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Bank of India in UAE

Bank of India (BOI) is one of the largest public sector banks in India. Bank of India also has an international presence through overseas branches and representative offices, including its branch in the UAE. The bank primarily caters to the needs of Indian expatriates living outside India, along with companies and corporations. This is done through the means of providing banking services, remittances to India, and also supporting customers in utilising the NRI account benefits that come with opening an NRI account.

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Bank of India UAE Branch

If you are a resident of Dubai and looking for banking and NRI-related services, you can visit the branch here.

Office Address	Level 19, South Tower, Unit S1902, Emirates Financial Towers, DIFC, P.O. Box 507310, Dubai, UAE
Working Hours	Monday to Friday: 10:00 AM to 6:00 PM; Saturday and Sunday (Closed)
Phone Number	+971 4 3273437 / +971 4 3527291 / +971 4 3527292

Note: Bank of India's UAE operations are currently conducted through its Dubai (DIFC) branch.

Bank of India NRI Services

Bank of India provides several banking services to NRIs in the United Arab Emirates. Customers can contact the Dubai branch to find out about opening an NRI account, the documentation requirements, and the banking services available in India.

Eligible customers can apply to open NRE, NRO and FCNR(B) accounts through Bank of India's NRI banking process. Eligible individuals can explore various NRI investment options in India, subject to applicable regulations.
Various other safe and reliable methods of transferring remittances from abroad to India are provided by the Bank of India.
Some of the NRI account benefits are that it is convenient for remittances, it is easy to do online banking, and there is a wide category of deposit options and other financial products.
NRIs may have tax reporting obligations in their country of tax residence depending on the applicable local tax laws and any relevant tax treaties.
Eligible customers can avail home loans offered by the bank subject to applicable terms and eligibility.

Conclusion

Bank of India offers special banking facilities for NRIs living in the UAE. The facility may help you to open an NRI account, transfer funds to India or get information related to investment plans and NRI investment options in India. Customers may approach the branch in Dubai or utilise online facilities provided by the bank for managing their account.

FAQs

1. Is it possible for an individual from the UAE to open a Bank of India NRI account?

Eligible NRIs can open a Bank of India NRI account by following the bank's account opening process. The Dubai branch can also be contacted for assistance with documentation and NRI banking services.
2. What are the documents required for opening an NRI account in the Bank of India?

Generally, you will be required to carry a valid passport, UAE visa, address proof from outside India, address proof from India (if any), PAN card, passport size photographs, and other supporting documents as requested.
3. What kinds of NRI accounts does Bank of India offer?

Bank of India provides three types of NRI accounts: Non-Resident External (NRE), Non-Resident Ordinary (NRO) and Foreign Currency Non-Resident (Bank), i.e., FCNR(B) accounts.
4. Does the Bank of India help in remittance from the UAE to India?

Yes, Bank of India has foreign remittance and fund transfer services which allows people to remit money from UAE to India through the bank.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-09-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

Claude

Bank of India in UAE

Bank of India UAE Branch

Bank of India NRI Services

Conclusion

FAQs

1. Is it possible for an individual from the UAE to open a Bank of India NRI account?

2. What are the documents required for opening an NRI account in the Bank of India?

3. What kinds of NRI accounts does Bank of India offer?

4. Does the Bank of India help in remittance from the UAE to India?

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