Contractors All Risk Insurance for Interior Decoration

Contractors all risk insurance for interior decoration provides coverage for the unexpected damage caused to the material that is to be used in the interior decoration along with the designing equipment.

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By clicking on "" you agree to our Privacy Policy and Terms of Use, and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.

Contractors All Risk Insurance for Interior Decoration: Inclusions

Contractors all risk insurance for interior decoration provides coverage for the following perils:

  • Loss or damage due to fire or lightning
  • Loss or damage because of strikes, riots, or any other malicious activity
  • Loss or damage because of tempest, inundation, flood, storm, etc.
  • In case of theft or burglary, the insurer will provide coverage
  • In case of collision, impact or collapse, the insurer will provide coverage
  • Loss or damage because of subsidence, rockslide or landslide

Contractors All Risk Insurance for Interior Decoration: Exclusions

Contractors all risk insurance for interior decoration does not provide coverage for the following perils:

  • If the work is stopped partially or permanently
  • Inventory losses will not be covered
  • Wear and tear will not be covered
  • Any consequential loss is not covered
  • Any kind of damage caused due to faulty design where the interior decoration is happening
  • Any kind of loss or damage caused due to poor or defective material
  • Damage caused during war or any other related perils
  • Willful negligence or misconduct of the insured that leads to any kind of loss or damage is not covered
  • Damage caused due to nuclear reaction, nuclear radiation or radioactive contamination

Contractors All Risk Insurance for Interior Decoration: Additional Coverage

In order to enhance the coverage of your insurance plan, you will have to purchase the below mentioned add-ons:

  • Earthquake
  • Surrounding property
  • Contractors plant and machinery
  • Third-party liability
  • Removal of debris
  • Construction equipment like scaffolding, shuttering material, etc.
  • Terrorism
  • Maintenance visit & extended maintenance

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Written By: PolicyBazaar - Updated: 24 January 2023