Contractors All Risk Insurance for Flyover on Land

Contractors all risk insurance for flyover on land covers any kind of loss or damage caused to the machinery and equipment used in the construction work along with the construction plant during the construction of the flyover. Apart from this, the insurance plan provides coverage for third-party claims arising due to property damage or bodily injury.

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Types of Flyover on Land Sub-Categories

There are two type of flyover on land sub-categories covered:

  • Span exceeding 15 meters
  • Span not exceeding 15 meters

*The project period varies from 1 month to 24 months

Contractors All Risk Insurance for Flyover on Land: Inclusions

Contractors all risk policy for flyover on land covers the following perils:

  • Damage caused due to lightning and fire
  • Damage caused during riots, strikes
  • Damage caused due to natural calamity such as flood, tempest, storm, inundation
  • Damage caused due to collision, impact of any third-party vehicle or collapse
  • Loss due theft or burglary
  • Any kind of loss due to landslide, rockslide or subsidence

Contractors All Risk Insurance for Flyover on Land: Exclusions

Contractors all risk policy for flyover on land does not provide coverage for the following perils:

  • In case of cessation of work whether partial or total
  • If the material is defective 
  • In case of inventory loss
  • If the design is faulty
  • Regular wear and tear of the machinery or any other equipment
  • Loss or damage caused during war or any other related perils
  • Any kind of loss or damage caused due to nuclear reaction, radioactive contamination or nuclear radiation
  • Any kind of consequential losses
  • Any loss or damage caused due to willful negligence or the policyholder or any willful act.

Contractors All Risk Insurance for Flyover on Land: Add-ons

The insurance companies offer several add-ons with contractors all risk insurance policy that the policyholder can purchase to enhance the existing coverage:

  • Third-party liability coverage
  • Contractor’s plant and machinery
  • Surrounding property damage cover
  • Earthquakes
  • Construction equipment such as scaffolding, shuttering material, etc.
  • Terrorism
  • Maintenance visit or extended maintenance
  • Removal of debris


Written By: PolicyBazaar - Updated: 23 January 2023

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Policybazaar for Business - Contractors All Risk Insurance - Customer Reviews
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3.8 February 22, 2023
Compensate For Damages
I recently purchased Contractors All Risk Insurance from PolicyBazaar website and had a great experience with them. It was necessary to purchase this Insurance as I understand the risks and uncertainties of the job. However, with this policy, I found myself protected against a wide range of unforeseen events such as property damage, third-party liability and even employee injuries. Thanks to Policybazaar.
4.3 February 02, 2023
Quick Renewal
I recently purchased Contractors All Risk Insurance from PolicyBazaar and I am delighted to share my positive experience with this valuable policy. From the moment I initiated the process until the policy was in effect, PolicyBazaar demonstrated outstanding professionalism, reliability, and a genuine commitment to customer satisfaction. Thanks PB.
3.8 January 13, 2023
Time Saving Process
Throughout the process, I was consistently impressed by PolicyBazaar's exceptional customer service. Their representatives were friendly, knowledgeable, and always ready to assist me with any questions or concerns I had. They patiently explained the policy terms and conditions, clarifying even the most intricate details, which allowed me to make well-informed decisions regarding my coverage. I truly felt valued as a customer, and their dedication to ensuring my satisfaction was evident in every interaction.
4.3 December 24, 2022
Suitable Purchase
Recently we got a project to work on a site. I made sure that i get the contruction all risk insurance policy. A friend of mine suggested to purchase it from PolicyBazaar website so i went on their website and made the purchase without any hassle. It was a suitable purchase as it provided compensation for material damage and many more Thanks to PolicyBazaar.
4.3 December 04, 2022
Provides Security To Material Damage
I recently purchased Contractors All Risk Insurance from PolicyBazaar which provides me peace of mind, knowing that projects are protected against unforeseen events. This allows me to focus on my work without constantly worrying about potential risks and liabilities. Thanks Policybazaar.
4 November 14, 2022
Knowledeable Staff
The staff at PolicyBazaar were knowledgeable and helped me choose the right policy that fit my specific needs. I highly recommend Contractors All Risk Insurance through Policybazaar for anyone involved in construction projects."
4.3 October 25, 2022
Peace Of Mind
I recently purchased Contractors All Risk Insurance through PolicyBazaar and I am so happy with the services I received during the buying process. Also, the policy provided me with peace of mind during my construction project, as it covered unforeseen damages to the project site, materials and equipment. The claims process was straightforward and hassle-free and the insurance company promptly reimbursed me for the damages I incurred. Thanks Policybazaar
3.8 October 05, 2022
User Friendly Website
As a contractor, I was looking to buy Contractor all risk from the PolicyBazaar website online. So I went on their website and checked several details. It was well-maintained and described all the benefits in detail. I contacted their customer support and decided to buy from them. The website is really user-friendly and helpful. Highly Recommend. Thanks, PolicyBazaar.
4.5 October 01, 2022
Well Maintained Website
I was looking to buy contractor all-risk insurance that protects property from any damages and landed on the policybazaar website. It is well written & maintained website and provided all the necessary information. The add-ons are also affordable and provide extra protection.
4.5 September 30, 2022
All In One Policy
Unique perks, low premium, great customer support, and a claim settlement process are a few things that we have experienced with policybazaar. We bought a contractor all-risk policy last year and raised a claim for an incident. The process was simple and the claim was reimbursed in a few days.