Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

Pradhan Mantri Krishi Sinchai Yojana (PMKSY) is a Government of India irrigation scheme launched on 1 July 2015 to improve water access for farmers and support sustainable agriculture. Based on the vision of "Har Khet Ko Pani" and "Per Drop More Crop", the Krishi Sinchai Yojana focuses on expanding irrigation coverage, reducing water wastage, promoting efficient irrigation methods, and increasing crop productivity.

Read more
TERM INSURANCE
Life Cover For Family's Protection
INVESTMENT PLAN
Life Cover With Wealth Creation
  • Term Insurance
  • Investment Plan
A Financial Security For Your Family
 
   
View plans
Please wait. We Are Processing..
Grow Your Wealth with Protection
View Investment Plans
Please wait. We Are Processing..
By clicking on "View plans" you agree to our Privacy Policy and Terms of use
Get Updates on WhatsApp

Eligible farmers can also apply for benefits through the PM Krishi Sinchai Yojana using the official PM Sinchai Yojana apply online portal, where available.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Key Features of Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

  • The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) aims to provide assured irrigation while promoting efficient and sustainable water use.

  • It encourages rainwater harvesting and water conservation through local water storage and irrigation practices, helping farmers make better use of available water.

  • The Krishi Sinchai Yojana places a strong focus on micro-irrigation methods such as drip and sprinkler irrigation to improve water-use efficiency at the farm level.

  • The scheme is implemented through four major components: The accelerated Irrigation Benefit Programme (AIBP), Har Khet Ko Pani, Per Drop More Crop (PDMC), and Watershed Development.

  • Under Per Drop More Crop (PDMC), farmers receive support for precision irrigation systems, water storage structures, efficient water distribution, water-lifting devices, and other modern irrigation solutions.

  • The scheme also promotes better coordination with existing government programmes, strengthening irrigation infrastructure and improving agricultural productivity.

Pradhan Mantri Krishi Sinchai Yojana Details

The PM Krishi Sinchai Yojana is implemented by the Ministries of Jal Shakti, Agriculture and Farmers Welfare, and Rural Development. It offers a subsidy of 45% to 80% for drip/sprinkler irrigation, a method that can boost crop output by 40 to 50%. PMKSY mainly addresses irrigation gaps and helps farmers improve water efficiency through several useful features and benefits.

The PMKSY full form is Pradhan Mantri Krishi Sinchai Yojana. The PM Sinchai Yojana also helps farmers who use rural insurance solutions to manage risks related to unpredictable rainfall and crop dependency.

Objectives of Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

  • Expand irrigation coverage under the Krishi Sinchai Yojana so that more farmland has access to a reliable water supply.

  • Encourage the use of micro-irrigation methods such as drip and sprinkler systems to save water and improve irrigation efficiency.

  • Increase crop yields and farmers' income through better water management and modern irrigation practices.

  • Promote the use of Pradhan Mantri Drip Sinchai Yojana benefits for water-intensive crops like sugarcane, bananas, and cotton.

  • Improve irrigation facilities in water-scarce and groundwater-stressed regions to ensure sustainable farming.

  • Support the efficient use of water, energy, and fertilisers through techniques such as fertigation and pressurised irrigation.

  • Integrate the PM Krishi Sinchai Yojana with other government schemes, including solar-powered irrigation and existing water resources, for better results.

  • Encourage the adoption of scientific irrigation technologies to improve agricultural and horticultural productivity.

  • Create employment opportunities by promoting the installation, operation, and maintenance of modern irrigation systems.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

PMKSY Scheme Details: Financial Assistance and Support

  • The central and state governments share the funding, in line with the ratios.

  • The funding pattern varies, like 60:40 (Centre: State) for most states, then 90:10 for NE & Himalayan states, and 100% central funding for UTs.

  • Under the component of Per Drop More Crop, subsidies are given on the installation of micro-irrigation systems.

  • The scheme helps with developing irrigation infrastructure, including canals, water storage facilities, and distribution systems.

