City Union Bank Balance Check

City Union Bank provides easy, convenient access to its account information at all times. The City Union Bank Ltd. Balance Check is a process that includes various offline and online procedures, enabling users to check their balance instantly and safely. Be it missed calls, SMS, mobile banking, or WhatsApp, customers can comfortably check the balance in their City Union Bank account and operate their City Union Bank Savings Account effectively when comparing the Best Savings Bank Account.

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Senior Citizen FD Rates 2025
Guaranteed Return
Guaranteed Returns
Includes Life Cover
Includes Life Cover
Completely Tax Free+
Completely Tax Free+
3 Benefits, 1 Plan
Maximum returns offered by:
7.4%* (Tax-Free)

Guaranteed Plan

(By Insurance companies)
4.6%* (After Tax)

Fixed Deposit

(Offered by Banks)
4.0%*

Savings Account

(Post Office)
Maximum returns Offered by Guaranteed

6.5%**

Fixed Deposits

(by SBI bank)

(5-10 Years)

6.9%***

Public Provident Fund

(other popular options)

(15 Years)

We are rated++
rating
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Get Guaranteed returns up to 6.9%*

Fully Tax-Free, Life Cover Included

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We are rated++
rating
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold

City Union Bank Balance Check Methods

  1. Offline Method

    Customers who do not use the internet and those who prefer traditional banking are best served by offline methods.

    • City Union Bank Balance Check through Missed Call

      Customers can check their account balance by giving a missed call to 9278177444 from their registered mobile number.

      The call automatically disconnects, and the bank sends an SMS with the account balance available. This is a 24/7 free and secure service.

    • City Union Bank Balance Check using SMS Banking

      SMS banking allows customers to do their banking once their mobile number is registered with the bank.

      After registration, the user can request a balance inquiry and receive account information immediately via SMS.

    • City Union Bank Check Balance Check through ATM

      Go to the closest ATM and swipe your debit card.

      Enter your PIN and select “Balance Enquiry” or “Account Summary” to view your account balance on the screen.

    • City Union Bank Balance Check through the Passbook

      Customers can visit their closest branch to update their passbook. Passbook provides a comprehensive account of transactions and the current account balance.

    • City Union Bank Balance Check via Customer Care

      Customers can call 044-71225000 to get assistance with balance enquiries and other banking services.

  2. Online Method

    Online methods offer faster and more convenient ways to check your account balance.

    • City Union Bank Balance Check through Internet Banking

      The official City Union Bank internet banking portal provides customers with a way to log in using their credentials.

      Click the account summary to view the account balance and transactions.

    • City Union Bank Balance Check via WhatsApp Banking

      Saved WhatsApp number +91 44 71225000 and opened a chat with the digital assistant of the bank.

      WhatsApp allows users to check their account balance, view mini statements, and use other services.

    • City Union Bank Checking Balance through UPI Apps

      Customers can also make payments via UPI applications such as Google Pay, PhonePe or Paytm.

      Tap the Check Balance, select your linked account, and use your UPI PIN to see your balance immediately.

Benefits of Checking Your Bank Balance Regularly

Regular city union bank balance check offers several advantages:

  • Helps monitor daily spending and keep budget discipline.
  • Avoids transaction failure because of a lack of balance.
  • Identifies unauthorised transactions at high speed.
  • Enhances financial planning and savings.
  • Gives transparency of account activity.
  • The Savings Account at City Union Bank can be easily managed by Helps.
  • Selecting the Best Savings Bank Account enables a more effective comparison.

Key Takeaway

The City Union Bank Balance Check system offers various convenient solutions, including missed calls, SMS banking, mobile applications, internet banking, and WhatsApp. These will enable customers to check their account balances anytime, without any inconvenience.

Balance checks help one stay aware of finances and be more in control of expenditures and savings. City Union Bank, with its convenient services, provides its users with a stable banking experience when managing their finances and contemplating the Best Savings Bank Account.

FAQs

  • Does my City Union Bank allow me to check the balance without a debit card?

    Yes, you can use missed call, SMS banking or WhatsApp banking services without using a debit card.
  • Can all customers of City Union Bank use WhatsApp banking?

    Yes, customers with a registered mobile number can access WhatsApp banking services.
  • Am I able to check the balance by using a series of accounts to the same number?

    Yes, however, you might have to choose the specific account based on which service you use.
  • What to do when my balance enquiry service is not functioning?

    Make sure that you have registered and updated your mobile number with the bank. In case of problems, call customer service.
  • Is there any limit on how many times I can check my balance?

    No, the majority of balance enquiry services can be utilised repeatedly without limitations.


˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
* Applicable for Titanium variant of Max Life Smart Fixed-return Digital (Premium payment of 5 years, Policy term of 10 years) and a healthy male of 18 years old paying Rs. 30,000/- monthly (exclusive of all applicable taxes)
** Fixed deposit rate applicable for 5 year's 1 day to 10 years for investment amount less< 2 Crore ( Not for senior citizens).
*** PPF interest rate applicable for 15 years for investment amount upto 1.5 Lac
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company
##The Guaranteed Returns are dependent on the policy term and premium term availed along with other variable factors. 7.4% rate of return is for an 18-year-old, healthy male for a policy term of 20 years and a premium term of 10 years with ₹5,00,000 annually installment premium. All plans listed here are from insurance companies’ funds.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
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