ICICI Bank in the USA

ICICI Bank is a private sector bank in India with a strong global presence, including in the USA. The bank’s operation in the USA provides financial services and banking products to businesses and NRIs (Non-Resident Indians). For Indians in the US, having an account with ICICI Bank is one way to easily manage your finances in India.

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ICICI Bank US Branches

ICICI Bank currently have one main branch and four representative offices in the United States at the following addresses:

  • New York (Main Branch)
  • Texas
  • California
  • New Jersey
  • Illinois

ICICI Bank New York Address

ICICI Bank's New York branch is not a retail bank. Instead, it primarily serves businesses and NRIs with India-focused financial products and services.

Office Address ICICI Bank Limited New York Branch,
575 Fifth Ave, 26th floor, New York, NY 10017 US
Working Hours Monday to Friday: 8:30 AM to 5 PM
Phone Number +1-646-827-8450
Email usaccountmanager@icicibank.com
Money2World Queries Phone: +1-866-ICICI-4U / +1-866-424-2448
Email: nri@icicibank.com
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ICICI Bank Texas Address

For any queries related to ICICI Bank's products and services, you can visit their representative office in Texas.

Office Address ICICI Bank Limited, Texas
8305 Preston Road, Suite 400C, Plano, TX 75024
Working Hours Monday to Friday: 8:30 AM to 5 PM
Phone Number +1-972-480-6851
Money2World Queries Phone: +1-866-ICICI-4U / +1-866-424-2448
Email: nri@icicibank.com

ICICI Bank California Address

ICICI Bank have a representative office in California that customers can visit in case of any queries.

Office Address ICICI Bank Limited, California

844 East El Camino Real, Suite B1, Sunnyvale, CA 94087

Working Hours Monday to Friday: 8:30 AM to 5 PM
Phone Number +1-408-769-4311
Money2World Queries Phone: +1-866-ICICI-4U / +1-866-424-2448

Email: nri@icicibank.com

Note: The representative offices are not chartered banks and cannot accept deposits or trust accounts. They are offices meant to assist customers with products and services provided by ICICI Bank. It provides support and information to any customers who visit such offices.

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ICICI Bank NRI Services

NRIs in the USA can reach out to the New York branch or any representative office to get assistance with NRI-related services. You can enquire about account opening or access to investment plans through any representative in the bank.

  • To transfer money from foreign countries to India, ICICI Bank’s customers can use Money2India, which is not only secure but also quick.
  • NRIs can take out home loans and home improvement loans, among others, which can be a useful NRI account benefit.
  • NRIs can open a savings or fixed deposit account depending on what their goals are with the account.
  • You can choose an NRE (Non-Resident External) account to maintain income earned outside India or an NRO (Non-Resident Ordinary) account to manage your income earned in India.
  • ICICI Bank also offers an FCNR (Foreign Currency Non-Resident) account in US Dollars, GBP, EUR, JPY, AUD, CAD, SGD, HKD and CHF.

Conclusion

ICICI Bank offer various banking solutions for NRIs, including access to NRI investment options in India or simple savings. To know more, you can download the iMobile Pay, visit their website or go to the branch to get more information on any product of your choice.

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FAQs

  • 1. Can I open an ICICI Bank NRI account from the USA?

    Yes, visiting any ICICI Bank branch in the US and asking for assistance with the process is one way to open an account from the US itself. Opening your account online from wherever you are is another easy option.
  • 2. Does ICICI Bank allow opening an NRI account online?

    Yes, the bank has a website and mobile app, which you can use to open your account online. You can look for the NRI service option under which the account opening section is available.
  • 3. What is an ICICI Bank 3-in-1 NRI account?

    This NRI account is an integrated account that combines the savings, demat, and trade accounts in one to make transactions easier and simpler.
  • 4. What is an NRI Premium Programme in ICICI Bank?

    It is a programme specifically for NRIs with benefits like a dedicated relationship manager, competitive rates on remittances, and family banking benefits, among others.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-07-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

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