  • Technical advice and assistance to farmers about efficient irrigation practices.

Altogether, it’s important to ensure long-term income stability. Thus, for agricultural investments, farmers must prioritise financial security options and take benefits from various schemes of government life insurance.

While these initiatives enhance farm productivity and the efficient use of resources, achieving financial security is more than just improving the farm level. The unpredictability of climate change, income fluctuations, and unexpected life events are among the reasons farmers need to consider broader financial measures. From this perspective, life insurance is a relevant option for protecting long-term financial health.

Benefits of Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

  • The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) provides financial assistance to farmers for installing micro-irrigation systems that improve water-use efficiency.

  • Farmers can receive support for setting up drip and sprinkler irrigation systems for eligible crops under the Pradhan Mantri Drip Sinchai Yojana component.

  • The irrigation system can be installed either by the farmer or through an approved micro-irrigation company.

  • Small and marginal farmers can receive up to 55% subsidy, while other farmers can get up to 45% assistance, as per the applicable Central and State government funding pattern.

  • The subsidy amount is transferred directly to the farmer's bank account through the Direct Benefit Transfer (DBT) system.

  • Under the PM Krishi Sinchai Yojana, farmers may also benefit from water harvesting structures, farm ponds, and water-lifting devices to improve irrigation and water conservation.

PM Krishi Sinchai Yojana Eligibility Criteria

Pradhan Mantri Krishi Sinchai Yojana is delivered by the means of state governments, and the main beneficiaries are farmers.

Parameter Details
Applicant Type Individual farmers, farmer groups, Self Help Groups (SHGs), cooperatives, and agricultural institutions
Occupation Must be engaged in agricultural or allied farming activities
Land Ownership Must own or legally lease cultivable agricultural land
Farmer Category Small and marginal farmers are given priority
Income Criteria No uniform income limit is defined; however, priority may be given to economically weaker farmers as per state norms
Location Farmers from all states and union territories are eligible

Note: The eligibility criteria vary and depend on the specific component and the PMKSY guidelines (e.g., micro-irrigation under PDMC), implemented through state guidelines.

  • The applicant must be an Indian citizen.

  • Farmers from all States and Union Territories are eligible to apply under the Pradhan Mantri Krishi Sinchai Yojana (PMKSY).

  • The subsidy is available for a maximum of 5 hectares of land per beneficiary.

  • Only BIS-certified irrigation systems and components are eligible under the scheme.

  • Applicants must provide their Aadhaar details to receive benefits through the Direct Benefit Transfer (DBT) system.

Steps to Apply for Pradhan Mantri Krishi Sinchai Yojana (PMKSY) Offline

Step 1: Visit your Gram Panchayat, Block Agriculture Office, or District Agriculture Office to learn about the PM Krishi Sinchai Yojana and collect the application form. You can also call the Kisan Call Centre (1800-180-1551) for assistance.

Step 2: Fill out the Krishi Sinchai Yojana application form with the required details and attach a passport-size photograph along with self-attested copies of the necessary documents.

Step 3: Submit the completed application form and supporting documents to the designated agriculture office for verification.

Step 4: After successful submission, collect the acknowledgment receipt or reference number to track your application status later.

Documents Required to Apply for PMKSY Scheme

The following mentioned documents are required for application of PMKSY Scheme.

  • Aadhaar card

  • Valid identity proof

  • Land ownership documents

  • Lease agreement (if applicable)

  • Bank account details for fund transfer

  • Address proof

  • Passport-size photograph

  • Caste Certificate (if applicable)

  • Domicile Certificate of the State/UT

Summing Up

Pradhan Mantri Krishi Sinchai Yojana is dedicated to increasing access to irrigation and enhancing water use efficiency in agriculture. As one of the major government schemes for farmers, the scheme's core motto is to make irrigation systems more sustainable and efficient across the nation and boost agricultural productivity.

FAQs

  • Q: What is the Pradhan Mantri Krishi Sinchayee (PMKSY) scheme?

