Term Plans
Pradhan Mantri Krishi Sinchai Yojana (PMKSY) is a Government of India irrigation scheme launched on 1 July 2015 to improve water access for farmers and support sustainable agriculture. Based on the vision of "Har Khet Ko Pani" and "Per Drop More Crop", the Krishi Sinchai Yojana focuses on expanding irrigation coverage, reducing water wastage, promoting efficient irrigation methods, and increasing crop productivity.
Eligible farmers can also apply for benefits through the PM Krishi Sinchai Yojana using the official PM Sinchai Yojana apply online portal, where available.
Term Plans
The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) aims to provide assured irrigation while promoting efficient and sustainable water use.
It encourages rainwater harvesting and water conservation through local water storage and irrigation practices, helping farmers make better use of available water.
The Krishi Sinchai Yojana places a strong focus on micro-irrigation methods such as drip and sprinkler irrigation to improve water-use efficiency at the farm level.
The scheme is implemented through four major components: The accelerated Irrigation Benefit Programme (AIBP), Har Khet Ko Pani, Per Drop More Crop (PDMC), and Watershed Development.
Under Per Drop More Crop (PDMC), farmers receive support for precision irrigation systems, water storage structures, efficient water distribution, water-lifting devices, and other modern irrigation solutions.
The scheme also promotes better coordination with existing government programmes, strengthening irrigation infrastructure and improving agricultural productivity.
The PM Krishi Sinchai Yojana is implemented by the Ministries of Jal Shakti, Agriculture and Farmers Welfare, and Rural Development. It offers a subsidy of 45% to 80% for drip/sprinkler irrigation, a method that can boost crop output by 40 to 50%. PMKSY mainly addresses irrigation gaps and helps farmers improve water efficiency through several useful features and benefits.
The PMKSY full form is Pradhan Mantri Krishi Sinchai Yojana. The PM Sinchai Yojana also helps farmers who use rural insurance solutions to manage risks related to unpredictable rainfall and crop dependency.
Expand irrigation coverage under the Krishi Sinchai Yojana so that more farmland has access to a reliable water supply.
Encourage the use of micro-irrigation methods such as drip and sprinkler systems to save water and improve irrigation efficiency.
Increase crop yields and farmers' income through better water management and modern irrigation practices.
Promote the use of Pradhan Mantri Drip Sinchai Yojana benefits for water-intensive crops like sugarcane, bananas, and cotton.
Improve irrigation facilities in water-scarce and groundwater-stressed regions to ensure sustainable farming.
Support the efficient use of water, energy, and fertilisers through techniques such as fertigation and pressurised irrigation.
Integrate the PM Krishi Sinchai Yojana with other government schemes, including solar-powered irrigation and existing water resources, for better results.
Encourage the adoption of scientific irrigation technologies to improve agricultural and horticultural productivity.
Create employment opportunities by promoting the installation, operation, and maintenance of modern irrigation systems.
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 15%#
Compare 40+ plans from 15 Insurers
The central and state governments share the funding, in line with the ratios.
The funding pattern varies, like 60:40 (Centre: State) for most states, then 90:10 for NE & Himalayan states, and 100% central funding for UTs.
Under the component of Per Drop More Crop, subsidies are given on the installation of micro-irrigation systems.
The scheme helps with developing irrigation infrastructure, including canals, water storage facilities, and distribution systems.
Technical advice and assistance to farmers about efficient irrigation practices.
Altogether, it’s important to ensure long-term income stability. Thus, for agricultural investments, farmers must prioritise financial security options and take benefits from various schemes of government life insurance.
While these initiatives enhance farm productivity and the efficient use of resources, achieving financial security is more than just improving the farm level. The unpredictability of climate change, income fluctuations, and unexpected life events are among the reasons farmers need to consider broader financial measures. From this perspective, life insurance is a relevant option for protecting long-term financial health.
The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) provides financial assistance to farmers for installing micro-irrigation systems that improve water-use efficiency.
Farmers can receive support for setting up drip and sprinkler irrigation systems for eligible crops under the Pradhan Mantri Drip Sinchai Yojana component.
The irrigation system can be installed either by the farmer or through an approved micro-irrigation company.
Small and marginal farmers can receive up to 55% subsidy, while other farmers can get up to 45% assistance, as per the applicable Central and State government funding pattern.
The subsidy amount is transferred directly to the farmer's bank account through the Direct Benefit Transfer (DBT) system.
Under the PM Krishi Sinchai Yojana, farmers may also benefit from water harvesting structures, farm ponds, and water-lifting devices to improve irrigation and water conservation.
Pradhan Mantri Krishi Sinchai Yojana is delivered by the means of state governments, and the main beneficiaries are farmers.
| Parameter | Details |
| Applicant Type | Individual farmers, farmer groups, Self Help Groups (SHGs), cooperatives, and agricultural institutions |
| Occupation | Must be engaged in agricultural or allied farming activities |
| Land Ownership | Must own or legally lease cultivable agricultural land |
| Farmer Category | Small and marginal farmers are given priority |
| Income Criteria | No uniform income limit is defined; however, priority may be given to economically weaker farmers as per state norms |
| Location | Farmers from all states and union territories are eligible |
Note: The eligibility criteria vary and depend on the specific component and the PMKSY guidelines (e.g., micro-irrigation under PDMC), implemented through state guidelines.
The applicant must be an Indian citizen.
Farmers from all States and Union Territories are eligible to apply under the Pradhan Mantri Krishi Sinchai Yojana (PMKSY).
The subsidy is available for a maximum of 5 hectares of land per beneficiary.
Only BIS-certified irrigation systems and components are eligible under the scheme.
Applicants must provide their Aadhaar details to receive benefits through the Direct Benefit Transfer (DBT) system.
Step 1: Visit your Gram Panchayat, Block Agriculture Office, or District Agriculture Office to learn about the PM Krishi Sinchai Yojana and collect the application form. You can also call the Kisan Call Centre (1800-180-1551) for assistance.
Step 2: Fill out the Krishi Sinchai Yojana application form with the required details and attach a passport-size photograph along with self-attested copies of the necessary documents.
Step 3: Submit the completed application form and supporting documents to the designated agriculture office for verification.
Step 4: After successful submission, collect the acknowledgment receipt or reference number to track your application status later.
The following mentioned documents are required for application of PMKSY Scheme.
Aadhaar card
Valid identity proof
Land ownership documents
Lease agreement (if applicable)
Bank account details for fund transfer
Address proof
Passport-size photograph
Caste Certificate (if applicable)
Domicile Certificate of the State/UT
Pradhan Mantri Krishi Sinchai Yojana is dedicated to increasing access to irrigation and enhancing water use efficiency in agriculture. As one of the major government schemes for farmers, the scheme's core motto is to make irrigation systems more sustainable and efficient across the nation and boost agricultural productivity.