ambulance charges and the whole treatment. The claim is 80%. The 90% of hospitals are available. Service is fast and regular updates are provided through mails.
Plan Name: Click 2 Protect Plus
Agent Code: BPW01312

Kavita
Mumbai
February 05, 2016

"Worth Of Paying"

Standard insurance provide me very fine policy with good benefits. The policy coverage is high with 80% cases. Claims is 70% and easily get without any paperwork. The service is slow but done by taking some time. Premium is low. So fine policy.
Plan Name: C2P Plus Income Plus I
Agent Code: BBE06002

Patanjali
Pune
February 05, 2016

"Fantastic"

I buy life insurance by HDFC standard. The is with gerat benefits. The service providers are so good in there work and the coverage, claims are simple things to get at right time without any delay. Satisfactory policy.
Plan Name: C2P Plus Income Plus I
Agent Code: BPW01312

Abdul
Gurgaon
February 05, 2016

"Superb"

I have life insurance with hdfc standard. The policy have 100% coverage of all cases. They provide the best customer service, that's why the claiming part become easy and done on time. Great policy.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06002

ASHISH
Pune
February 05, 2016

"Really Good Deal"

Policy purchased by HDFC. Experience is great with services and the policy coverage is 70% of claims. The claims are 80%-90% of the cases. The cashless garages are high. I really am happy with the services.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06765

Pranay
Pune
February 05, 2016

"Fine"

I got life insurance by Standard. The policy is simple with great benefits, policy coverage is high, claims are around ₹ 20 Lakh. The service really very nice with fast response.
Plan Name: Click 2 Protect Plus
Agent Code: BPW01312

Mayur
Pune
February 04, 2016

"Average Term Plan"

I got HDFC insurance with my friend advice. The policy is average in all conditions. Policy provide 50-60% coverage and the service is little bit slow. The claims is low but the premium is also low, so that okay for the final payback.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06765

Shubham
Darbhanga
February 04, 2016

"Good"

HDFC Standard Life Insurance provide me very fine life insurance term plans policy. The service is good, policy coverage is high. The claims are around Rs 21 lakh at the end of the policy.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06765

Shubham
Pune
February 04, 2016

"Superb"

I have life insurance term plan with HDFC Standard Life Insurance. The policy is great with many benefits. The policy coverage is around 80%. And claiming procedure is simple and short. Great policy with great outcomes.
Plan Name: Click 2 Protect Plus
Agent Code: BBE03914

Vikram
Noida
February 04, 2016

"Good"

I have life insurance policy with HDFC Standard Life Insurance. The policy covers around Rs 25 lakh with Rs 6,000 investment per month. The service is good each and every work is done on home itself. Nice policy, I like it.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06765

KAUSHIK
Anjar
February 04, 2016

"Fine"

Buy life insurance term plan from HDFC Standard Life Insurance. Good benefits like policy coverage, customer service is also great. The claims are really high and easy to get. Nice policy.
Plan Name: Click 2 Protect Plus
Agent Code: BBE06895