    Ans: PMKSY is a government scheme that provides irrigation systems, increases farmland, promotes efficient water use, reduces waste, and boosts crop yields through modern water-saving and precision irrigation methods.
  • Q: What are the four pillars of Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)?

    Ans: The four components of the PMKSY scheme are:
    Accelerated Irrigation Benefit Program (AIBP)
    Har Khet Ko Paani
    Watershed Development:
    Per Drop More Crop
  • Q: How to apply for the PMKSY scheme?

    Ans: You can either visit your district Agriculture Officer or call the Kisan Call Centre to get the application form and seek pmsky guidance.
  • Q: What are the main objectives of PMKSY?

    Ans: he primary goals of the PMKSY scheme are:
    Increase the area of irrigated agricultural land.
    Enhance the efficiency of water usage
    Reduce water wastage
    Encourage the adoption of precision irrigation, supporting rural insurance for farmers.
  • Q: Who is eligible for PMKSY?

    Ans: Farmers, farmer groups, cooperatives, trusts, companies, and institutions meeting scheme guidelines are eligible for PMKSY benefits.
  • Q: Which ministry implements the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)?

    Ans: PMKSY is implemented mainly by the Ministry of Agriculture & Farmers Welfare, with collaboration from Jal Shakti and Rural Development, as part of government schemes for farmers.
  • Q: How many projects are currently under PMKSY?

    Ans: Under the PM Krishi Sinchai Yojana, 1,601 projects across India support irrigation and water efficiency with an estimated cost of ₹8,853 Crore.
  • Q. What is the purpose of Pradhan Mantri Krishi Sinchai Yojana (PMKSY)?

    Ans: The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) aims to provide assured irrigation, improve water-use efficiency, reduce water wastage, and support sustainable agriculture.
  • Q. What are the aims of PM Krishi Sinchai Yojana?

    Ans: The PM Krishi Sinchai Yojana aims to expand irrigation coverage, promote "Har Khet Ko Pani" and "Per Drop More Crop," and increase agricultural productivity.
  • Q. How can I apply for PM Sinchai Yojana online?

    Ans: To PM Sinchai Yojana apply online, visit your state's Agriculture Department or the official PMKSY portal, complete the application, and upload the required documents.
  • Q. When was Pradhan Mantri Krishi Sinchai Yojana (PMKSY) launched?

    Ans: The Pradhan Mantri Krishi Sinchai Yojana (PMKSY) was launched on 1 July 2015 to improve irrigation coverage and promote efficient water management.

Popular Goverment Schemes

Term Insurance Articles

  • Recent Article
  • Popular Articles
17 Jul 2026

NRI Home Loan Interest Rates 2026

NRI home loan interest rates in India currently range from 8.40%

Read more
16 Jul 2026

ICICI Pru iProtect Care

ICICI Pru iProtect Care is a comprehensive term insurance plan

Read more
03 Jul 2026

Tata AIA Life Insurance Launches Student-Focused...

Tata AIA Life Insurance has launched a student-focused term

Read more
01 Jul 2026

Home Loan Interest Rate in West Bengal

Home loan interest rates in West Bengal typically range between

Read more
01 Jul 2026

Home Loan: Everything You Need to Know Before...

A home loan is an amount a person borrows from a financial

Read more

Calculate Term Insurance Premium Online in India...

Term Insurance Calculator Term insurance calculator is a free online tool that helps estimate the premium amount of

Read more

Buy Best ₹1 Cr Term Insurance Plan Online

A ₹1 Crore term insurance plan provides a high life cover at a highly affordable premium. If the policyholder

Read more

Home Loan Insurance Calculator: Estimate Your...

A home loan insurance calculator, also called a mortgage loan insurance calculator, is an easy-to-use online tool

Read more

Claim Settlement Ratio of Term Insurance Plan...

Term Life Insurance Claim Settlement Ratio (CSR) is an important parameter to be considered when choosing a term

Read more
  • Term Insurance
  • Investment Plan
A Financial Security For Your Family
+91
Get Call Back Now
Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL