Pradhan Mantri Krishi Sinchai Yojana (PMKSY)

Pradhan Mantri Krishi Sinchai Yojana is a centrally sponsored program and a convergence scheme introduced by the Government of India in 2015-16 to increase the irrigated area and enhance water efficiency through the "Har Khet Ko Pani" and "More Crop Per Drop" programs. 

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Pradhan Mantri Krishi Sinchai Yojana Details

The PM Krishi Sinchai Yojana is implemented by the Ministries of Jal Shakti, Agriculture and Farmers Welfare, and Rural Development. It offers a subsidy of 45% to 80% for drip/sprinkler irrigation, a method that can boost crop output by 40 to 50%. PMKSY mainly addresses irrigation gaps and helps farmers improve water efficiency through several useful features and benefits.

The PMKSY full form is Pradhan Mantri Krishi Sinchai Yojana. The PM Sinchai Yojana also helps farmers who use rural insurance solutions to manage risks related to unpredictable rainfall and crop dependency.

PMKSY Scheme Details: Financial Assistance and Support

  • The central and state governments share the funding, in line with the ratios.

  • The funding pattern varies, like 60:40 (Centre: State) for most states, then 90:10 for NE & Himalayan states, and 100% central funding for UTs.

  • Under the component of Per Drop More Crop, subsidies are given on the installation of micro-irrigation systems.

  • The scheme helps with developing irrigation infrastructure, including canals, water storage facilities, and distribution systems.

  • Technical advice and assistance to farmers about efficient irrigation practices.

Altogether, it’s important to ensure long-term income stability. Thus, for agricultural investments, farmers must prioritise financial security options and take benefits from various schemes of government life insurance.

While these initiatives enhance farm productivity and the efficient use of resources, achieving financial security is more than just improving the farm level. The unpredictability of climate change, income fluctuations, and unexpected life events are among the reasons farmers need to consider broader financial measures. From this perspective, life insurance is a relevant option for protecting long-term financial health.

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PM Krishi Sinchai Yojana Eligibility Criteria

Pradhan Mantri Krishi Sinchai Yojana is delivered by the means of state governments, and the main beneficiaries are farmers.

Parameter Details
Applicant Type Individual farmers, farmer groups, Self Help Groups (SHGs), cooperatives, and agricultural institutions
Occupation Must be engaged in agricultural or allied farming activities
Land Ownership Must own or legally lease cultivable agricultural land
Farmer Category Small and marginal farmers are given priority
Income Criteria No uniform income limit is defined; however, priority may be given to economically weaker farmers as per state norms
Location Farmers from all states and union territories are eligible

Note: The eligibility criteria vary and depend on the specific component and the PMKSY guidelines (e.g., micro-irrigation under PDMC), implemented through state guidelines.

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Application Process for Pradhan Mantri Krishi Sinchai Yojana

The application process under PMKSY applies mainly to components such as micro-irrigation under Per Drop More Crop (PDMC). The application can be done either online or offline.

Step-by-Step Process

  • Go to the pmksy.gov.in or visit their state's horticulture/agriculture department website

  • Register using basic details, including land and identity information

  • Choose the applicable Pradhan Mantri Krishi Sinchai Yojana component (e.g., micro-irrigation)

  • Enter the application form and attach the necessary documents

  • Send the Pradhan Mantri Sinchai Yojana application to be verified

  • The details are checked by local authorities, and the field is inspected when necessary

  • On approval, a subsidy or financial aid is disbursed to the recipient

Documents Required to Apply for PMKSY Scheme

  • Aadhaar card

  • Valid identity proof

  • Land ownership

  • Lease agreements (if applicable)

  • Bank account details for fund transfer

Summing Up

Pradhan Mantri Krishi Sinchai Yojana is dedicated to increasing access to irrigation and enhancing water use efficiency in agriculture. As one of the major government schemes for farmers, the scheme's core motto is to make irrigation systems more sustainable and efficient across the nation and boost agricultural productivity.

FAQ's

  • Q: What is the Pradhan Mantri Krishi Sinchayee (PMKSY) scheme?

    A: PMKSY is a government scheme that provides irrigation systems, increases farmland, promotes efficient water use, reduces waste, and boosts crop yields through modern water-saving and precision irrigation methods.
  • Q: What are the four pillars of Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)?

    A: The four components of the PMKSY scheme are:
    • Accelerated Irrigation Benefit Program (AIBP)
    • Har Khet Ko Paani
    • Watershed Development: 
    • Per Drop More Crop
  • Q: How to apply for the PMKSY scheme?

    A: You can either visit your district Agriculture Officer or call the Kisan Call Centre to get the application form and seek pmsky guidance.
  • Q: What are the main objectives of PMKSY?

    Ans: he primary goals of the PMKSY scheme are:
    • Increase the area of irrigated agricultural land. 
    • Enhance the efficiency of water usage
    • Reduce water wastage 
    •  Encourage the adoption of precision irrigation, supporting rural insurance for farmers.
  • Q: Who is eligible for PMKSY?

    A: Individuals, companies, partnership firms, FPOs, cooperatives, SHGs, and State Agriculture or Marketing Federations can apply for the PMKSY scheme.
  • Q: Which ministry implements the Pradhan Mantri Krishi Sinchayee Yojana (PMKSY)?

    A: PMKSY is implemented mainly by the Ministry of Agriculture & Farmers Welfare, with collaboration from Jal Shakti and Rural Development, as part of government schemes for farmers.
  • Q: How many projects are currently under PMKSY?

    A: Under the PM Krishi Sinchai Yojana, 1,601 projects across India support irrigation and water efficiency with an estimated cost of ₹8,853 Crore.

Premium By Age

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

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Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

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