Employing High-Flying Expats? Here’s How You Can Take Care of Them?

Employing high-flying expats is important to conduct business deals in the international market. The executives of an organisation may frequently visit abroad in order to accomplish overseas work. Hence, it is essential for an employer to buy group travel insurance for employees who visit abroad.

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Employing High-Flying Expats Insurance

A business must take care of the staff in case of employing high-flying expats. The employees need a group travel policy for indemnification against losses. For example, while travelling to another nation, an employee may lose his belongings, which may cost him well. Therefore, the employer must obtain a group travel policy.

Let us see some benefits of a group insurance policy for the employer in case of employing high-flying expats.

Loss of Baggage

The group travel policy offers assistance in case of loss of baggage. An individual keeps essential articles of business in their baggage. In addition, important documents related to the business are generally carried out. Therefore, the loss of baggage can be disheartening and unfortunate for an employee. On top of that, it is also a tangible loss for the business or organisation.

For example, an employee, at the airport, may lose his baggage carrying some confidential documents which are essential for the meeting. Under such circumstances, the meeting might be delayed which can lead to a loss of goodwill for the business.

However, if he has a group insurance policy, the insurer shall bear the cost of making duplicate document for the meeting. The employee shall receive financial reimbursement for the loss of baggage and other items. In addition, some other losses shall also be reimbursed in the form of money or another best suited form.

Flight Delay

Flight delay is common in India due to various reasons. A flight might be delayed due to a technical issue in its system or bad weather conditions. An employee or the business may incur a huge loss owing to a delay or cancellation of a flight. Hence, the employer must purchase a group travel policy in order to avoid such losses.

Medical Assistance

It could be challenging for an executive to deal with a medical issue in a foreign state. On top of that, an individual may face a health issue at any moment owing to several reasons. Therefore, the group insurance scheme is helpful in meeting the medical requirement.

It covers the medical fees up to a certain limit specified in the insurance policy. In addition, it also offers security against emergency surgery. The group travel policy bears the cost of a blood test, X-Rays, scans etc. Furthermore, the policy bears the cost of transportation due to medical emergencies. It evacuates the insured from another nation to his domestic country.

Personal Accident

The group travel policy offers coverage against an unfortunate accident in a foreign state. It covers the entire treatment cost arising due to the accident.

Public Liability

An employee might be blamed for the damage or negligence caused to the third party. It may lead to delays in the operation of the business. Further, it may create another liability for the business, along with the employer in the foreign country.

However, it is a rare case. Nonetheless, it should not be avoided. Hence, the group travel policy is important to discharge such liabilities. Further, the group insurance policy handles the legal issues that arise due to third-party liability. It settles the claims arise from the judgment or order of the court.


A group travel policy is crucial when employing high-flying expats. It provides add-on covers to the expats during a strike or riot in a foreign state. During such times, the policy offers assistance in clearing the passage to return to the home state. It takes care of all safety measures and evacuates the expats from another nation to the domestic state. Therefore, an employer must purchase a group travel policy.

Policybazaar for Business - Group Insurance - Customer Reviews
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4 January 31, 2022
Good Deals
We bought corona group health cover for our firm. It is still risky and to make sure the safety for everybody, we bought the cover. It was on a good deal on Policybazaar.
4 January 30, 2022
Quicker Than Expected
I bought group covid insurance for me and my team We are a small start-up and really needed this cover. I bought it from PolicyBazaar which was quicker than I expected.
4.3 January 30, 2022
Health Cover
As we have started travelling again, I had book group Covid-19 health plan for me and my employees. We are travelling frequently now and obviously needed this health cover.
4 January 30, 2022
Quick Claims
For myself and my staff, I purchased group covid insurance. This cover was critical for us as a modest start-up. I purchased it through PolicyBazaar, and it arrived much sooner than I anticipated.