Contractors All Risk Insurance for Flyover on Land
Contractors all risk insurance for flyover on land covers any kind of loss or damage caused to the machinery and equipment used in the construction work along with the construction plant during the construction of the flyover. Apart from this, the insurance plan provides coverage for third-party claims arising due to property damage or bodily injury.

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Types of Flyover on Land Sub-Categories
There are two type of flyover on land sub-categories covered:
- Span exceeding 15 meters
- Span not exceeding 15 meters
*The project period varies from 1 month to 24 months
Contractors All Risk Insurance for Flyover on Land: Inclusions
Contractors all risk policy for flyover on land covers the following perils:
- Damage caused due to lightning and fire
- Damage caused during riots, strikes
- Damage caused due to natural calamity such as flood, tempest, storm, inundation
- Damage caused due to collision, impact of any third-party vehicle or collapse
- Loss due theft or burglary
- Any kind of loss due to landslide, rockslide or subsidence
Contractors All Risk Insurance for Flyover on Land: Exclusions
Contractors all risk policy for flyover on land does not provide coverage for the following perils:
- In case of cessation of work whether partial or total
- If the material is defective
- In case of inventory loss
- If the design is faulty
- Regular wear and tear of the machinery or any other equipment
- Loss or damage caused during war or any other related perils
- Any kind of loss or damage caused due to nuclear reaction, radioactive contamination or nuclear radiation
- Any kind of consequential losses
- Any loss or damage caused due to willful negligence or the policyholder or any willful act.
Contractors All Risk Insurance for Flyover on Land: Add-ons
The insurance companies offer several add-ons with contractors all risk insurance policy that the policyholder can purchase to enhance the existing coverage:
- Third-party liability coverage
- Contractor’s plant and machinery
- Surrounding property damage cover
- Earthquakes
- Construction equipment such as scaffolding, shuttering material, etc.
- Terrorism
- Maintenance visit or extended maintenance
- Removal of debris
FAQs
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Ques 1: How many different types of flyover on land does contractors all risk insurance cover?
Ans: There are two type of flyover on land that the contractors all risk insurance cover.- Span exceeding 15 meters
- Span not exceeding 15 meters
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Ques 2: Is any kind of loss or damage caused during the construction due to fault in design covered?
Ans: No coverage is provided, if there is any kind of loss or damage caused during the construction due to faulty design. -
Ques 3: Does contractors all risk insurance provide coverage for third-party claims?
Ans: Yes, the insurance plan provides coverage for the third-party claims arising due to bodily injury or property damage. -
Ques 4: Who can purchase contractors all risk insurance for flyover on land?
Ans: Civil contractors, sub-contractors individually or jointly working on some project can purchase contractors all risk insurance as per their preference and need.